Best Workers Compensation Attorneys in Anchorage

FAQs

• What is the non-emergency contact number for the local police station in Anchorage, Alaska?

  The non-emergency contact number for the Anchorage Police Department is 3-1-1.

• Where can I get a copy of police report for incidents related to my case in Anchorage, Alaska?

  You may request a copy of your police report from the Anchorage Police Department's online public records center.

• Is it possible to receive worker's compensation in Anchorage even if you caused the accident?

  The worker’s compensation system in Anchorage is no-fault, which means you may be entitled to receive benefits for the injuries you sustained. However, if it is established that you were intoxicated at the time of the accident, that you meant to hurt someone, or that you willfully disregarded safety precautions, your claim can be rejected.

• What categories of worker's compensation claims are prevalent in Anchorage?

  There are two types of worker’s compensation in Anchorage. These are:

  • When employers purposely refuse to file a report of injury to avoid paying an increased insurance premium or an investigation led by OSHA.
  • When insurance companies deliberately refuse to pay for the surgery, even if it is recommended by the treating physician.

• Which forms of worker's compensation claims are prevalent in Anchorage?

  Worker’s compensation benefits in Anchorage cover medical expenses and wage replacement, which are divided into five main categories:

  • Temporary Total Disability: for workers who cannot work during the healing period and are expected to return once fully recovered.
  • Temporary Partial Disability: for workers who can work while recovering from injuries.
  • Permanent Partial Impairment: for workers who suffered a permanent injury.
  • Permanent Total Disability: for workers who can no longer work.
  • Death benefits: for the decedent's surviving family.

• What are the typical reasons for work-related injuries in Anchorage?

  Some of the most common causes of injuries at work in Anchorage are slips and trips, falls, vehicle accidents, overexertion, toxic chemical exposure, repetitive motions, and machine entanglement. According to the U.S. Bureau of Labor Statistics’ latest report, Alaska witnessed a total of 31 work-related fatalities in just a year.

• What is the difference between a workers’ compensation claim and a personal injury claim in Anchorage?

  Workers' compensation benefits in Anchorage cover the medical expenses and lost wages of employees who get hurt at work. They give payments every two weeks. Meanwhile, personal injury lawsuits are frequently more complicated, and payment is made in a single lump sum that typically exceeds what workers' compensation would offer. In addition, negligence must be established for a personal injury claim.

• What does a workers’ compensation attorney do?

  Workers’ compensation attorneys help injured employees recover monetary benefits following workplace accidents and illnesses. Attorneys in this practice area provide legal advice, gather evidence, review medical records, prepare petitions, and negotiate insurance settlements. They also represent clients’ interests during court cases and administrative hearings overseen by state workers’ compensation boards.

• What are the benefits of filing a workers’ compensation claim?

  Workers’ compensation insurance gives employees access to vital cash benefits in case of workplace injuries or illnesses. Filing a claim can help injured workers pay for medical care, physical therapy, and essential living expenses while they recover from a temporary or permanent disability. Workers’ compensation also pays for funeral and burial expenses following fatal workplace injuries.

• How long does a workers’ compensation claim stay open?

  Workers’ compensation claims typically remain open as long as the individual is receiving treatment or until the injured party reaches maximum medical improvement. This milestone varies for each person, and it can take years to determine whether a disability is temporary or permanent. Additionally, there’s a fixed time limit for filing a lawsuit. The statute of limitations can be anywhere from six months to two years from the date of the injury or the date of the last payment, depending on the worker’s state of residence. A qualified attorney can explain your state’s specific rules.

• What is the average payout for a workers’ compensation claim?

  Nationally, the average workers’ compensation claimant receives $21,800. Payouts range from $2,000 on the low end to upwards of $60,000 for well-compensated workers in high-income areas. The exact amount depends on the claimant’s average weekly paycheck, the extent of the injuries, and their state of residence. Individuals who accept an insurance settlement or initial offer typically receive less than those who negotiate or have an attorney represent them before an arbitrator or workers’ compensation judge.

• How are settlements calculated in workers’ compensation cases?

  Settlements typically cover current and future medical expenses, vocational rehabilitation or retraining, and two-thirds of lost wages. The total amount may vary depending on whether the worker’s disability is temporary or permanent. Workers’ compensation also pays death benefits, including funeral expenses and two-thirds of wages for up to 25 years or a state-specified maximum.

• What is workers comp?

  Workers' compensation is an insurance program that provides medical care, rehabilitation, and other benefits for employees who are injured or fall ill while performing assigned work duties. Common reasons for filing a workers' comp claim include slip and fall injuries, machinery accidents, or muscle strains while lifting heavy items.

  All businesses must carry some form of workers' compensation insurance, with minimum guidelines imposed by the state of residence. Workers' comp is intended to safeguard both the employee and the employer by providing a social safety net. This can protect companies from civil suits and guarantee that injured employees receive the benefits they need.

• What does workers comp cover?

  Workers' compensation insurance covers benefits associated with a wide range of accidents and illnesses that may occur in a place of work. This can include:

  • Medical benefits, such as payments for treatments, hospitalizations, or surgeries
  • Compensation for lost wages while not working
  • Coverage for ongoing care, such as physical therapy
  • Continued access to benefits, including insurance provided through an employer
  • Disability benefits, if an injury results in a permanent loss of functioning in some manner
  • Death benefits and funeral expense coverage

  How and when workers' compensation coverage applies depends on the illness or injury in question and the results of a medical exam. An unsatisfactory ruling by an insurer can be appealed with help from a workers' comp attorney.

  
  

• What does a workers comp defense attorney do?

  A workers' compensation defense attorney is a legal professional who represents the employer in a workers’ comp case. Typically, the defense attorney works to minimize the employer’s liability and reduce the amount of benefits to be paid out.

• When does workers comp start paying?

  How and when workers' comp starts paying can depend on both the circumstances and the state in which an injury took place. In most areas, benefits related to medical care start paying out immediately, even before a claim is formally processed or accepted. Once a case is approved, injured workers may be entitled to other benefits, including coverage for lost wages.

• How much is workers comp insurance for self-employed people?

  Workers' compensation isn't required for self-employed individuals, but those working in dangerous industries, such as construction or manufacturing, may choose to purchase policies. In some cases, employers may request this coverage when hiring a contractor. While costs will vary based on industry and location, most freelancers can expect to pay around $25 to $50 per month.

• How do I file a workers comp claim?

  A workers' comp claim is best filed as soon as an injury occurs. In some states, there are time limits, such as one month following an incident.

  After an injury, an employee must notify their employer. The employer must then provide access to the necessary forms and offer guidance. Employees must fill out all forms and return them to the employer who then files them with the insurer. Some states have additional requirements, including assessment by a medical provider. Once the paperwork has been filed, the insurance provider issues a ruling. If the ruling is unfavorable, the employee may choose to appeal the decision with the support of an attorney.