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Best Homeowners Insurance Agencies in Lake Forest

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23002 Lake Center Drive, Lake Forest, CA 92630
Lake Forest, CA 92630
Instagram
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Condos

Blackwell Insurance Agency has provided homeowners insurance solutions in Lake Forest and the surrounding area for more than 61 years. The independent company's licensed agents research multiple carriers to offer personalized coverage for their clients. The agency helps ensure homeowners are protected against losses caused by fires, storms, theft, and vandalism. Policies include the dwelling and other structures on the property and personal possessions as well as personal liability protection.

23002 Lake Center Drive, Lake Forest, CA 92630
Lake Forest, CA 92630

InstagramWebsite(949) 421-0222

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

253 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

21 Orchard Road, Lake Forest, CA 92630
Lake Forest, CA 92630
  • Multiple Policy Types

California Southwestern Insurance offers insurance options to residents and business property owners in Lake Forest and the surrounding areas. The types of coverage included in the homeowners' insurance policy include protection for the home's structure, coverage for detached structures, personal property coverage, temporary living expenses, and liability protection in the case of someone accidentally getting injured in the client's property. The company has been in the insurance industry since 1972.

21 Orchard Road, Lake Forest, CA 92630
Lake Forest, CA 92630

Website(800) 352-0393

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

90 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

200 Spectrum Center Drive, Irvine, CA 92618
Irvine, CA 92618
Instagram
  • Personal Property Insurance

Founded in 1992, COTO Insurance & Financial Services is a full-service company with a variety of home insurance options available for homeowners in and around Lake Forest. Its agents work with over 100 insurance carriers to find the right home insurance policy that meets a client's coverage needs and budget. The company helps individuals and families obtain reliable life, health, auto, dental, and travel insurance. COTO Insurance's other services include estate planning, retirement savings, and charitable gifting.

200 Spectrum Center Drive, Irvine, CA 92618
Irvine, CA 92618

InstagramWebsite(949) 858-7200

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

145 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

14795 Jeffrey Road, Irvine, CA 92618
Irvine, CA 92618
  • Personal Property Insurance

KCAL Insurance Agency is a full-service company near Lake Forest that has offered high-quality insurance plans to homeowners, landlords, and renters since 1992. It has a wide range of home insurance options for covering a client's personal belongings and property from fires, floods, and other disasters. Its agents work with multiple insurance carriers, such as MetLife, Progressive, and Nationwide to provide additional liability insurance coverage. KCAL Insurance Agency also has life, auto, travel, and employee benefits insurance plans.

14795 Jeffrey Road, Irvine, CA 92618
Irvine, CA 92618

Website(800) 681-8288

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

234 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: A

Detail: A

23101 Lake Center Drive, Lake Forest, CA 92630
Lake Forest, CA 92630
  • Renter's Insurance
  • Flood
  • Earthquake

Membrila Insurance Services, Inc. delivers personal and commercial insurance solutions to clients in Lake Forest and the neighboring areas. The agents discuss the sections included in the homeowners' insurance policy coverage. The sections include financial losses in case of disasters such as a fire, personal items coverage including prized possession such as jewelry and antiques, replacement cost coverage, and temporary living expenses. The company started in Orange County in the late 1950s and now has over a century of collective experience.

23101 Lake Center Drive, Lake Forest, CA 92630
Lake Forest, CA 92630

Website(949) 660-7781

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

23725 Birtcher Drive, Lake Forest, CA 92630
Lake Forest, CA 92630
  • Renter's Insurance
  • Condos

Reeves-Reeves and Associates Insurance Services is a family-owned and operated business based in Lake Forest. The company provides assistance in various areas including home insurance. The agents offer financial protection for owners of single-family homes, multi-family homes, high-value homes, and rental properties. They help homeowners acquire different coverage types including personal property coverage. Covered under this policy are electronics, movable appliances, home decor, clothing, and toiletries. Reeves-Reeves and Associates Insurance Services has been serving the industry for over six decades.

23725 Birtcher Drive, Lake Forest, CA 92630
Lake Forest, CA 92630

Website(949) 458-9999

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1 Orchard Road, Lake Forest, CA 92630
Lake Forest, CA 92630
  • Renter's Insurance
  • Flood
  • Condos

Shores Insurance Agency has provided personalized homeowners insurance coverage in Lake Forest for more than 30 years. The independent agency's licensed professionals are dedicated to delivering the most comprehensive options and competitive rates. They evaluate the dwelling's condition, size, and age, secondary structures, such as pools, fencing, additional storage or barns, and personal possessions. The team represents multiple carriers to help ensure its clients receive accurate coverage. Shores Insurance Agency also offers flood and earthquake insurance.

1 Orchard Road, Lake Forest, CA 92630
Lake Forest, CA 92630

Website(800) 989-7990

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A

Friendliness: A

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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