Expertise.com
2024

Last updated:

Best Pet Insurance Companies in Waterbury

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Waterbury Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2086

Reviewed

1256

Curated

12

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1325 East Main Street Suite 25, Waterbury, CT 06705
  • Policy Bundle Discount

Why choose this provider?

Grand Folder is an independent insurance agency that serves individuals, families, and businesses in Waterbury. It offers pet insurance plans to cover expenses for family pets' illnesses and injuries. It also has risk management options for motor vehicles, renters, homeowners, mobile homes, and valuable items. In addition, the agency provides business insurance plans that cover builders' risk, cyber liability, liquor liability, general liability, and special events. Grand Folder works with multiple insurance companies, including ConnectiCare and American Modern.

License Verified:

License: 2548435

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1 Evergreen Ave. #LL5, Hamden, CT 06518
  • Policy Bundle Discount

Why choose this provider?

Abbatello Insurance Agency serves clients across the Waterbury metro and close-by communities. It sets up personal insurance policies and advises individuals on issues involving pet insurance. The firm also offers umbrella insurance plans. It represents a wide range of carriers, from Progressive and Travelers to The Hartford and Liberty Mutual. Abbatello Insurance Agency has been operating for over 20 years. Joe Abbatello, one of its co-owners, has spent more than five decades in the financial services industry.

License Verified:

License: 1043276

State of Connecticut Insurance Department

Website
4 Main Street, Hebron, CT 06248

Why choose this provider?

CCS Insurance addresses inquiries regarding insurance products and claims in areas within the Waterbury metro. Its staff offers complete and accident-only insurance policies that provide pet owners with financial coverage for medical treatment and rehabilitative care in the wake of a pet's illness or injury. It shops for products from multiple carriers and helps clients in deciding which policy to choose based on their long-term needs and budget. It also offers supplementary preventive care options that cover pet vaccinations and annual checkups.

License Verified:

License: 2468552

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (25)
Google
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
112 Market Square, Newington, CT 06111
  • Multi-Pet Discount
  • Military Discount

Why choose this provider?

Connecticut Insurance Exchange, Ltd., serves clients throughout the Waterbury community. It offers insurance solutions for individuals and businesses. It provides pet insurance policies that offer coverage for accidents and illnesses, chronic and hereditary conditions, prescription medications, diagnostic testing, and non-routine dental treatments. It also provides policies with coverage for specialist treatment, MRI, CAT scans, and ultrasound imaging. This independent agency represents more than 20 carriers in the market to provide clients with a broad selection of coverage.

License Verified:

License: 160715

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (35)
Facebook
4.4 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
530 Middlebury Road Ste, 103B, Middlebury, CT 06762
  • Accident Only

Why choose this provider?

Marta Nerin is a State Farm agent that serves individuals, families, and businesses in Waterbury and the rest of Connecticut. She provides different personal insurance policies, including pet, auto, homeowners', life, and health insurance. Other products she offers include business insurance, home loans, mutual funds, and annuities. Marta Nerin has been working in the insurance industry for over a decade. She and her team can serve clients in various languages, including English, Spanish, Portuguese, German, Polish, and Russian.

License Verified:

License: 9101443

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (121)
Facebook
4.6 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
87 South Main St, Ste 15, Newtown, CT 06470
  • Policy Bundle Discount

Why choose this provider?

Preferred Insurance Services LLC is an independent brokerage firm that has been serving Waterbury residents since 1997. The company aims to alleviate the financial stress of dog and cat owners with unexpected medical bills caused by accidents or illnesses. It collaborates with Figo, a pet insurance company that offers packages that cover emergency hospitalization, surgeries, diagnostic testing, cancer treatments, dental conditions, and prescriptions. Figo offers three customizable plans that can be tailored to a pet's coverage needs.

License Verified:

License: 1056410

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (117)
Facebook
4.6 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2662 Whitney Avenue, Hamden, CT 06518
  • Multi-Pet Discount
  • Alternative Therapies

Why choose this provider?

For over 35 years, Street Smart has been helping clients choose insurance plans appropriate for their needs. Its professionals guide Waterbury individuals and families in choosing pet insurance plans that offer coverage for vet diagnostics, emergency care, and treatment. They customize insurance policies according to clients' and their pets' needs, such as coverage for chronic conditions, wellness programs, and prosthetics. Street Smart supports the community by participating in various causes, like donating to the local animal group, Halfway Home Rescue.

License Verified:

License: 2279987

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
136 Broad Street, Plainville, CT 06062
  • Policy Bundle Discount

Why choose this provider?

