Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Phoenix

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Phoenix Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

578Reviewed

350Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
34225 North 27th Drive, Phoenix, AZ 85085
  • Multiple Policy Types

Why choose this provider?

Smart Move Insurance is an independent insurance agency in Phoenix that caters to local clients. The agency specializes in helping clients get renters' insurance, which covers personal belongings, high-value items and exclusions, temporary displacement costs, and financial liability after non-collision accidents. It also offers insurance coverage for cars, homes, condos, boats, and motorcycles. Jessie Mackie is the owner and insurance broker of Smart Move Insurance. Mackie became the owner and principal agent of the agency in 2013.

License Verified:

License: 1800011074

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (216)
Facebook
5.0 / 5 (46)
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
706 East Bell Road, Phoenix, AZ 85022
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Green Planet Insurance caters to people's insurance needs based on its knowledge of different products and companies. Serving clients in the Phoenix metro and surrounding areas, it provides a wide range of personal insurance policies. These insurance products include rental or vacant property, life, and auto insurance products. Additionally, it also has coverages that cater to independent construction contractors. It also addresses commercial insurance needs through available products such as its comprehensive Business Owners Policy (BOP).

License Verified:

License: 3000922196

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (166)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11811 North Tatum Boulevard, Phoenix, AZ 85028
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Chris D'Annunzio is a State Farm insurance agent and a native of Arizona who has been offering insurance services in Phoenix since 2010. He provides protection for individuals and their personal belongings through renters' insurance. Moreover, Chris is committed to assisting clients by selecting coverage options, such as property, home, and auto. His insurance other products cover life, health, pet, and business insurance policies. He also handles financial services, including banking and mutual funds.

License Verified:

License: 3000454412

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (78)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5901 West Indian School Road, Phoenix, AZ 85033
  • Multiple Policy Types

Why choose this provider?

Insurancewide Company, LLC, is an insurance company that provides renters' insurance in Phoenix and the surrounding areas. In addition to renters' insurance, it also provides insurance coverage for auto, homes, motorcycles, and businesses. The company helps customers find policies that suit their needs and financial situations. To achieve this, it partners with different carriers, such as Foremost Insurance Group, Liberty Mutual Insurance, Stillwater Insurance Group, and Berkshire Hathaway Homestate Companies.

License Verified:

License: 1800007625

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.4 / 5 (21)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1430 East Indian School Road, Phoenix, AZ 85014
  • Multiple Policy Types

Why choose this provider?

For more than 30 years, TD Insurance has been providing insurance services to clients in Phoenix as an independent agency. It provides risk management solutions for renters and homeowners. Additionally, clients can choose special insurance for personal valuables. The company also offers life, health, and auto insurance policies. It can provide assistance with business insurance that is tailored to the needs of its clients, depending on the industry, type of business, and any special coverage needed.

License Verified:

License: 1501781

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (67)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15846 North Cave Creek Road, Phoenix, AZ 85032
  • Multiple Policy Types

Why choose this provider?

UNO Insurance Agency is an independent insurance office that serves customers based in Phoenix and nearby communities. Committed to helping clients select the appropriate insurance solution that meets their specific needs, its insurance specialists offer a renters' policy that protects personal belongings against damage or theft. Its plan ensures the full replacement of items without depreciation deductions. It also includes liability protection for any property damage or bodily injury claims. UNO Insurance Agency also insures autos, homes, and motorcycles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (39)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2816 North 16th Street, Phoenix, AZ 85006
  • Multiple Policy Types

Why choose this provider?

Stephanie Chavez is a State Farm insurance agent who serves clients in Phoenix. She offers renters' insurance that provides coverage for the personal belongings of policyholders. Stephanie established her agency in 2019. Her agency covers other types of insurance products for cars, homes, pets, and properties. State Farm Life Insurance Company underwrites life insurance and annuities offered by her agency. She leads a team of professionals that has 25 years of combined experience in the insurance industry.

License Verified:

License: 16273278

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4836 North 59th Avenue, Phoenix, AZ 85033
  • Multiple Policy Types

Why choose this provider?

Always Insured is an insurance agency that caters to individuals and businesses in Phoenix. The agency delivers homeowners' insurance and renters' insurance policies that secure clients' homes and rental properties from theft, accidents, and natural disasters. It provides insurance policies that protect cars, motorcycles, motor homes, RVs, boats, and snowmobiles. The firm assists clients in obtaining business auto insurance, truck insurance, and pickup truck insurance. It also provides options for surety bonds and Mexico insurance.

License Verified:

License: 1800014706

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (33)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
717 West Union Hills Drive, Phoenix, AZ 85027
  • Multiple Carriers

Why choose this provider?

Headquartered in Phoenix, Bailey Insurance is an insurance agency that provides insurance services to individuals and families in the Valley of the Sun and the surrounding communities. It is independent, locally owned, and operated that represents different insurance companies available in Arizona. It carries renters’ insurance plans that cover the cost of a client’s belongings in the event of theft, damage, or other covered situations. Additionally, it provides other property insurance plans like condo, home, auto, and motorcycle insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.3 / 5 (120)
Yelp
2.5 / 5 (15)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2030 West Baseline Road, Phoenix, AZ 85041
  • Multiple Policy Types

Why choose this provider?

South Mountain Services is an insurance brokerage firm serving clients in Phoenix and the surrounding areas. It offers property insurance plans for both homeowners and renters. The firm also provides life, vehicle, and business plans. Owner Jordan Jacques has been in the insurance industry for more than a decade. For nine years, he worked in asset growth before starting his own firm. He has also assisted clients in debt reduction and acquisitions.

License Verified:

License: 3000566957

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • In Phoenix, are pest infestations covered by renters' insurance?

    Most Phoenix renter's insurance policies do not cover the damage that bugs can cause to your belongings. If rodents, roaches, bedbugs, or mice have taken over your property and caused damage to your belongings, you may need to file a formal complaint with your landlord. If you find evidence of a pest infestation on your property, take detailed pictures of the damage so you can file a legal claim.

  • Is mold remediation covered by renter's insurance in Phoenix?

    Only if the initial water damage was due to a burst pipe or malfunctioning plumbing inside the building will Phoenix renters' insurance cover mold cleanup. Mold remediation will not be covered if the water damage was caused by inclement weather or a localized flood. For example, your renters' insurance will not cover you if your town floods due to a storm or a municipal water problem and you sustain mold damage.

  • Does Phoenix have a law requiring renters' insurance?

    Renters' insurance is not required by law in Phoenix. However, landlords may occasionally require it before allowing someone to move in. Even if your landlord does not require renters' insurance, it is a cost-effective way to protect your personal belongings and avoid a significant financial burden in the event of an unforeseen event.

  • Is it necessary for you to include your landlord on your Phoenix renter's insurance policy?

    If your landlord in Phoenix wishes to be notified by your insurance company if you cancel or modify your policy, they may request to be included as an additional interest on your policy. Some tenants, for example, will enroll in renters' insurance, provide documentation to the landlord, and then cancel it the next day. Declaring landlords to be an additional interest protects them in the event of a breach.

  • In Phoenix, how much does renters insurance typically cost?

    Renters' insurance in Phoenix can cost anywhere from $11 to more than $26 per month. This cost may vary significantly depending on your location and the level of coverage you require when selecting your policy. You may be able to find a plethora of reasonably priced solutions that can be tailored to your specific coverage needs online.

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