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Best Homeowners Insurance Agencies in Modesto

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2225 Plaza Parkway, Modesto, CA 95350
Modesto, CA 95350
  • Multiple Policy Types

Based in California, Central Auto Insurance Agency, Inc. is an insurance firm serving homeowners in the Modesto area. It offers fully-customized homeowners' insurance plans constructed by experienced insurance agents to ensure that the needs and requirements of clients are met. It offers coverage for homes, condominiums, personal property, and personal liability. Home insurance policies have the option to cover weather damage, fire and smoke damage, falling objects, vandalism, accidental plumbing or electrical damage, and damage by vehicles. Central Auto Insurance Agency provides 24-hour customer service all year round.

2225 Plaza Parkway, Modesto, CA 95350
Modesto, CA 95350

Website(209) 492-9999

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

62 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1219 N. Carpenter Road; Suite #10, Modesto, CA 95351
Modesto, CA 95351
  • Personal Property Insurance

Fiesta Auto Insurance provides insurance assistance to Modesto residents. The company helps clients with various insurance needs including homeowners' insurance, with agents able to set up a suitable home insurance policy for clients within a day. The team of insurance professionals works with over 40 insurance providers. Aside from insurance solutions, the business also specializes in tax preparation services. Fiesta Auto Insurance has been operating since 1999. It offers the services of its Spanish-speaking personnel.

1219 N. Carpenter Road; Suite #10, Modesto, CA 95351
Modesto, CA 95351

Website(866) 884-6015

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3540 Oakdale Rd Suite A-1, Modesto, CA 95357
Modesto, CA 95357
  • Personal Property Insurance
  • Multiple Policy Types

Golden Oak Insurance Services is an independent agency that has been providing insurance options throughout Modesto and the surrounding communities since 2006. The professionals from this business can help clients on matters related to auto, home, life, business, and health insurance solutions. They carry insurance through companies such as American Modern, Arrowhead, Berkshire Hathaway Homestate, California Mutual Ins, Chubb, and CNA. Golden Oak Insurance Services is licensed in Oregon, Washington, California, and Arizona.

3540 Oakdale Rd Suite A-1, Modesto, CA 95357
Modesto, CA 95357

Website(209) 222-6200

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3025 McHenry Avenue, Modesto, CA 95350
Modesto, CA 95350
  • Multiple Policy Types

Modesto Insurance Center is a locally-owned and -operated insurance agency that has been serving Modesto since 1962. They help clients get a homeowners' insurance policy that financially protects the house and valuable items kept inside it. Coverage options include protection from damage caused by fire or specific natural disasters, liability in the event of an injury occurring inside the home, medical coverage, and others. Modesto Insurance Center deals with clients one-on-one in order to provide them the policies that fit their needs.

3025 McHenry Avenue, Modesto, CA 95350
Modesto, CA 95350

Website(209) 529-0745

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4 / 5 ( Good)

Total Reviews:

14 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1800 Tully Road, Modesto, CA 95350
Modesto, CA 95350
Instagram
  • Renter's Insurance
  • Flood
  • Personal Property Insurance
  • Multiple Carriers
  • Fire
  • Earthquake
  • Condos

SaveDirect Insurance Agency, LLC provides insurance solutions from its Modesto location. The company offers various insurance options, including homeowners insurance. It provides homeowners insurance policies that cover property damage and protection from disasters. Homeowners insurance also covers compensation for losses and repairs due to theft or vandalism. SaveDirect Insurance Agency, LLC works with various insurance carriers, including Travelers, Mapfre, Progressive, and MetLife. Aside from homeowners insurance, the agency also offers auto insurance, motorcycle insurance, and commercial auto insurance.

1800 Tully Road, Modesto, CA 95350
Modesto, CA 95350

InstagramWebsite(877) 494-4146

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

199 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2307 Oakdale Road, Modesto, CA 95355
Modesto, CA 95355
  • Multiple Policy Types

Skeet's Insurance Service, Inc. is a local homeowners insurance agency that serves individuals and families in Modesto and the surrounding areas. Since 1967, its team of insurance experts has been writing home insurance policies that meet the needs of the homeowners. Aside from home insurance, the agency also provides other insurance products, such as auto, business, commercial auto, life, motorcycle, and workers' compensation plans. Skeet's Insurance Service, Inc. also offers wedding and special event insurance.

2307 Oakdale Road, Modesto, CA 95355
Modesto, CA 95355

Website(877) 765-1578

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

400 12th Street, Modesto, CA 95354
Modesto, CA 95354
Instagram
  • Renter's Insurance
  • Flood
  • Fire

Teresa Clutter Insurance Services offers coverage for clients in Tracy. The company helps clients pay for unexpected damages caused by fires, floods, and bad driving. Its plans apply to different residences like vacant buildings, mobile homes, condos, apartments, and high-valued properties. The company's agent, Teresa Clutter, has nearly 30 years of experience in the insurance industry. She talks to clients and advises them on what to cover, from automobiles to injury liabilities. She helps both commercial and residential customers.

400 12th Street, Modesto, CA 95354
Modesto, CA 95354

InstagramWebsite(209) 836-0719

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

41 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

822 9th Street, Modesto, CA 95354
Modesto, CA 95354
Instagram
  • Fire

The Source Auto Insurance Agency operates in and around Modesto. The company provides homeowners coverage for their house, using policy plans to pay for unexpected emergencies or damage. This includes extreme weather affecting the structure like its walls and roof, furniture and appliances, and other personal belongings within the dwelling. It also covers any medical fees for people injured within the property. The company also has insurance plans for regular automobiles and classic car collections.

822 9th Street, Modesto, CA 95354
Modesto, CA 95354

InstagramWebsite(888) 538-9376

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

168 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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