Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

5 Best Hoover Health Insurance Agencies

Antonio D. Sankey & Associates, LLC

3000 Riverchase Galleria, Hoover, AL 35244

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Individual Plans
Life Insurance

Antonio D. Sankey & Associates, LLC is an insurance brokerage in Hoover that offers insurance solutions and financial services to clients in the metro. The firm is headed by Antonio Sankey, a licensed financial advisor with over 21 years of industry experience. It offers health insurance plans such as individual health coverage, long-term care coverage, critical illness coverage, disability coverage, and dental health coverage. The firm also provides health insurance options for groups and families.

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Gurley-Cooke Insurance

3644 Vann Road, Birmingham, AL 35235

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Life Insurance
Home & Auto Insurance
Business Insurance
Individual Plans
Personal Insurance

Gurley-Cooke Insurance is an insurance agency in Birmingham that offers insurance plans and services to clients in the Hoover metro. The agency was established in 1994 and employs the independent agency business model. Through its connections with various insurance providers in the region, it offers diverse health insurance plans such as individual health insurance, group health insurance, disability insurance, and long-term care insurance plans. It also provides options for individual life insurance and pet insurance.

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Hughes Independent Agency

1406 Primrose Lane, Hoover, AL 35244

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Life Insurance

Hughes Independent Agency is a family-owned firm in Hoover that has been serving clients for more than a decade. Its team provides assistance to clients who are in need of life and health insurance policies. HIA helps individuals in ensuring peace of mind against illnesses like cancer. Its team also assists those who want to get coverage in case of an accident. On the other hand, their commercial insurance services include coverage for autos, CGL, BOP, and workers' compensation.

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Jay Ellett

6662 Highway 75, Pinson, AL 35126

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Individual Plans
Life Insurance

Jay Ellett is a State Farm insurance agent serving Hoover and the surrounding communities. He has been providing health insurance coverage options for families, individuals, and senior citizens since 2010. A wide range of plans is available for supplemental health, Medicare supplement, and individual medical coverage. Disability insurance is also available for short- and long-term needs. Ellett also offers auto, life, and pet insurance. He is a member of the Clay Pinson Chamber of Commerce and coaches the local youth league baseball team.

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Senior Benefit Solutions LLC

1 Chase Corporate Drive, Birmingham, AL 35244

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Life Insurance
Health Insurance

Senior Benefit Solutions LLC offers health insurance products to clients in Hoover and surrounding areas. The company specializes in handling traditional Medicare services. The company's agents, husband and wife Tom And Sherri McQuillan, also provide assistance with Medicare Supplement and Medicare Advantage plans. The two agents help their clients with choosing coverage for dental, vision, and prescription drugs. Senior Benefit Solutions works with various health insurance carriers such as Humana, Cigna, and Mutual of Omaha.

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Best Health Insurance Agencies in Hoover

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Health Insurance Agencies FAQs

Antonio D. Sankey & Associates, LLC

Gurley-Cooke Insurance

Hughes Independent Agency

Jay Ellett

Senior Benefit Solutions LLC

Frequently Asked Questions

Q: Is there a tax credit for having health insurance?

Q: Do employers have to offer health insurance?

Q: Do you have to pay a health insurance deductible upfront?

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