Expertise.com
2024

Last updated:

Best Financial Advisors in Council Bluffs

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Council Bluffs Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

17

Reviewed

11

Curated

3

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
535 W. Broadway, Suite 301, Council Bluffs, IA 51503
  • Estate Planning
  • Certified Financial Planner (CFP)
  • Tax Preparation

Why choose this provider?

Dickinson Investment Advisors caters to the needs of individuals in the Council Bluffs metro and the neighboring areas. It provides financial planning, tax planning, and investment management services. It also helps retirees manage their assets by discussing the available retirement options, including a lump sum or monthly pension payment. Founder Ron Dickinson has published a book titled “18 Common Sense Rules for Enjoying a Successful Retirement.” He earned the Certified Financial Planner designation in 1999.

License Verified:

License: 115108

Investment Adviser Public Disclosure Database, SEC

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.0 / 5 (5)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12829 West Dodge Road, Suite 202, Omaha, NE 68154
  • Certified Financial Planner (CFP)

Why choose this provider?

Homan Wealth Advisors has been catering to individuals in Council Bluffs since 2003. The firm helps clients manage their finances by implementing efficient tax strategies, choosing appropriate insurance policies, and setting up estates. Clients can also get assistance in setting up their company retirement plans so that their needs are covered even after leaving the workforce. The firm's founder and president, Richard Homan, is a Certified Financial Planner and a certified public accountant.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9802 Nicholas st Suite 315, Omaha, NE 68114
  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Insurance Products

Why choose this provider?

Keystone Financial Services caters to customers in Council Bluffs. Its team guides young professionals and women on the path to financial success. Its wealth management services combine personal investment, financial advising, and education, estate, and philanthropic planning to address their individual needs. It also advises them on strategic investing to help grow their wealth for generations to come and offers life insurance strategies to protect families from financial troubles. Keystone Financial Services carries over 33 years of industry experience.

License Verified:

License: 308397

Investment Adviser Public Disclosure Database, SEC

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • What is the purpose of IRS Form 5498 in Council Bluffs?

    In Council Bluffs, an IRS Form 5498 reports various types of contributions paid to an Individual Retirement Account. It also reports conversions, characterizations, and rollovers, as well as the year-end Fair Market Value and the Required Minimum Contribution. Traditional and Roth IRA, Simple IRA, and SEP IRA generate an IRS Form 5498 when a contribution was made.

  • If you are a first-time life insurance buyer in Council Bluffs, what do you need to do?

    If you are a first-time life insurance buyer in Council Bluffs, you need to determine what you want your coverage do to. You need to assess the reasons why you want to purchase life insurance. You also have to find the right policy. You can choose term, whole, or permanent life insurance, which can create an inheritance for your loved ones, replace your income, or pay off your mortgage. Deciding how much insurance you can afford is also necessary because life insurance premiums increase overtime.

  • What are the three important documents in an estate plan in Council Bluffs?

    In Council Bluffs, the three important documents in an estate plan are the last will and testament, healthcare power of attorney, and financial power of attorney. Your last will and testament names guardians for your minor children or children with disabilities, if any. A healthcare power of attorney names a person who will make medical decisions on your behalf if you are unable to do it. A financial power of attorney names an agent who will make financial decisions on your behalf if you become incapacitated.

  • Is it necessary to seek financial consulting services in Council Bluffs?

    Yes. It is necessary to seek financial consulting services in Council Bluffs. Through this, you can create sustainable lifetime cash flows, mitigate adverse tax consequences, and preserve and protect your accumulated wealth. Financial consulting also helps you transfer your wealth and provisions to your family or heirs, as well as achieve your charitable giving goals.

  • How can Individual Retirement Accounts help self-employed individuals and small business owners in Council Bluffs?

    Individuals Retirement Accounts serve as saving vehicles for self-employed individuals and small business owners in Council Bluffs. IRA is a retirement savings account that can keep mutual funds, exchange-traded funds, stocks, bonds, CDs, and other assets. Self-employed individuals and small business owners can apply for SEP IRA, SIMPLE IRA, and Roth and traditional IRA.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.