Best Workers Compensation Attorneys in Palm Bay

FAQs

• What is the non-emergency contact number for the local police station in Palm Bay, Florida?

  The non-emergency police number of Palm Bay, Florida is (321) 952-3456, then press Option "0".

• Where can I get a copy of police report for incidents related to my case in Palm Bay, Florida?

  To obtain a copy of your police records in Palm Bay, email them to police.records@pbfl.org. Include the incident's date, time, and location, as well as your case number. You can also file a request in person at the department's records window open from 8 a.m. to 4 p.m.

• Will the insurance company for workers' compensation pay for lost wages in Palm Bay?

  It depends. An employer's insurance provider may compensate an employee for lost wages in Palm Bay. The authorized doctor will keep the employee informed of his progress throughout his medical recovery. During this time, the laborer may be entitled to compensation for temporary lost wages. However, once the patient has reached their maximum medical improvement (MMI), the lost wages compensation will be terminated unless there is proof of permanent or total disability (PTD).

• How can an injured worker qualify for Permanently and Totally Disabled (PTD) benefits in Palm Bay?

  Workers in Palm Bay who can prove that they have been permanently injured on the job are entitled to permanent or total disability benefits. If they qualify, they will receive 66 2/3% of their average weekly earnings until they reach 75 or until they die, whichever comes first. To be eligible for PTD compensation, claimants whose accidents occurred after October 1, 2003, must demonstrate that they cannot perform sedentary labor.

• Can you work in Palm Bay while receiving worker's compensation benefits?

  Yes, you can work in Palm Bay as long as your doctor permits you. If you are getting paid and also receiving checks for lost income, you could be charged with theft. Sometimes your doctor will impose restrictions, changes, or limitations on your workload so that you can continue working for your employer if a position within those constraints is available.

• Can you file a lawsuit outside workers' compensation in Palm Bay?

  In Palm Bay, injured workers can sue their employers outside workers' compensation in restricted circumstances. The only times an employee can sue beyond workers' compensation are:

  • If the employer fails to obtain workers' compensation insurance during the accident, the employee can file a personal injury claim for pain and suffering.
  • If the employer intentionally hurts you, you may pursue a case outside workers' compensation.
  • If a third party caused a work-related accident, you may bring a personal injury lawsuit against that party.

• Can an employee get compensation if her carelessness led to her injury?

  Even if an employee's accident was caused by her carelessness or negligence, she is still entitled to workers' compensation. Palm Bay adheres to Florida's employees' compensation system, established to pay benefits to injured workers regardless of liability. However, your claim may be denied if injuring yourself intentionally to obtain compensation or working while under the influence of alcohol or drugs.

• What does a workers’ compensation attorney do?

  Workers’ compensation attorneys help injured employees recover monetary benefits following workplace accidents and illnesses. Attorneys in this practice area provide legal advice, gather evidence, review medical records, prepare petitions, and negotiate insurance settlements. They also represent clients’ interests during court cases and administrative hearings overseen by state workers’ compensation boards.

• What are the benefits of filing a workers’ compensation claim?

  Workers’ compensation insurance gives employees access to vital cash benefits in case of workplace injuries or illnesses. Filing a claim can help injured workers pay for medical care, physical therapy, and essential living expenses while they recover from a temporary or permanent disability. Workers’ compensation also pays for funeral and burial expenses following fatal workplace injuries.

• How long does a workers’ compensation claim stay open?

  Workers’ compensation claims typically remain open as long as the individual is receiving treatment or until the injured party reaches maximum medical improvement. This milestone varies for each person, and it can take years to determine whether a disability is temporary or permanent. Additionally, there’s a fixed time limit for filing a lawsuit. The statute of limitations can be anywhere from six months to two years from the date of the injury or the date of the last payment, depending on the worker’s state of residence. A qualified attorney can explain your state’s specific rules.

• What is the average payout for a workers’ compensation claim?

  Nationally, the average workers’ compensation claimant receives $21,800. Payouts range from $2,000 on the low end to upwards of $60,000 for well-compensated workers in high-income areas. The exact amount depends on the claimant’s average weekly paycheck, the extent of the injuries, and their state of residence. Individuals who accept an insurance settlement or initial offer typically receive less than those who negotiate or have an attorney represent them before an arbitrator or workers’ compensation judge.

• How are settlements calculated in workers’ compensation cases?

  Settlements typically cover current and future medical expenses, vocational rehabilitation or retraining, and two-thirds of lost wages. The total amount may vary depending on whether the worker’s disability is temporary or permanent. Workers’ compensation also pays death benefits, including funeral expenses and two-thirds of wages for up to 25 years or a state-specified maximum.

• What is workers comp?

  Workers' compensation is an insurance program that provides medical care, rehabilitation, and other benefits for employees who are injured or fall ill while performing assigned work duties. Common reasons for filing a workers' comp claim include slip and fall injuries, machinery accidents, or muscle strains while lifting heavy items.

  All businesses must carry some form of workers' compensation insurance, with minimum guidelines imposed by the state of residence. Workers' comp is intended to safeguard both the employee and the employer by providing a social safety net. This can protect companies from civil suits and guarantee that injured employees receive the benefits they need.

• What does workers comp cover?

  Workers' compensation insurance covers benefits associated with a wide range of accidents and illnesses that may occur in a place of work. This can include:

  • Medical benefits, such as payments for treatments, hospitalizations, or surgeries
  • Compensation for lost wages while not working
  • Coverage for ongoing care, such as physical therapy
  • Continued access to benefits, including insurance provided through an employer
  • Disability benefits, if an injury results in a permanent loss of functioning in some manner
  • Death benefits and funeral expense coverage

  How and when workers' compensation coverage applies depends on the illness or injury in question and the results of a medical exam. An unsatisfactory ruling by an insurer can be appealed with help from a workers' comp attorney.

  
  

• What does a workers comp defense attorney do?

  A workers' compensation defense attorney is a legal professional who represents the employer in a workers’ comp case. Typically, the defense attorney works to minimize the employer’s liability and reduce the amount of benefits to be paid out.

• When does workers comp start paying?

  How and when workers' comp starts paying can depend on both the circumstances and the state in which an injury took place. In most areas, benefits related to medical care start paying out immediately, even before a claim is formally processed or accepted. Once a case is approved, injured workers may be entitled to other benefits, including coverage for lost wages.

• How much is workers comp insurance for self-employed people?

  Workers' compensation isn't required for self-employed individuals, but those working in dangerous industries, such as construction or manufacturing, may choose to purchase policies. In some cases, employers may request this coverage when hiring a contractor. While costs will vary based on industry and location, most freelancers can expect to pay around $25 to $50 per month.

• How do I file a workers comp claim?

  A workers' comp claim is best filed as soon as an injury occurs. In some states, there are time limits, such as one month following an incident.

  After an injury, an employee must notify their employer. The employer must then provide access to the necessary forms and offer guidance. Employees must fill out all forms and return them to the employer who then files them with the insurer. Some states have additional requirements, including assessment by a medical provider. Once the paperwork has been filed, the insurance provider issues a ruling. If the ruling is unfavorable, the employee may choose to appeal the decision with the support of an attorney.