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Best Renter's Insurance Companies in Rockford

2024

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Providers

Last updated:

Website
4455 North Mulford Road, Loves Park, IL 61111
  • Multiple Policy Types

Why choose this provider?

Eckburg Insurance Group in Loves Park is an independent insurance agency that provides insurance products to clients in the Rockford metro. The company offers diverse policies for property coverages through its connections with top-rated providers in the region. Some of its products include renters' insurance that provides financial protection for personal properties, as well as personal liabilities. The policies also help extend existing policies provided by landlords through coverage plans for natural disasters and fires.

License Verified:

License: 100298774

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (97)
Facebook
5.0 / 5 (36)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Website
6785 Weaver Road, Rockford, IL 61114
  • Multiple Policy Types

Why choose this provider?

Established in 2002, King Insurance Agency is a Rockford-based independent agency that provides renters' insurance policies. It teaches first-time policyholders and tenants about different coverages to consider, such as property damage repairs and theft reimbursement. It can also add specialized coverages such as medical liabilities for guests and family members. The agency's founder, Bill, has been in the industry for over two decades and has catered to over a thousand customers. He compares rates and processes claims for carriers like Foremost and Encompass.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (63)
Facebook
5.0 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6464 North 2nd Street, Loves Park, IL 61111
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

AW Anderson Agency is a multi-line insurance agency that offers commercial and personal coverage. With more than five decades of service, the company serves individuals, families, and businesses in and around Rockford. As an independent insurance agency, the company works with various insurance providers so clients can shop for the coverage they need. Its products include auto, life, home, and health insurance policies. Additionally, it carries renters' insurance plans. AW Anderson Agency is also known for its umbrella insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (31)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4855 East State Street, Rockford, IL 61108
  • Multiple Policy Types

Why choose this provider?

Rockford-based Redd Insurance Group provides different types of home and property insurance policies for teachers and educators through Meemic Insurance Company. It crafts insurance coverage for renters, homeowners, and condo unit owners. For renters, its plans can cover the cost of property replacement, liability coverage for assets lost, and optional coverage for jewelry, silverware or collectibles, and other items. Meanwhile, homeowners can insure home structures and adjacent structures, like garages. In addition, the company's condo insurance covers the unit and its improvements and alterations.

License Verified:

License: 3000203134

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7214 North Alpine Road, Loves Park, IL 61111
  • Multiple Policy Types

Why choose this provider?

Vision Insurance Group is a company serving customers in Rockford and the surrounding areas. It is an independent insurance agency that represents over 20 insurance carriers and offers a range of products. These include renters', homeowners', and condominium insurance. Life, health, and auto insurance plans are also available. In addition, the company offers business insurance, as well as group benefits like 401(k) retirement plans, flexible spending accounts, and health savings accounts. The insurance carriers the company works with include American Modern and MetLife.

License Verified:

License: 7408749

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
513 Phelps Avenue, Rockford, IL 61108
  • Multiple Policy Types

Why choose this provider?

Sutkay Insurance Group is an independent brokerage that serves residents and businesses in Rockford and the rest of Illinois. It offers a range of risk management strategies, including renters' insurance, as well as coverage for homeowners, automobiles, farms, and motorcycles. Additionally, it provides an array of commercial policies, like commercial liability and workers' compensation. The also brokerage partners with multiple insurance carriers, such as Encompass, Bristol West, and MetLife, to give its clients a variety of programs that matches their needs.

License Verified:

License: 100752075

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3957 West Riverside Boulevard, Rockford, IL 61101
  • Multiple Policy Types

Why choose this provider?

Brian Pinkstaff is a State Farm insurance agent and owner of Pinkstaff Insurance and Financial Services Inc. in Rockford. Pinkstaff and his team of insurance agents provide renters' insurance policies to protect personal belongings if stolen or destroyed by fire or natural disaster. Its policy also has liability protection for injuries or damages inflicted on another person's belongings. The team also offers business, life, health, boat, and condo insurance plans. Brian Pinkstaff was awarded President's Club and featured in Trend Business Magazine.

License Verified:

License: 3000523454

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (167)
Facebook
5.0 / 5 (24)

Website
4010 East State Street, Rockford, IL 61108
  • Multiple Policy Types

Why choose this provider?

Ally Insurance Agency is an insurance provider located in Rockford. It has been in the insurance industry for more than 15 years, specializing in renters' insurance. Its team of insurance professionals protects the renters' personal belongings from the losses caused by unexpected catastrophic disasters, such as fire, lightning, and theft. These plans pay out-of-pocket expenses for damaged or stolen valuables. Ally Insurance Agency also has other insurance products, including business auto, life, workers' compensation, and homeowners' insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What are the benefits of having renters’ insurance in Rockford?

    Renters’ insurance protects the finances of individuals in Rockford against the loss of personal property, loss of use of the rental, and personal liability. Their policies can provide funds to replace lost property, including electronics and jewelry, due to natural disasters, theft, fire, and vandalism. If someone gets injured on the property due to their negligence, the insurance can pay for medical expenses and personal injury compensation. When their Rockford rental becomes uninhabitable, additional living expenses like hotel bills can also be reimbursed.

  • Why do tenants in Rockford need renters’ insurance if the property owner already has landlord insurance?

    Landlord insurance only protects the dwelling, other physical structures on the property, and the landlord's belongings on the property, but not the tenant's belongings. If there is a fire at the rental property in Rockford, the landlord can receive money from the insurance company to rebuild it, but the tenant who does not have renters' insurance will have to pay for the replacement of their burned possessions out of pocket.

  • What if your personal property gets stolen while you are outside the rental property, will your renters’ insurance in Rockford still cover the loss?

    Most Rockford renters' insurance policies cover personal belongings stolen while outside the rented property. If your laptop is stolen on the way to work or your luggage is stolen at the airport, you can file a claim with your renters' insurance. If you are mugged or pickpocketed, your renters' insurance will also cover stolen cash. Some insurers, such as Lemonade, provide coverage for stolen personal property while traveling abroad.

  • Are there discounts available that can help you lower your renters’ insurance cost in Rockford?

    Some Rockford insurance companies provide multi-policy discounts. You can obtain this by combining your renters' insurance with another policy, such as your auto insurance. Discounts for rented properties within gated communities or with security features installed, such as burglar alarms and sprinkler systems, are available. Insurers also offer lower rates to tenants who pay their yearly premiums in full, have good credit, and have no claims on their insurance records.

  • If your car gets broken in while parked in a rental property in Rockford, which policy will cover the stolen property from inside the car, your auto or renters’ insurance?

    Your renters' insurance may cover any personal items stolen from inside the car. However, if a part of your vehicle was damaged as a result of the break-in, your auto insurance should cover the repair. The same logic applies if a thief breaks a house window to steal your possessions. Your renters' insurance in Rockford will cover the stolen items, and your landlord's insurance will cover the broken window.

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