Best Mortgage Brokers in Apple Valley

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Bobadilla Finance Team Home Loans logo
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License Verified:

License: 820270

Nationwide Multistate Licensing System and Registry

Bobadilla Finance Team Home Loans

28200 CA-189 F-240 #17 and #18, Lake Arrowhead, CA 92352
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  • Refinance
  • New Construction

Business Description

Bobadilla Finance Team Home Loans strives to turn clients' dreams of home ownership into reality through mortgage refinancing services in Apple Valley. The mortgage brokerage firm offers VA, FHA, USDA, and jumbo loan products. Additionally, it has options such as portfolio, construction, and subprime loans. Its reverse mortgages are available to seniors to help release home equity as one lump sum or multiple payments. Its team has been serving the community for over 23 years.

License Verified:

License: 820270

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (46)
Yelp
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Capital 1 Mortgage logo
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License Verified:

License: 245291

Nationwide Multistate Licensing System and Registry

Capital 1 Mortgage

45303 Silver Valley Rd,, Newberry Springs, CA 92365
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  • Refinance

Business Description

Capital 1 Mortgage has been serving clients across the Apple Valley metro for over three decades. The company helps them acquire properties through a variety of solutions, ranging from fixed-rate plans to adjustable-rate policies. It deals with self-employed borrowers and offers non-qualified mortgages, a way for them to finance their property acquisition with alternative documents like bank statements. The company also assists aspiring homeowners in obtaining financing from private money. It runs a website that contains mortgage calculators to help them with their decision-making.

License Verified:

License: 245291

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Global Mortgage logo
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License Verified:

License: 240656

Nationwide Multistate Licensing System and Registry

Global Mortgage

12505 N Main Street, Ste 228 Suite #228, Rancho Cucamonga, CA 91739
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  • Refinance

Business Description

Global Mortgage offers its solutions to customers in Apple Valley and nearby communities. It provides potential homebuyers with various funding options, including conventional, FHA, USDA, VA, and jumbo loan programs. It also guides first-time homebuyers throughout the process, helping them choose a property and understand their options based on their financial situation and goals. The company helps clients qualify for down payment assistance programs that focus on building equity. It also has refinancing solutions that lower monthly payments and interest rates.

License Verified:

License: 240656

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (11)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
James Taverner logo
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License Verified:

License: 1369773

Nationwide Multistate Licensing System and Registry

James Taverner

13295 Joliet Dr., Rancho Cucamonga, CA 91739
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  • Refinance

Business Description

James Taverner is a senior loan originator who works under Lunar Home Loans. He serves borrowers in the Apple Valley community by finding the program that fits their individual needs. Taverner reviews his client's unique situations and navigates them through the loan process. He maintains open communication and follows up by explaining the process and protecting borrowers from financing and refinancing errors. In addition, Taverner has worked with second home buyers and people refinancing their mortgages.

License Verified:

License: 1369773

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Yelp
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Miguel For Mortgage logo
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License Verified:

License: 1203937

Nationwide Multistate Licensing System and Registry

Miguel For Mortgage

16000 Apple Valley Rd., Bldg. C5, Ste. 9, Apple Valley, CA 92307
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  • Refinance

Business Description

Miguel For Mortgage is an Apple Valley-based company that serves clients throughout the local metro. It assists individuals aiming to obtain properties and offers loans backed by government agencies like the USDA. The company also provides the FHA 203(k) loan, a program that allows borrowers to finance property acquisition and renovation. It deals with other clients looking to refinance their loans. It has experience with homeowners refinancing for the first or seventh time, guiding them with their decision-making through tools like online mortgage calculators.

License Verified:

License: 1203937

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
PRMG Lake Arrowhead logo
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License Verified:

License: 1926818

Nationwide Multistate Licensing System and Registry

PRMG Lake Arrowhead

27215 Hwy 189, Suite C, Blue Jay, CA 92317
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  • Refinance
  • New Construction

Business Description

PRMG Lake Arrowhead deals with clients throughout the Apple Valley area. The company has experience assisting aspiring homeowners across the mortgage application process, from underwriting to closing. It offers loans backed by government agencies, including USDA, FHA, and VA. It also provides other loan products like conventional and jumbo mortgages. The company is one of the branches of PRMG, a national organization approved as a direct issuer to the government-owned corporation Ginnie Mae. It has assisted more than 100,000 families throughout its over 20-year history.

License Verified:

License: 1926818

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.5 / 5 (163)
Real Estate Loans and Homes logo
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License Verified:

License: 297251

Nationwide Multistate Licensing System and Registry

Real Estate Loans and Homes

27489 Silver Lakes Parkway, Helendale, CA 92342
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  • Refinance
  • New Construction

Business Description

Real Estate Loans and Homes has been attending to the financing needs of residents in the Apple Valley metro since 1993. It offers various home loans, including conventional, jumbo, and CalVet loans. The company is co-headed by Sheryl Arndt, who specializes in helping clients with unique credit profiles secure financing. Access to over 20 banks allows her to find mortgage options for clients with a FICO score of below 640. She has been working in the industry since 1992.

License Verified:

License: 297251

Nationwide Multistate Licensing System and Registry

Rivas Realty & Mortgage logo
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License Verified:

License: 314765

Nationwide Multistate Licensing System and Registry

Rivas Realty & Mortgage

14298 Saint Andrews Drive Suite 1, Victorville, CA 92395
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  • Refinance

Business Description

Rivas Realty & Mortgage helps clients in Apple Valley and the surrounding areas who are in need of funds to purchase new homes or refinance their existing ones. The team also arranges for DACA and ITIN loans and provides down payment assistance programs like the CalHFA Loan, GSFA Platinum, and Chenoa Fund Programs. Victor Rivas, one of the firm's real estate agents, has been in the industry since 1997. He started serving as a loan officer in 2001.

License Verified:

License: 314765

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (6)
Facebook
4.0 / 5 (5)
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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