Expertise.com

Best Renter's Insurance Companies in Santa Clarita

2024

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Providers

Last updated:

Website
23566 Lyons Avenue, Newhall, CA 91321
  • Multiple Policy Types

Why choose this provider?

Based in California, Julio Lemos Insurance Services has been serving residents of Santa Clarita and Newhall since 1998. It offers renters' insurance packages designed to provide comprehensive protection for the clients' personal properties in case of disasters. Additionally, clients may avail of supplementary policies, such as earthquake and flood coverage, and other insurance plans, including homeowners' and auto insurance. Julio Lemos Insurance Services was originally established as "The Office of Julio Lemos" and has also been providing income tax services since 1987.

License Verified:

License: 0L92148

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (119)
Yelp
3.5 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
23822 Valencia Boulevard, Santa Clarita, CA 91355
  • Multiple Policy Types

Why choose this provider?

Ernie Bolanos is a State Farm insurance agent serving Santa Clarita and surrounding communities. He provides renters' insurance plans for the protection of tenants' personal belongings such as computers, clothing, TVs, bicycles, and furniture. The policy covers different types of properties like apartments, condominiums, and rental homes. Services are available in English and Spanish. Shelly and his team also offer pet, life, and business insurance. They attend seminars and ongoing education courses to keep up-to-date with industry trends and standards.

License Verified:

License: 0M84485

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (33)
Yelp
5.0 / 5 (18)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
27125 Sierra Highway, Santa Clarita, CA 91351
  • Multiple Policy Types

Why choose this provider?

Johnny Castaneda Agency is a local insurance company that serves individuals and businesses surrounding the Santa Clarita metro. It provides tenants with renters' insurance, which is beneficial in case of lost properties due to theft or damaged belongings caused by fire or severe weather conditions. In the event of an accident within the rented space, the policy can also protect clients against lawsuits. The company's focus on a partnership approach has allowed it to create long-term relationships with its clients.

License Verified:

License: 0E84494

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (65)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18560 Via Princessa,, Santa Clarita, CA 91387
  • Multiple Policy Types

Why choose this provider?

Brian Stephens is a State Farm renter's insurance agent based in Santa Clarita. A native of what is known as the "Motor City", Brian held a position in the consulting and marketing department of an automotive industry leader prior to opening his own agency and becoming a State Farm agent in 2008. He specializes in renters' insurance, auto insurance, home insurance, condo insurance, and life insurance. He also provides support in small business insurance and workers' compensation.

License Verified:

License: 0F16069

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Yelp
5.0 / 5 (6)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
22924 Lyons Ave #207, Santa Clarita, CA 91321
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Founded in 1993, Dynamite Insurance Brokerage in Santa Clarita provides local clients with several different insurance products and services. These products range from renters' insurance to business interruption and structure insurance. Its team of brokers assesses clients' current circumstances and works with them to find the coverage plan and premium rate that suits their needs. Dynamite Insurance Brokerage is a member of the American Agents Alliance and the Santa Clarita Chamber of Commerce.

License Verified:

License: 0D60754

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (184)
Yelp
5.0 / 5 (26)
Facebook
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
24801 Pico Canyon Road, Santa Clarita, CA 91381
  • Multiple Policy Types

Why choose this provider?

Quotebroker has been assisting locals of Santa Clarita and its neighboring areas with their insurance needs since 1985. As a full-service insurance agency, one of Quotebroker's services is renters' insurance plans. It helps clients secure renters' insurance to protect their personal belongings in cases of theft, accidents, weather impacts, or loss of use. In the event that a rented property is damaged or not livable, clients may also ask assistance for temporary relocation costs. The agency also assists with homeowners, auto, and umbrella plans.

License Verified:

License: 0K86070

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • How much is the average monthly renters' insurance rate in Santa Clarita?

    In Santa Clarita, renters' insurance averages $24 monthly, which is $3 above California's typical rate of $21. This price provides $40,000 for personal possessions, a $1,000 deductible, and $100,000 for liability protection. For a coverage limit of $20,000 on personal items, the rate drops to $20. Adjusting the personal item protection to $40,000 increases the monthly cost by $4.

  • What components shape renters' insurance pricing in Santa Clarita?

    Several criteria influence the cost of renters' insurance in Santa Clarita. These include the renter's age, where the property is located, the scope of coverage desired, and sometimes, the renter's credit history. Furthermore, the cost fluctuates based on property worth, chosen deductibles, and liability protection levels, plus if policies cover replacement or actual value. The local crime prevalence and wind or hurricane risks matter, too. Bundling insurance or boosting security can garner savings.

  • How does replacement cost coverage differ from actual cash value in Santa Clarita renters' insurance?

    In Santa Clarita, replacement cost coverage differs from actual cash value by offering a reimbursement without factoring in depreciation. While most renters' insurance quotes present actual cash value, which deducts for wear and tear, replacement cost coverage ensures you receive sufficient amounts to purchase a new version of the damaged or lost item, providing a more comprehensive post-claim payout.

  • Can renters' insurance in Santa Clarita include coverage for earthquakes?

    Yes. While standard renters' insurance in Santa Clarita doesn't automatically cover earthquakes, residents can add an earthquake endorsement. It's crucial to review the policy's declarations to confirm this inclusion. Additionally, it's essential to note if there's a distinct deductible for earthquakes. Some endorsements may also extend protection to other earth movements, like mudslides. Always refer to the specific endorsement language for clarity.

  • Will Santa Clarita renters insurance handle roof leaks?

    No. Renters' insurance in Santa Clarita doesn't cover roof leak property damages. That responsibility falls under the landlord's insurance. However, renters' insurance can assist with medical bills from injuries caused by the leak, personal belongings damaged due to the leakage, relocation expenses if the residence becomes uninhabitable, and potential personal liability concerns.

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