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Best Mortgage
Brokers in

Why These Mortgage Brokers?

Our goal is to connect people with the best local experts. We scored Bakersfield Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 86 55 9

Our Selection Criteria:

  • 1. Reputation

    A history of delighted customers and outstanding service.

  • 2. Credibility

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Experience

    Masters of their craft, based on years of practical experience and education.

  • 4. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Clarity Home Loans

Clarity Home Loans, located in Bakersfield, California, provides exceptional client service and competitive mortgage rates. They strive to build lasting relationships with each client so that they can better assist them with future lending opportunities. Clarity Home Loans is Better Business Bureau accredited and guarantees unparalleled lending solutions to clients throughout all of California. They specialize in home purchase loans, refinance loans, home equity loans, cash-out home loans, jumbo home loans, FHA and VA loans, forward and reverse mortgages, and much more.

Bakersfield, CA 93312


Cornerstone Mortgage

Cornerstone Mortgage is located in Bakersfield, California and boasts more than 25 years of experience in the lending and mortgage industry. By offering a comprehensive suite of loan products, they can meet the needs of nearly everyone seeking financing solutions. The friendly, dedicated, and knowledgeable staff are well-versed in the available loan products and are ready to find options to meet the individual needs of all clients. They understand how important the lender-client relationship is, and they promise commitment, follow up, follow through, and efficient closing. Cornerstone Mortgage specializes in FHA and VA loans, conventional and jumbo loans, mortgage refinancing of investment properties and primary residences, and purchase loans. They are equipped to serve first-time home buyers, next-home buyers, vacation home buyers, investment and rental property buyers, those looking to refinance an existing property, and even those looking to consolidate debt.

Bakersfield, CA 93309


Exchange Realty and Bankers Home Loans

Exchange Realty and Bankers Home Loans was first formed in 1984. They have steadily maintained an A+ rating with the Better Business Bureau and proudly offer products to meet the real estate needs of residents throughout all of California. In addition to offering a comprehensive suite of real estate services, they are also capable of managing both residential and commercial properties. Exchange Realty and Bankers Home Loans is devoted to providing solutions to help avoid foreclosure, namely refinancing the existing property or listing the property for sale. Homeowners facing default and foreclosure are encouraged to contact the specialists to discuss all possible options. The team of professionals can also assist both buyers and sellers throughout the entire process; prequalification, list a home for sale, and accept or decline offers.

Bakersfield, CA 93304


Golden Empire Mortgage, Inc.

Golden Empire Mortgage, Inc. is one of the most respected mortgage lenders. CEO Howard Kootstra has more than 35 years of lending experience and has learned every aspect of the industry but working in a variety of positions. Golden Empire Mortgage, Inc. specializes in home lending and mortgages, but their priority lies within their clients and establishing lasting relationships. Howard Kootstra and his team of dedicated professionals specialize in adjustable rate mortgages, FHA and VA loans, fixed-rate mortgages, conventional mortgages, and jumbo loans. While offering standard and non-conforming lending options, Golden Empire Mortgage, Inc. continues to develop innovative financing options in an effort to help a broader client base. Prospective home buyers have been given the option to get pre-qualified and apply for loans directly through their website.

Bakersfield, CA 93309


Local Lending

Local Lending is a mortgage lender located in Bakersfield, California. They strive to provide the best possible services and most comprehensive products throughout the mortgage industry. They aim to exceed the expectations of each client with regards to mortgage lending and refinancing. Increased efficiency in technology has made for a more productive lending environment, and Local Lending allows clients to submit secure loan applications or prequalifications directly through their website. Loan programs available through Local Lending include adjustable rate mortgages, hybrid adjustable rate mortgages, Harp 2.0 loans, FHA loans, VA loans, interest-only mortgages, balloon loans, forward and reverse mortgages, and graduated payment mortgages. Additionally, they also offer home refinance solutions, home purchase loans, and home equity loans. The team of experts at Local Lending can assist homebuyers throughout every step of the process; from getting pre-qualified, to selecting the right loan, and finally closing on the loan.

Bakersfield, CA 93312


Mortgage Connection

Mortgage Connection, a Bakersfield mortgage lender, strives to ensure all clients are confident and comfortable with the financing strategies available. They have an on-staff underwriter to expedite the loan approval process and are proud that nearly all of their business is the result of referrals from satisfied clients, financial advisors, and local realtors. What sets Mortgage Connection apart is their efficiency, experience, and commitment. They promise to treat all clients like family while also maintaining a professional and ongoing relationship. Homeownership is a large responsibility, so the team of professionals at Mortgage Connection uses their skills to make sure all clients fully understand and are comfortable with the loan product they have chosen. Loan programs available through Mortgage Connection include fixed-rate mortgages, adjustable rate mortgages, and FHA loans.

Bakersfield, CA 93309


Prince Financial Corp

Prince Financial Corp, located in Bakersfield, California, serves those seeking assistance with real estate and finance needs. Owner Barbara Prince has been an active member of the mortgage industry for more than 40 years and is proud to offer knowledgeable, experienced, and dedicated services. As a locally owned and operated company, Prince Financial Corp specializes in purchase loans, VA loans, FHA loans, forward and reverse mortgages, refinancing, small commercial loans, and standard home loans. In addition to mortgage products, Prince Financial Corp can also assist those wishing to eliminate bad debt by bundling bills into a loan consolidation requiring one monthly installment payment. With an estimated 30 day processing time, Prince Financial Corp implements efficiencies where needed while still giving each client personalized and individualized attention. Barbara and her team of professionals help clients turn dreams into reality, and can offer insight into what loan is needed for any home-buying situation.

Bakersfield, CA 93301


Signature Home Lending

Signature Home Lending, located in Bakersfield, California, is a trusted source for experienced loan officers, reliable refinance advisors, knowledgeable purchase assistants, and honest debt consolidation specialists. Services are tailored to the first-time home buyer, relocating individuals and families, those seeking rental and investment properties, those seeking a second home, veterans, and more. The team at Signature Home Lending is dedicated to providing each client with the best financial services at the lowest available rates. They work one-on-one with clients to ensure all financing needs are met. Loan options available through Signature Home Lending include FHA and VA loans, Harp loans, conventional loans, jumbo loans, fixed-rate mortgages, and adjustable rate mortgages. In addition to mortgage products, Signature Home Lending also has debt consolidation solutions for those seeking assistance with seemingly insurmountable bills and financial obligations.

Bakersfield, CA 93308


Valley Mortgage Investments, Inc.

Valley Mortgage Investments, Inc. is focussed primarily on funding and servicing private money mortgage loans that are in turn secured by real estate. Although the firm is located in Bakersfield, California, they lend to qualified applicants seeking business purpose loans throughout all of California. Valley Mortgage Investments, Inc. was first formed in 2009 and works closely with a group of private investors who place their own funds in privately held trust deeds. As a full-service private lender, they have funded hundreds of loans. They fund and service the loan, meaning they work with clients from the time of application until the loan is paid off. Loan programs offered through Valley Mortgage Investments, Inc. include commercial loans, multi-family loans, agricultural loans, non-owner occupied loans, interest-only loans, partially and fully amortized loans, income-generating loans, and business purpose loans. They guarantee no up-front fees, no prepayment penalties, no FICO requirements, no seasoning requirements, and more.

Bakersfield, CA 93309


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