Expertise.com

2024

Last updated:

Best Life Insurance Companies in Brick

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Brick Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3332Reviewed

2003Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

600 Mule Road, Toms River, NJ 08757
WebsiteLicense: 1665891

Expertise.com Rating

Review Sources

Google
5.0 (31)
Facebook
5.0 (6)

Why choose this provider?

NJ Life & Health Insurance Group is a firm helping the residents of Brick and the surrounding areas with their insurance needs. It offers various products that include life insurance, as well as Medigap, critical illness, annuities, and Medigap plans. NJ Life & Health Insurance Group also assists its clients by educating them about the types of life insurance options, like whole life, term life, and final expense life insurance. CEO William O'Hara, Jr. and President John O'Hara lead a team of life and health insurance specialists.

  • Life Insurance
  • Health Insurance

459 Jack Martin Boulevard, Brick Township, NJ 08724
WebsiteLicense: 1604738

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
5.0 (1)

Why choose this provider?

Better Insurance Management is a life insurance services provider based in Brick. It works with clients to financially secure their spouses, parents, families, and dependents in the event of death. Better Insurance Management offers different types of life insurance policies that can cover everyday expenses, mortgages, household bills, and children's educational costs. Such insurance plans include term life, indexed universal life, and whole life coverages. Other insurance products are also available, such as Medicare options, group health policies, and accounting services.

  • Life Insurance
  • Health Insurance

960 East County Line Road, Lakewood, NJ 08701
WebsiteLicense: 115276

Expertise.com Rating

Review Sources

Google
4.0 (36)
Facebook
4.0 (7)

Why choose this provider?

Prime Insurance offers insurance policies to clients in Brick and neighboring areas. With 43 insurance companies directly doing business with Prime Insurance, it offers diverse solutions for both personal and business needs. Personal insurance includes life, earthquake, umbrella, and various vehicle insurance policies. It also carries commercial liability, property, and workers’ compensation insurance for business owner clients. This independent independence agency had its start in 2001 in an office garage and has grown to being awarded as a top-producing agent in the Tri-State area in 2013.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

450 Raritan Center Parkway, Edison, NJ 08837
WebsiteLicense: 8305101

Expertise.com Rating

Review Sources

Google
4.0 (185)

Why choose this provider?

Giglione Ackerman is an agency that provides insurance services to the residents of Brick through its three offices throughout the state. It carries life insurance plans like whole life and term life insurance. Moreover, it provides insurance products like accident protection, hospital indemnity, and critical illness insurance. State general agents Eric J. Giglione and David Ackerman are the owners of Giglione Ackerman. The agency is part of the group of companies under American Income Life Insurance Company, which was established in 1924.

  • Life Insurance

291 Herbertsville Road, Brick Township, NJ 08724
WebsiteLicense: 1319334

Expertise.com Rating

Review Sources

Facebook
4.0 (9)
Google
4.0 (4)

Why choose this provider?

All Protector Agency, LLC, is an independent insurance company that provides services to families and individuals in the Brick metro. It helps clients acquire life insurance policies that include key person, universal, whole, and term coverages. Moreover, the company offers other personal plans, such as home, health, flood, auto, and recreational vehicle insurance. It also handles professional and general liability, as well as workers' compensation insurance. All Protector Agency is a family-owned business that has been in the industry for over 30 years.

  • Life Insurance
  • Health Insurance

2850 Yorktowne Boulevard, Brick Township, NJ 08723
WebsiteLicense: 1010110

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Robert G. Haggan II Insurance Agency is an independent business that offers life insurance policies to clients in Brick and the surrounding areas. It also assists clients aged 65 and above, as well as younger people with qualifying disabilities, to obtain Medicare Advantage, Medicare Supplement, and Medicare prescription drug plans. Additionally, the agency provides annuities and dental insurance options. It is led by Bob Haggan II who aims to educate clients by means of Medicare educational seminars.

  • Health Insurance

2517 New Jersey 35, Manasquan, NJ 08736
WebsiteLicense: 8106223

Expertise.com Rating

Review Sources

Google
4.5 (4)
Facebook
5.0 (3)

Why choose this provider?

Coastwide Insurance is an insurance company that has been finding insurance options for families and small businesses in Brick for 38 years. Aside from life insurance, it specializes in coastal properties and provides insurance coverages for boats, watercraft, and jet skis. It also makes home, auto, health, and cyber insurance plans available for customers. Recognized as a Trusted Choice® agency, the company provides 24/7 access to its services. The company has garnered commendations from previous clients for its persistence and for handling paperwork swiftly.

