Best Car Accident Lawyers in Ofallon

FAQs

• What is the non-emergency contact number for the local police station in Ofallon, Illinois?

  The non-emergency contact number of the O'Fallon Police Department is (618) 624-4545.

• Where can I get a copy of police reports for incidents related to my case in Ofallon, Illinois?

  You can obtain a copy of a traffic crash or police report at the O'Fallon Police Department's records department. You can also purchase traffic crash reports at https://crashlogic.com/.

• What are the common hazards of winter driving in O'Fallon?

  Winter driving in O'Fallon and other parts of Illinois can be difficult due to poor visibility. When snow and rain fall, motorists can miss an animal crossing, a detour sign, or a patch of ice on the road. Ice can form on untreated roads during this time, making them slippery and hazardous to drive on.

• Can distracted driving cause car accidents in O'Fallon?

  Yes, distracted driving can cause car accidents in O'Fallon. A National Highway Traffic Safety Administration report shows that there were 391,000 people injured due to a distracted driver, and almost 3,500 people were killed. Examples of distracted driving include grooming, eating, and reaching for something in the passenger or backseat.

• How long do victims of motor vehicle collisions in O'Fallon have to file a lawsuit?

  Victims of automobile accidents in O'Fallon have until two years from the date of the incident to file for personal injury lawsuits and five years for property damage lawsuits. Not filing a lawsuit in time will prevent the victim from obtaining compensation for medical costs, lost wages, vehicle repair, and pain and suffering.

• What are the phases of car accident cases in O'Fallon?

  Car accident cases in O'Fallon go through three phases: pre-litigation, litigation, and trial. Pre-litigation is when both parties evaluate the situation by gathering the documentation related to the accident. This is also when both parties negotiate with their insurance carriers. Litigation happens when the victim formally files a lawsuit because a settlement with the insurance carrier was not achieved. If the lawsuit has not been resolved, it enters the trial phase, where a jury will issue a verdict on the case.

• Are individuals involved in automobile accidents in O'Fallon required to report the incident to authorities?

  Yes, drivers involved in car accidents in the O'Fallon area are required to report the incident to the local authorities under section 5/11-401 of the Illinois Vehicle Code. The law states that the accident must be reported, especially if it results in the death or injury of any person involved in the crash. Failure to do so will result in the revocation of one's license or a felony charge.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.