Best Workers Compensation Attorneys in Springfield

FAQs

• What is the non-emergency contact number for the local police station in Springfield, Massachusetts?

  For non-emergency matters, individuals can contact the Springfield Police Department at (413) 787-6300.

• Where can I get a copy of police report for incidents related to my case in Springfield, Massachusetts?

  If you need a copy of a police report, there are a couple of ways to obtain it. You can either make the request in person or by mail to the City of Springfield Public Records Division located at Room 210, 36 Court Street, Springfield, MA 01103. Alternatively, you can use the GovQA Portal, which can be accessed on the city's official website at www.springfield-ma.gov.

• How long does an insurer have to respond after a workers' compensation claim in Springfield is filed?

  In Springfield, the insurer must respond to a workers' compensation claim within 14 days of filing. In case the claim is rejected, the insurer should notify the claimant in writing about the reason for the refusal. Nevertheless, claimants can challenge the verdict and exercise their right to appeal. It is advisable to seek support from a workers' compensation attorney during the appeal process.

• Are independent contractors in Springfield entitled to worker’s compensation benefits?

  Independent contractors in Springfield are not entitled to worker's compensation benefits. Nonetheless, they may be able to take action and explore their legal rights. An experienced workers' compensation attorney can assess the worker's relationship with their employer and determine if they can be considered employees under the law. If the attorney can demonstrate that the worker should be classified as an employee, they may be entitled to workers' compensation benefits.

• Does workers' compensation in Springfield cover injuries sustained during recreational activities?

  Workers' compensation in Springfield does not cover injuries sustained during recreational activities. The Workers' Compensation Act excludes these activities, even if the employer sponsors them. It is possible to argue for coverage if the injuries are sustained during a recreational activity accompanied by a work-related seminar. It is essential to consult a legal expert to determine the scope of the Workers' Compensation Act in such cases.

• Who is responsible for covering workers’ compensation for temporary workers in Springfield?

  Typically, the staffing agency is responsible for providing workers’ compensation for temporary employees in Springfield who are injured while on the job. However, if there is a prior agreement in place between the company and the staffing agency that the company will assume responsibility for providing compensation to injured temporary workers, the company will be the one to cover the costs.

• What can an employee do if they believe their workplace in Springfield is unsafe?

  If an employee in Springfield has concerns about their workplace's safety, they can contact the Occupational Safety and Health Administration (OSHA) to file a report. OSHA investigates allegations of unsafe work conditions and can issue citations and fines for safety violations. Employers cannot retaliate against employees who report safety violations, and employees have the right to refuse work if there is an immediate danger to their health and safety.

• What does a workers’ compensation attorney do?

  Workers’ compensation attorneys help injured employees recover monetary benefits following workplace accidents and illnesses. Attorneys in this practice area provide legal advice, gather evidence, review medical records, prepare petitions, and negotiate insurance settlements. They also represent clients’ interests during court cases and administrative hearings overseen by state workers’ compensation boards.

• What are the benefits of filing a workers’ compensation claim?

  Workers’ compensation insurance gives employees access to vital cash benefits in case of workplace injuries or illnesses. Filing a claim can help injured workers pay for medical care, physical therapy, and essential living expenses while they recover from a temporary or permanent disability. Workers’ compensation also pays for funeral and burial expenses following fatal workplace injuries.

• How long does a workers’ compensation claim stay open?

  Workers’ compensation claims typically remain open as long as the individual is receiving treatment or until the injured party reaches maximum medical improvement. This milestone varies for each person, and it can take years to determine whether a disability is temporary or permanent. Additionally, there’s a fixed time limit for filing a lawsuit. The statute of limitations can be anywhere from six months to two years from the date of the injury or the date of the last payment, depending on the worker’s state of residence. A qualified attorney can explain your state’s specific rules.

• What is the average payout for a workers’ compensation claim?

  Nationally, the average workers’ compensation claimant receives $21,800. Payouts range from $2,000 on the low end to upwards of $60,000 for well-compensated workers in high-income areas. The exact amount depends on the claimant’s average weekly paycheck, the extent of the injuries, and their state of residence. Individuals who accept an insurance settlement or initial offer typically receive less than those who negotiate or have an attorney represent them before an arbitrator or workers’ compensation judge.

• How are settlements calculated in workers’ compensation cases?

  Settlements typically cover current and future medical expenses, vocational rehabilitation or retraining, and two-thirds of lost wages. The total amount may vary depending on whether the worker’s disability is temporary or permanent. Workers’ compensation also pays death benefits, including funeral expenses and two-thirds of wages for up to 25 years or a state-specified maximum.

• What is workers comp?

  Workers' compensation is an insurance program that provides medical care, rehabilitation, and other benefits for employees who are injured or fall ill while performing assigned work duties. Common reasons for filing a workers' comp claim include slip and fall injuries, machinery accidents, or muscle strains while lifting heavy items.

  All businesses must carry some form of workers' compensation insurance, with minimum guidelines imposed by the state of residence. Workers' comp is intended to safeguard both the employee and the employer by providing a social safety net. This can protect companies from civil suits and guarantee that injured employees receive the benefits they need.

• What does workers comp cover?

  Workers' compensation insurance covers benefits associated with a wide range of accidents and illnesses that may occur in a place of work. This can include:

  • Medical benefits, such as payments for treatments, hospitalizations, or surgeries
  • Compensation for lost wages while not working
  • Coverage for ongoing care, such as physical therapy
  • Continued access to benefits, including insurance provided through an employer
  • Disability benefits, if an injury results in a permanent loss of functioning in some manner
  • Death benefits and funeral expense coverage

  How and when workers' compensation coverage applies depends on the illness or injury in question and the results of a medical exam. An unsatisfactory ruling by an insurer can be appealed with help from a workers' comp attorney.

  
  

• What does a workers comp defense attorney do?

  A workers' compensation defense attorney is a legal professional who represents the employer in a workers’ comp case. Typically, the defense attorney works to minimize the employer’s liability and reduce the amount of benefits to be paid out.

• When does workers comp start paying?

  How and when workers' comp starts paying can depend on both the circumstances and the state in which an injury took place. In most areas, benefits related to medical care start paying out immediately, even before a claim is formally processed or accepted. Once a case is approved, injured workers may be entitled to other benefits, including coverage for lost wages.

• How much is workers comp insurance for self-employed people?

  Workers' compensation isn't required for self-employed individuals, but those working in dangerous industries, such as construction or manufacturing, may choose to purchase policies. In some cases, employers may request this coverage when hiring a contractor. While costs will vary based on industry and location, most freelancers can expect to pay around $25 to $50 per month.

• How do I file a workers comp claim?

  A workers' comp claim is best filed as soon as an injury occurs. In some states, there are time limits, such as one month following an incident.

  After an injury, an employee must notify their employer. The employer must then provide access to the necessary forms and offer guidance. Employees must fill out all forms and return them to the employer who then files them with the insurer. Some states have additional requirements, including assessment by a medical provider. Once the paperwork has been filed, the insurance provider issues a ruling. If the ruling is unfavorable, the employee may choose to appeal the decision with the support of an attorney.