  • Life Insurance
  • Health Insurance

1937 New Jersey 35, Wall, NJ 07719
WebsiteLicense: 8832114

Expertise.com Rating

Review Sources

Google
5.0 (11)
Facebook
5.0 (1)

Why choose this provider?

Danskin Agency serves insurance and real estate services to individuals, families, and businesses in Brick through its offices in Wall and Jackson. It is an independent insurance firm that carries life insurance plans like term life, permanent life, and group life insurance. In addition, it provides commercial and group insurance packages for business clients like commercial property, general liability, workers’ compensation, business owner’s policy, group health, and employment practices liability insurance. Danskin Agency was founded in 1896. It is a Trusted Choice insurance agency.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

474 Brick Boulevard, Brick Township, NJ 08723
WebsiteLicense: 8205938

Expertise.com Rating

Review Sources

Google
5.0 (23)
Facebook
5.0 (5)
Yelp
1.0 (1)

Why choose this provider?

Jody Huss is a second-generation State Farm insurance agent who has been serving the insurance needs of Brick and the neighboring communities since 1995. He helps individuals and families acquire life insurance products, which include term, whole, and universal life insurance. He also offers home, auto, flood, business, and renters' insurance policies. Jody has been recognized as a Chairman's Circle Qualifier and Senior Vice-President Qualifier by State Farms. In addition, he is a member of the Brick Township Chamber of Commerce.

  • Life Insurance

PO Box 1132, Wall, NJ 07719
WebsiteLicense: 3000581323

Expertise.com Rating

Review Sources

Google
5.0 (27)
Facebook
5.0 (7)

Why choose this provider?

Puharic and Associates, Inc., is an independent agency that provides insurance products and services to small business owners and individuals in the Brick metro and the surrounding communities. It is a concierge-style risk management firm that assists its clients in obtaining life insurance policies that may include whole and term coverages. In addition, the company deals with other plans, such as health, inland marine, personal umbrella, commercial auto, and workers' compensation insurance. Puharic and Associates is a full-service company established in 2019.

  • Life Insurance
  • Health Insurance

2520 New Jersey 35, Manasquan, NJ 08736
WebsiteLicense: 3000559719

Expertise.com Rating

Review Sources

Google
4.0 (39)
Facebook
5.0 (4)

Why choose this provider?

Jen Ortiz is a State Farm Insurance agent who assists individuals, families, and businesses in Brick and the surrounding areas. She offers a variety of insurance policies such as life, auto, home, business, property, and pet. She also helps clients with their financial needs including banking and annuities. Jen is a member of the Manasquan, Point Pleasant Boro, and Jersey Shore Chambers of Commerce. She completed a Bachelor in Accounting and Finance degree and graduated summa cum laude.

  • Life Insurance

FAQs

  • What type of life insurance do individuals in Brick need?

    It depends on their situation. Individuals in Brick may acquire term life insurance if they want more affordable coverage, a policy that is set for a specific period of time, and are still young and have family members who can help them with finances. However, they can purchase whole life insurance if they want to start saving for their future and have dependents.

  • How much life insurance do Brick individuals need?

    The amount of life insurance required by Brick residents is determined by their financial and coverage requirements. To determine how much insurance they require, they must first determine how much savings they have, what types of debts must be paid before they die, and how much income their family will require in the event of their death.

  • Can policyholders in Brick have more than one life insurance beneficiary?

    Yes, policyholders in Brick can have more than one life insurance beneficiary. If they choose to have more than one beneficiary, their insurance companies or agents will split their death benefits equally. Furthermore, policyholders can specify how much or what percentage of insurance benefits they want to distribute to their beneficiaries.

  • Can your minor children be your life insurance beneficiaries in Brick?

    Yes, it is possible to make your children your life insurance beneficiaries in Brick. However, there are some legal implications. To avoid complex processes, you can instead name your spouse as your beneficiary and when your children reach the legal age, you can add them as your primary or contingent beneficiaries.

  • Can an ex-spouse claim life insurance benefits after a divorce in Brick?

    It depends on the situation. Life insurance in Brick is considered personal property, therefore, a policyholder has the right to remove or change their beneficiaries. After a divorce, most of the time, policyholders remove their ex-spouses as their beneficiaries. If this is the case, an ex-spouse cannot claim life insurance benefits. However, if the policyholder forgets to update their policy, then the ex-spouse has the chance to receive the benefits.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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