Edward J. McMahon Insurance Agency has been serving Waterbury for over 40 years. The firm offers a variety of insurance lines, including pet, life, business, home, and auto coverage. Its agents design pet insurance products to cover the unexpected medical expenses of cats, dogs, ferrets, rabbits, potbelly pigs, and exotic birds. This policy includes coverage for accidental injuries, diagnostic tests, lab fees, and prescriptions. The firm represents numerous carriers, allowing its agents to find the policy that suits the customer's needs.

License Verified:

License: 1056407

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (27)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
145 Meriden Rd, Waterbury, CT 06705
  • Policy Bundle Discount

Why choose this provider?

Moran Agencies offers insurance products for residents in Waterbury and the surrounding areas. The multi-line risk management specialist furnishes protection plans for pet owners, drivers, and travelers. Its team also writes policies for clients looking to protect their cars, recreational vehicles, and homes. In addition, the agents offer insurance for businesses in different industries, including medical, real estate, automotive, and food and beverage. They also develop financial strategies to help clients preserve wealth, minimize taxes, or prepare for retirement.

License Verified:

License: 2631008

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
69 Water Street, Torrington, CT 06790
  • Accident Only

Why choose this provider?

Brooks, Todd & McNeil is an independent, multi-line agency serving Waterbury and nearby locations. Its team furnishes pet insurance plans, which help pay for emergency care and treatment for illnesses and accident-related injuries such as broken bones and fractures. Flea prevention and yearly exams are also covered. Clients with more than one cat or dog may opt for multi-pet policies. Brooks, Todd & McNeil, which was founded in 1839, donates a percentage of its net income to national and local charities.

License Verified:

License: 2287822

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (98)
Facebook
4.9 / 5 (40)
Yelp
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
907 Bantam Rd, Bantam, CT 06750

Why choose this provider?

The SIG Insurance Agencies has been catering to clients around Waterbury since 1991. Its team offers pet insurance coverage for the medical treatment, vaccinations, and checkups for clients' pets in veterinary clinics across the country. It helps clients choose between options with minimal complications through its network of companies and carriers that provide tailored products for their needs. It also collects and processes data from previous claims to use in research and studies on factors that affect the veterinary community.

License Verified:

License: 2571592

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (93)
Facebook
4.6 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
87 W Main Street, New Britain, CT 06051

Why choose this provider?

Jose Dominguez is a State Farm agent that caters to the insurance needs of residents in Waterbury. Dominguez and his team guide pet insurance buyers in securing financial coverage for furry family members for medical treatment and procedures as well as holistic therapy. In addition, they check policy coverage for possible combinations with different lines of insurance and give recommendations to pet owners. They have over 20 years of experience in the industry and can assist customers in Spanish.

License Verified:

License: 11793841

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (251)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Which pet insurance programs are offered in Waterbury?

    Among the pet insurance programs offered in Waterbury are:

    • Accident-only plan: This budget-friendly choice covers accidents and injuries like broken bones, choking, toxin ingestion, and gastrointestinal foreign bodies but doesn't cover illnesses.
    • Accident and illness plan: This comprehensive plan, offered by all pet insurance providers, covers accidents, general illnesses, hereditary and congenital conditions, chronic issues, and sometimes behavioral problems.
    • Preventive care add-ons: It allows pet owners to customize a plan with optional coverage for routine treatments, such as grooming, microchipping, teeth cleanings, vaccinations, and check-ups.
  • Does pet insurance in Waterbury cover all sorts of pets?

    Some pet insurance providers in Waterbury do not cover every type of pet. Owners of pets like birds, hamsters, snakes, and rabbits may not discover suitable solutions since some companies only provide coverage for cats and dogs. A few insurers permit pet owners to cover numerous animals under the same policy, but the majority may demand individual insurance for every animal.

  • Do pet insurance companies in Waterbury have age limits for cats to be insured?

    Typically, insurers in Waterbury provide coverage for cats between 8 weeks and 14 years old. When it comes to coverage limits, most insurers consider cats "elderly" when they reach 14 years of age. However, it is advisable to obtain pet insurance for cats while they are young and in good health. Enrolling them at a younger age results in lower monthly premiums.

  • Do pet owners in Waterbury need to insure indoor cats?

    Indoor cats in Waterbury may be less likely to suffer injuries than those living outside, but they are still at risk for the same illnesses and health issues; therefore, pet owners must also insure them. Moreover, having cat insurance offers a sense of security in the event of unforeseen circumstances.

  • Can people in Waterbury insure a pet twice?

    One can legally possess two pet insurance policies in Waterbury for the same pet as long as they avoid making duplicate claims with both insurers. Nevertheless, maintaining multiple pet insurance policies is not advisable, as it entails paying for two policies and may result in complications when filing a claim.