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Best Financial Advisors in Gaithersburg

2024

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SmartAdvisor by SmartAsset logo
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SmartAdvisor by SmartAsset

Gaithersburg, MD
  • Estate Planning
  • Investment Management
  • Financial Planning
  • Retirement Planning

Why choose this provider?

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Price: Free Consultation

Gaithersburg, MD

Why choose this provider?

Need help contacting a Financial Advisor in Gaithersburg? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
2099 Gaither Road, Suite 110, Rockville, MD 20850
  • Certified Financial Planner (CFP)

Why choose this provider?

Obsidian Planning Solutions caters to individuals, professionals, and small business owners in Gaithersburg and nearby areas. It helps clients achieve financial security through its array of financial planning services. The company provides asset management and trust and estate planning solutions to preserve customers' personal and professional legacy. Its agents also deal with business continuity management, succession planning, and insurance needs analysis. Founder Patrick Carroll is a CFP and a CExP who brings over three decades of industry experience.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13001 Cleveland Drive, Rockville, MD 20850
  • Retirement Planning
  • Tax Planning

Why choose this provider?

Gallant Financial Planning, LLC, serves clients in Gaithersburg and neighboring areas. It offers financial planning services, including long-term goal identification and prioritization and portfolio growth forecasting. Its team helps clients understand tax strategies, manage cash flows and lifestyles, find appropriate mortgage structures, and rethink leisure options. It also assists in managing investment risks through asset allocation, which involves diversifying portfolios among bonds, stocks, and cash alternatives. The firm is led by Debbie Gallant, who holds CFP, ChFC, CRPC, and RLP designations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Website
16100 Riffle Ford Rd., Gaithersburg, MD 20878
  • Certified Financial Planner (CFP)

Why choose this provider?

OnPlane Financial Advisors is a firm that serves the Gaithersburg area. It focuses on helping married professionals between the ages of 35 and 55 manage their financial lives through planning. It works closely with clients in developing and implementing plans tailored to their needs—such as reaching education, estate, tax, and investment goals. Before establishing his business in 2019, principal advisor Darren Straniero worked in a national financial services firm. OnPlane Financial Advisors has also been featured on XY Planning Network and Bankrate.

License Verified:

License: 300073

Investment Adviser Public Disclosure Database, SEC

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1803 Research Boulevard, Suite 401, Rockville, MD 20850
  • Private Wealth Advisor

Why choose this provider?

Financial Advantage Associates is an independently owned and operated firm that has been serving clients in Gaithersburg and the surrounding areas since 1997. It provides a broad array of services, including financial planning, small business consulting, and portfolio management, as well as college funding and retirement strategies. It also offers executive compensation programs and financial education seminars. Jonathan Abbett and John Gracyalny, who have more than 40 years of combined financial industry experience, founded the company.

License Verified:

License: 1817336

Investment Adviser Public Disclosure Database, SEC

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5 N Glade Ct., Gaithersburg, MD 20877
  • Certified Financial Planner (CFP)

Why choose this provider?

O'Gwin Planning provides risk management services in Gaithersburg and nearby locations. It caters to pre-retirees, mid-career professionals, and individuals raising a family. The company helps clients build cash flow plans tailored to their income sources and expenses. Its specialists develop financial action plans and examine insurance coverages such as health, disability, life, and long-term care policies. They also offer investment management, insurance analysis, estate planning, and tax optimization solutions. Its president, Nicholas O'Gwin, is a CFP.

Website
9210 Corporate Boulevard Suite 210, Rockville, MD 20850
  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Tax Preparation

Why choose this provider?

Key Wealth Managers caters to customers in the Gaithersburg metro and the surrounding areas. It offers financial planning services, which help clients maximize and manage their wealth. Its plans include asset allocation, estate planning and wealth preservation strategies, portfolio recommendations, and traditional and nontraditional investment options. Keyan Abrishamkar, the firm's president, brings more than 15 years of experience in the industry. He was recognized as the Best In-State Wealth Advisor by Forbes Magazine in 2021.

License Verified:

License: 5064197

Investment Adviser Public Disclosure Database, SEC

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Website
702 Russell Avenue Suite 460, Gaithersburg, MD 20877
  • Certified Financial Planner (CFP)

Why choose this provider?

McKinley Carter is a team of financial advisors serving Gaithersburg and nearby areas. They offer retirement planning services, which involve implementation assistance, fiduciary support, and investment selection and monitoring. They also counsel nonprofits in various areas, including fundraising, leadership development, governance, and investment portfolio administration. McKinley Carter has been certified by the Centre for Fiduciary Excellence since 2018. Its president, David H. McKinley, founded the firm in 2003. He has been working in the industry since 1991.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1700 E. Gude Drive, Rockville, MD 20850
  • Certified Financial Planner (CFP)
  • Tax Preparation

Why choose this provider?

Jacques Financial, LLC, is a family-owned and family-operated agency that serves individuals and families in Gaithersburg. It offers a range of financial planning services designed to help clients improve their financial lives and protect their families. Its services include building wealth, preserving assets, managing investment accounts, and planning for retirement and education. The agency is owned and operated by Joseph W. Jacques, a chartered life underwriter, CFP, and CPA who has been in the industry since 1979.

License Verified:

License: 1207907

Investment Adviser Public Disclosure Database, SEC

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (20)
Yelp
3.5 / 5 (9)
Google
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
555 Quince Orchard Road, Suite 280, Gaithersburg, MD 20878
  • Certified Financial Planner (CFP)

Why choose this provider?

