Expertise.com

Best Homeowners Insurance Agencies in Saint Joseph

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Homeowners Insurance Agencies FAQs

Learn more
3110 Karnes Road, Saint Joseph, MO 64506
Saint Joseph, MO 64506
Instagram
  • Multiple Policy Types

Alliance Ins Group is an insurance agency tied up with Progressive that provides insurance plans to clients in the Saint Joseph metro. The company offers homeowners' insurance plans that cover dwellings, personal properties, personal liability, and temporary living expenses for loss of property use. It is committed to delivering solutions that help the client save more so it offers homeowners' insurance plans that can be bundled with their existing automobile insurance plans.

3110 Karnes Road, Saint Joseph, MO 64506
Saint Joseph, MO 64506

InstagramWebsite(888) 347-3939

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

38 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A

Friendliness: A+

Helpfulness: A+

Detail: A+

1004 South Belt Highway, Saint Joseph, MO 64507
Saint Joseph, MO 64507
  • Homeowners

Buchanan County Mutual Insurance Co. serves clients in Saint Joseph. The business has been serving the community since 1902, providing homeowners, auto, and agricultural insurance. Its homeowners' insurance policy helps clients protect their property and personal belongings in cases of damage from natural disasters or accidents. One of its agents, Deanne Lofts, has been in the company since 1987, providing renters, mobile homes, farm, and boat insurance. Lofts has also worked with several companies, including Progressive and Grinnell Mutual Insurance.

1004 South Belt Highway, Saint Joseph, MO 64507
Saint Joseph, MO 64507

Website(816) 232-0933

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3849 Frederick Avenue, Saint Joseph, MO 64506
Saint Joseph, MO 64506
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Clear View Insurance Specialists is an insurance agency in Saint Joseph. It represents more than 20 trusted insurance carriers to provide high-quality policies that suit different types of budgets. The agents at this firm closely work with their clients to help ensure that the final insurance policy covers all risks and concerns. They can help homeowners protect their assets from insured events like fires, robberies, and non-resident injuries. This insurance firm also provides umbrella and renters insurance.

3849 Frederick Avenue, Saint Joseph, MO 64506
Saint Joseph, MO 64506

Website(816) 232-7400

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3715 Beck Road, Saint Joseph, MO 64506
Saint Joseph, MO 64506
Instagram
  • Homeowners

DeVoy Baker Insurance is an independent insurance agency with offices in Saint Joseph and Brookfield. It offers a broad range of policy coverages, including homeowners, auto, life, and health insurance. The firm has been serving clients throughout Kansas and Missouri for nearly 30 years. DeVoy Baker Insurance is partnered with various insurance carriers, including Missouri Employers Mutual, Progressive, Madison Mutual, and United Home. Additionally, umbrella insurance options are also available for clients who wish to get additional liability coverage on top of their traditional plans.

3715 Beck Road, Saint Joseph, MO 64506
Saint Joseph, MO 64506

InstagramWebsite(816) 364-4381

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3110 Karnes Rd Suite 102, St. Joseph, MO 64506
St. Joseph, MO 64506
  • Fire
  • Multiple Policy Types
  • Flood

Dusty Summers Agency is an Alliance Insurance agency that is based in Saint Joseph. It offers multiple policy plans to cover homeowners and their property for any damages caused by storms or other natural disasters. It works with different national insurance carriers like The Hartford, Metlife, America Modern, and Safeco Insurance. Its namesake, Dusty Summers, has worked in insurance since 2008. He and his staff compare different plans to help clients find what fits their house, concerns, and budget.

3110 Karnes Rd Suite 102, St. Joseph, MO 64506
St. Joseph, MO 64506

Website(816) 233-3955

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

26 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3510 Messanie Street, Saint Joseph, MO 64507
Saint Joseph, MO 64507
  • Multiple Policy Types

Gina Conaway, State Farm Insurance Agent, serves the Saint Joseph metro area and helps clients to deal with homeowners insurance shopping and related needs. Agent Gina Conaway and her team evaluate properties and personal items to give clients reasonable quotes about what it will cost to insure their properties. It consults them when they need to make any claims and helps them to formally make said claims. Gina Conaway, State Farm Insurance Agent, sells life insurance too.

3510 Messanie Street, Saint Joseph, MO 64507
Saint Joseph, MO 64507

Website(309) 766-2311

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

108 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3603 Woodlawn Terrace, Saint Joseph, MO 64506
Saint Joseph, MO 64506
  • Fire
  • Multiple Policy Types
  • Flood

Randy Wagers Insurance Agency sells home insurance in Saint Joseph and guides clients through the purchase process while answering questions they have about coverage, price, and replacement cost. This agency offers guaranteed and extended replacement cost coverage options as well as the option of an inflation guard clause. It assists clients with purchasing sufficient coverage for the replacement costs of their personal items. Randy Wagers Insurance Agency insures mobile homes and condos too, and it offers landlord insurance and renters insurance.

3603 Woodlawn Terrace, Saint Joseph, MO 64506
Saint Joseph, MO 64506

Website(816) 676-1000

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

401 North 13th Street, Saint Joseph, MO 64501
Saint Joseph, MO 64501
  • Earthquake
  • Condos
  • Renter's Insurance
  • Flood

St. Joseph Consolidated Insurance Services Inc. offers several options for homeowners insurance plans and informs clients of their options and recommended coverage. It sells coverage for personal property, housing structures, and additional structures on properties such as sheds and pool houses. These insurance plans also offer personal liability protections in case anyone is injured on a client's property. St. Joseph Consolidated Insurance Services Inc. provides renters insurance options as well. Automobile insurance is available.

401 North 13th Street, Saint Joseph, MO 64501
Saint Joseph, MO 64501

Website(816) 279-0894

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: A

Detail: A

1802 Union Street, Saint Joseph, MO 64501
Saint Joseph, MO 64501
  • Fire
  • Personal Property Insurance

Tilton, Thomas, & Morgan sells homeowners insurance in Saint Joseph. Its experience dates back to 1924, and this agency takes each client through the process of purchasing coverage while informing them on the available policies. It sells coverage for the replacement costs of structures and any personal items inside of them as well as personal liability coverage. Tilton, Thomas, & Morgan offers renters insurance too. Insurance plans are also available for cars and motorcycles.

1802 Union Street, Saint Joseph, MO 64501
Saint Joseph, MO 64501

Website(816) 233-0266

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

612 South Woodbine Road, Saint Joseph, MO 64507
Saint Joseph, MO 64507
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

White, Grego & White Insurance is an insurance agency that serves individuals and businesses in Saint Joseph and surrounding areas. The company helps homeowners protect their homes against fire, hail, wind, theft, vandalism, or flood with an insurance policy. The homeowners' policy generally covers the structures and personal possessions inside the home. It can also include protection against liability in the event of a guest getting injured while on the property. White, Grego & White Insurance represents multiple carriers to provide clients a wide range of insurance options.

612 South Woodbine Road, Saint Joseph, MO 64507
Saint Joseph, MO 64507

Website(800) 282-1446

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Homeowners Insurance Agencies near you