Expertise.com

Best Health Insurance Agencies in Hoover

2024

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Providers

Last updated:

Website
3644 Vann Road, Birmingham, AL 35235
  • Life Insurance
  • Home & Auto Insurance
  • Business Insurance
  • Individual Plans
  • Personal Insurance

Why choose this provider?

Gurley-Cooke Insurance is an insurance agency in Birmingham that offers insurance plans and services to clients in the Hoover metro. The agency was established in 1994 and employs the independent agency business model. Through its connections with various insurance providers in the region, it offers diverse health insurance plans such as individual health insurance, group health insurance, disability insurance, and long-term care insurance plans. It also provides options for individual life insurance and pet insurance.

License Verified:

License: 79705

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
6662 Highway 75, Pinson, AL 35126
  • Individual Plans
  • Life Insurance

Why choose this provider?

Jay Ellett is a State Farm insurance agent serving Hoover and the surrounding communities. He has been providing health insurance coverage options for families, individuals, and senior citizens since 2010. A wide range of plans is available for supplemental health, Medicare supplement, and individual medical coverage. Disability insurance is also available for short- and long-term needs. Ellett also offers auto, life, and pet insurance. He is a member of the Clay Pinson Chamber of Commerce and coaches the local youth league baseball team.

License Verified:

License: 460692

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1406 Primrose Lane, Hoover, AL 35244
  • Life Insurance

Why choose this provider?

Hughes Independent Agency is a family-owned firm in Hoover that has been serving clients for more than a decade. Its team provides assistance to clients who are in need of life and health insurance policies. HIA helps individuals in ensuring peace of mind against illnesses like cancer. Its team also assists those who want to get coverage in case of an accident. On the other hand, their commercial insurance services include coverage for autos, CGL, BOP, and workers' compensation.

License Verified:

License: 3000697981

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3000 Riverchase Galleria, Hoover, AL 35244
  • Individual Plans
  • Life Insurance

Why choose this provider?

Antonio D. Sankey & Associates, LLC is an insurance brokerage in Hoover that offers insurance solutions and financial services to clients in the metro. The firm is headed by Antonio Sankey, a licensed financial advisor with over 21 years of industry experience. It offers health insurance plans such as individual health coverage, long-term care coverage, critical illness coverage, disability coverage, and dental health coverage. The firm also provides health insurance options for groups and families.

License Verified:

License: 793810

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What advantages come with dual eligibility for Medicaid and Medicare in Hoover?

    In Hoover, having dual eligibility can improve healthcare coverage. Medicaid also covers some costs not covered by Medicare, such as personal care services and long-term nursing facility care. In addition, dual eligibility may cover preventive care, doctor visits, hospital services, mental health services, dental services, prescription medications, and durable medical equipment such as walkers, wheelchairs, and canes.

  • What common errors might result in a late enrollment penalty for Medicare prescription drug coverage in Hoover?

    In Hoover, late enrollment penalties for Medicare prescription drug coverage may apply if you go 63 days without coverage, delay Medicare enrollment despite eligibility, or fail to keep records of creditable drug coverage without notifying the Medicare plan. Avoiding these mistakes is critical for preventing penalties and maintaining continuous access to Medicare prescription benefits. Keep an eye out for coverage gaps, sign up for Medicare on time, and communicate with your plan to avoid financial problems and ensure you continue to receive your necessary prescription drugs.

  • What are the eligibility requirements for Medicare in Hoover?

    To be eligible for Medicare in Hoover, you must be at least 65 years old or have a qualifying disability. A qualifying disability is typically defined as a condition that entitles you to at least 24 months of Social Security Disability Insurance benefits. If you have amyotrophic lateral sclerosis or end-stage renal disease, you may be able to apply sooner.

  • What is the silver health insurance plan in Hoover?

    The silver health insurance plan in Hoover typically has low monthly premiums. Furthermore, it provides reasonable monthly rates when medical care is required and frequently has a lower deductible than bronze plans. A silver health insurance plan is often a wise choice for people who expect to only require minor medical care throughout the year.

  • What aspects should you consider when deciding on the appropriate health insurance for yourself in Hoover?

    When selecting individual or family health insurance in Hoover, consider vital aspects for a suitable choice. Evaluate your expected yearly healthcare expenses, ensuring the plan adequately covers your needs. Assess your savings capacity for healthcare and insurance costs. Factor in your projected annual income, impacting eligibility for subsidies or reductions. Additionally, weigh your health status and that of family members to choose appropriate coverage. These considerations enable you to make an informed decision, aligning the insurance plan with your specific requirements and financial capabilities.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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