PlanVest Financial is an independent firm based in Gaithersburg. Its team crafts financial plans for clients seeking to fund their children's education. The process involves evaluating clients' investment portfolios and their tax implications. It also offers comprehensive wealth planning services that address various areas, including cash flow, taxes, and insurance. Investment management and retirement planning are PlanVest Financial's other services. Its CEO, Richard Clonch, is a Chartered Retirement Planning Counselor and Chartered Retirement Plans Specialist with more than 15 years of industry experience.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1101 Wootton Parkway, Suite 400, Rockville, MD 20852
  • Certified Financial Planner (CFP)

Why choose this provider?

EagleStone provides services to residents and businesses in Gaithersburg and the surrounding areas. Investment portfolio management, retirement planning and projections, wealth accumulation, alternative investments, and financial independence studies are all services provided by the company. It also offers risk analysis and management applications, employment practices liability insurance, accounting and payroll solutions, and business succession planning services. EagleStone gives back to the community by participating in organizations such as Court Appointed Special Advocates, Hospice of the Chesapeake, Adopt A Highway, and Imagination Stage.

License Verified:

License: 141014

Investment Adviser Public Disclosure Database, SEC

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (9)

Website
6701 Democracy Blvd., Suite 300, Bethesda, MD 20817
  • Certified Financial Planner (CFP)

Why choose this provider?

Divergent Planning caters to clients in Gaithersburg and the surrounding communities. It provides financial planning and wealth management services to mid-career professionals, pre-retirees, and government employees. Its services include building cash flow and financial action plans, incorporating hobby, philanthropy, and travel goals into retirement plans, clarifying pension payout and survivor benefit options, and setting up debt payoff strategies. Founders Ara Abrahamian, a Chartered Retirement Planning Counselor, and Matt Brock, a Certified Financial Planner, have worked together since 2003 and established Divergent Planning in 2010.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1 Research Court Suite 450, Rockville, MD 20850
  • Certified Financial Planner (CFP)

Why choose this provider?

Hendershot Financial Group serves clients in Gaithersburg and nearby areas. It offers a wide range of services, including financial planning, retirement planning, and investment solutions. These include investments like variable annuities, fixed annuities, mutual funds, bonds, and stocks. The firm also handles various account types, including traditional IRA, simple IRA, and non-qualified plans. Tom Hendershot, the company's founder, is a Certified Plan Fiduciary Advisor who has been working in the industry since he was 21 years old.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3202 Tower Oaks Blvd, Ste 400, Rockville, MD 20852
  • Certified Financial Planner (CFP)

Why choose this provider?

SPC Financial has been serving Gaithersburg since 1970. Its team of advisors offers planning services to help individuals address their financial needs. They begin the process by analyzing their clients’ current situation to understand their financial goals and assess their capacity to handle risks. They develop and implement customized wealth management plans designed to meet clients' objectives and review portfolios to monitor their progress. SPC Financial has assisted over 2,000 families in pursuing financial security.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
604 South Frederick Avenue, Gaithersburg, MD 20877

Why choose this provider?

ATM Professional Services, CPA is a full-service public accounting firm..It offers accounting including Quickbooks setup and training, tax preparation and planning, payroll, CFO support, personal and business financial planning including estate and retirement planning as well as Assurance services- Financial Statement Audits, Reviews and Compilations, and Business Valuations. Some of its advisory services include experience with Sarbanes-Oxley (SOX) Act implementation and Securities and Exchange Commission reporting requirements. The firm strives to deliver responsive services by continuously educating its team members via in-house programs and courses provided by national, state, and local professional groups. ATM Professional Services, CPA was awarded the Best of Gaithersburg in the Accountant Category for 3 years in a row including 2018-2020.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • What is the difference between suitability and fiduciary standards in Gaithersburg?

    The suitability standard simply requires brokers, investment advisors, or financial advisors to offer "suitable" advice to their clients. On the other hand, financial advisors, investment advisors, and brokers who follow fiduciary standards in Gaithersburg are mandated to act and provide recommendations, with their clients' interests placed at the highest priority—above their own and everyone else's.

  • What are fee-only financial advisors, and why should individuals in Gaithersburg work with one?

    Fee-only financial advisors receive payment solely from their clients, which means they do not receive any commissions or other incentives from product sales. Individuals in Gaithersburg should consider working with financial advisors that follow this compensation model because it reduces possible conflicts of interest. Since these financial advisors do not receive any incentives for recommending one investment option over the other, their advice is unbiased and wholly in their client's best interest.

  • Why should employees in Gaithersburg consolidate their 401(k) accounts?

    Employees in Gaithersburg can enjoy a number of benefits when they put their 401(k) accounts together. For one, they would pay fewer fees. Multiple accounts mean paying different management fees for each account. Combining these accounts would then reduce the fees one has to pay. Another benefit is that they would only have to monitor and manage fewer accounts. Lastly, fewer accounts mean that beneficiaries of these 401(k)'s would receive their inheritance in less time and without much hassle.

  • How can an individual with substantial home equity in Gaithersburg use this asset as a cash reserve?

    Those in Gaithersburg who have limited on-hand cash but have substantial home equity can consider a reverse mortgage. This is a type of loan that allows homeowners to borrow money depending on the value of their home, with payments given as a one-time sum, monthly, or via a credit line. The payments are then repaid when the borrower relocates permanently, sells their house, or passes away. Another option is a home equity loan in which the amount disbursed is based on the difference between the homeowner's unpaid mortgage amount and their house's present market value. Home equity loans are paid monthly.

  • What is an example of a financial scam that Gaithersburg residents could be vulnerable to?

    The romance scheme is a financial crime that victimized several elderly members in Gaithersburg between 2017 and 2020. Two brothers residing in the city targeted older individuals and started romantic relationships with them. They then persuaded the victims to give them money from their trusts or retirement funds. The brothers were eventually sentenced for conspiracy to commit money laundering in 2021.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.

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