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Best Homeowners Insurance Agencies in Wyoming

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Wyoming Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



7Top Picks

Learn about our selection process.


featured provider = Featured Provider

Marysville Rating

Why choose this provider?

Since 2005, Mountain Plains Agency, Inc. - Marysville has been helping clients in Wyoming find the best protection plans for their needs. It gives individuals access to home insurance that protects them and their properties from unexpected damage. It also includes liability coverage in the event someone files lawsuits for injuries acquired in the policyholders' homes. The agency carries other insurance products for farms, ranches, cars, and businesses. The locally owned and operated insurance company extends its services to customers in Texas, Colorado, and Idaho.

Cheyenne Rating

Review Sources

4.9 (14)

Why choose this provider?

Jim Mossey is American National's premier insurance agent in Wyoming. He provides homeowners with insurance policies that protect their property, possessions, and surrounding structures. The homeowners' insurance also covers personal liability and medical payments for someone who suffers an injury at the policyholder's property. He offers other insurance options for individual needs, including life, health, and auto. Business insurance is also available. American National Insurance Company was founded in 1905 and services all 50 states.

Cheyenne Rating

Review Sources

5.0 (34)
5.0 (15)

Why choose this provider?

Steven Salazar is an agent representing the Farmers Insurance Group in Wyoming. It helps homeowners get the best insurance policy that covers payments for property damage, lost or destroyed contents, and liability in case of financial responsibility for injury to others or damage to their properties. He also offers renters', condo, life, auto, motorcycle, and business insurance plans. Salazar serves individuals, families, and small businesses in Colorado and Nebraska. His affiliation, Farmers Insurance, has been serving for more than 90 years.

Website Rating

Review Sources

4.9 (8)

Why choose this provider?

Rocky Mountain Capital Agency is the best independent insurance firm in Wyoming. It offers the cheapest homeowners' policies that protect against losses involving fire, wind, theft, and vandalism and cover lost or destroyed personal possessions. It defends policyholders against liabilities when someone is injured on the property. Auto insurance plans are also available. The insurance agency was established by Jay Meyers in 1935. It has retained some of its clients dating back to the 1950s and 1960s.

Cheyenne Rating

Review Sources

4.7 (135)
4.8 (39)
3.0 (2)

Why choose this provider?

Suzanne Cork works as the best State Farm insurance agent in Wyoming. She helps clients in insuring their homes. Together with her team, they work with clients to help them find the right insurance for their auto and pets. Life and renters' insurance, as well as notary bond, are available. She also offers financial products like mutual funds, banking, and annuities. Cork's insurance agency has qualified for numerous awards, including State Farm Legion of Honor, Chairman�s Circle, and Ambassador Travel.

Cheyenne Rating

Why choose this provider?

Knifong Insurance Agency, Inc., helps clients in Wyoming find the right coverage for their security. Its agents, known to be the the best in the state, create tailored insurance solutions for homeowners in the community. They also assist clients in getting farm and ranch, boat, motorcycle, life, and business insurance plans. Its team is dedicated to providing clients with the excellent insurance services by having one-on-one meetings with them to understand their needs. Knifong Insurance Agency's service areas also include Utah, Colorado, and Nebraska.

Casper Rating

Review Sources

4.5 (2)

Why choose this provider?

Aspen Agency Group is a Wyoming-based insurance firm operating in Casper. It offers the best homeowners' insurance policies with basic coverage, including replacement cost for the dwelling, expenses for personal belongings, and protection against personal liability for bodily injuries that may happen on the client's property. The independent agency also offers life, auto, contractors, and commercial insurance plans. It has been providing the community with insurance services for over 35 years. It is licensed to write insurance in 10 states.


  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

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