Best Car Accident Lawyers in Stuart

FAQs

• What is the non-emergency contact number for the local police station in Stuart, Florida?

  The Stuart Police Department's non-emergency telephone number is (772) 287-1122.

• Where can I get a copy of police reports for incidents related to my case in Stuart, Florida?

  People can request accident reports at the Stuart Police Department either in person or by submitting an online request form through the Stuart Public Records portal, https://stuartfl.justfoia.com/publicportal/home/newrequest. In addition to any requested information, citizens must provide a sworn statement by filling out a form downloadable online or provided by a clerk. The Stuart Police Department is open Monday to Friday, from 8 AM to 4 PM.

• How does a car accident victim qualify for personal injury protection coverage in Stuart?

  Car accident victims in Stuart can qualify for personal injury protection coverage if they undergo a medical evaluation within 14 days from the date of the accident in question. In line with state laws, the resulting PIP coverage can reach up to $10,000 for injuries classified as an emergency medical condition and $2,500 for those that are not.

• Are motorists involved in a car accident in Stuart required to report the incident to the authorities?

  Yes, motorists involved in a car accident in Stuart are required by Florida law to report the incident to the local police or the Florida Highway Patrol, especially if there are injuries or fatalities or if the resulting property damage exceeds $500. In addition, the accident must be reported to the state DMV if it results in the injury, discomfort, or death of those involved or if the resulting damage requires a vehicle to be towed from the premises.

• Are auto insurance and bodily injury liability coverage required by law for drivers within Stuart?

  It is mandatory for drivers in Stuart and throughout the state to have auto insurance, with the minimum being $10,000 for both personal injury protection and property damage liability. Conversely, they are not required to have bodily injury liability coverage, though they are advised to obtain it to supplement their auto insurance coverage.

• Does Stuart follow no-fault mandates for car accidents?

  Yes, Stuart adheres to Florida's no-fault law for personal injury matters, including car accidents. This means that all parties involved in an accident must utilize their own insurance coverage for their injuries and damaged property regardless of who was at fault. However, those who have been seriously or permanently injured in an accident can be exempted from the state's no-fault mandates, allowing them to seek compensation through liability claims or personal injury lawsuits.

• How common do vehicular crashes occur within Stuart?

  According to the Florida Department of Highway Safety and Motor Vehicles' report in 2022, there have been more than 3,000 motor vehicle crashes within Martin County, where Stuart is located. In these accidents, there were over 1,900 injuries and more than 30 fatalities, including four deaths in an October 2022 collision that occurred at the Federal Highway and Northwest Baker Road in Stuart. As of January 2023, the county has had 99 crashes with 78 injuries thus far.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.