Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Clovis

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Clovis Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

39Reviewed

25Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3198 Willow Ave, Clovis, CA 93612
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Arnie Schweer provides risk management solutions to individuals and families in the Clovis metro. He is an Allstate insurance specialist who furnishes an array of personal protection plans. He helps tenants acquire renters' insurance to protect them from financial losses due to perils like theft, vandalism, and fire. The agent also processes home, auto, motorcycle, and life insurance. In addition, Schweer serves business owners who want to obtain general liability and commercial property coverages. He has been in the insurance industry for over three decades.

License Verified:

License: 0333199

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (37)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
777 Minnewawa, Ste 15, Clovis, CA 93612
  • Multiple Policy Types

Why choose this provider?

ThomCo Associates Insurance Services is a full-service agency that offers an array of products in the Clovis metro. It caters to families and individuals living in rental homes, condominiums, apartments, and dorms. The independent company offers renters' insurance plans, which include personal liability and loss of use coverages. It helps tenants secure reimbursements for medical expenses and damaged personal items due to unexpected events like fire and theft. ThomCo Associates Insurance Services represents multiple carriers, including CNA Surety and Foremost.

License Verified:

License: 0791289

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
5.0 / 5 (5)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
964 Pollasky Ave Suite B, Clovis, CA 93612
  • Multiple Policy Types

Why choose this provider?

Schramm Insurance Services, Inc., is a locally owned company serving families and individuals in the Clovis metro. It offers a wide range of personal insurance products, which include renters' plans. The independent agency aims to help tenants protect themselves and their belongings from unexpected events like theft and natural disasters. It assists clients in securing reimbursements for lost and damaged items. Schramm Insurance Services also provides business insurance policies. Its CEO, Larry Schramm, has been in the insurance industry since 1972.

License Verified:

License: 0F74463

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (9)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
352 Pollasky Ave #101, Clovis, CA 93612
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

James Schweer Insurance Agency is an independent firm that helps clients in Clovis find renters' coverage befitting their needs. It assists individuals in determining which plan to get to replace damaged or stolen possessions in their leased homes. The agency informs buyers that renter's insurance covers situations like fire, lightning, windstorm, and plumbing water damage, as well as explosions, theft, and vandalism. There are also features for additional living expenses and liability coverage. The agency carries products from various providers like Nationwide and Safeco.

License Verified:

License: 0E00384

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.4 / 5 (8)
Google
4.3 / 5 (6)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
96 Shaw Avenue, Clovis, CA 93612
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

DLR Insurance Agency is an independent firm that serves clients in Clovis and its nearby areas. It helps clients create renters' insurance policies that cover the apartment contents, loss-of-use, and liability coverage for injuries. In addition, the agency offers risk management plans for auto, homes, dwelling fires, and recreational vehicles, as well as for health. DLR Insurance Agency was founded in 1982 by Dean L. Ricken, who has been in the industry for more than 30 years.

License Verified:

License: 0393328

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • What is the difference between your renters' insurance policy and your landlord's homeowners' insurance plan in Clovis?

    In Clovis, your landlord's homeowners' insurance plan covers fixed structures and does not cover damages to their rental property. Your renters' insurance policy, on the other hand, pays for the damages to your personal belongings. It also protects you against lawsuits arising from someone who gets injured at your residence.

  • What is the average renters' insurance cost in Clovis?

    In Clovis, the average cost of a renters' insurance policy is $253 per year or $21 per month. Specific coverage limits, including a $1,000 deductible and $40,000 for personal property coverage, determine this amount. Notably, this average cost is slightly below the state average of $257 per year.

  • How does deductible affect renters' insurance cost in Clovis?

    A higher deductible lowers the cost of renters' insurance in Clovis. A lower deductible, on the other hand, raises the cost. A deductible is the amount of money you must pay out of pocket before your renters' insurance policy will cover the damages. For example, if the property damage is $10,000 and the deductible is $1,000, the policyholder may receive up to $9,000 from the insurance company.

  • Do renters' insurance policies cover dog bites in Clovis?

    Yes, personal liability protection is a component of a Clovis renters' insurance policy. It usually covers dog bites that occur on the rental property. It covers medical expenses like ambulatory services, emergency room treatment, home modifications, and tetanus shots. It may also cover the victim's lost wages if they are unable to work as a result of the dog bite.

  • What are the factors that affect renters' insurance costs in Clovis?

    Location, construction features, security systems, and discounts are all factors that influence Clovis renters' insurance costs. Renters' insurance is typically more expensive in areas prone to wildfires and severe weather. Older structures may also cost more because of the increased risk of burst pipes and fire. Some companies offer discounts if the property has safety and security systems.

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