Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Cheyenne

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cheyenne Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

42Reviewed

28Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
814 Broadway Street, Cheyenne, WY 66508
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Mountain Plains Agency, Inc., Marysville is a locally owned and operated agency that offers homeowners insurance options to clients in the Cheyenne community. Since 2005, the agency's team of professional agents and their combined experience have provided satisfactory service to many clients. It is devoted to identifying the appropriate homeowners' insurance policy for each client while developing a lasting relationship. Mountain Plains Agency believes in their client's right to protect their property and themselves.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
500 West 27th Street, Cheyenne, WY 82001
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Rocky Mountain Capital Agency equips clients with the tools they need to understand the different types of homeowners insurance available to their specific situation since 1935. By doing so, the agency aims to help clients make informed decisions with each policy they are applying for. Serving Cheyenne and the rest of the region, the independent insurance agency has a staff with an average of over 20 years of experience in the industry. They have financial calculators that would help their clients estimate the amount they need.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1408 Hugur Avenue, Cheyenne, WY 82001
  • Condos
  • Earthquake
  • Homeowners

Why choose this provider?

Jim Mossey is an American National Insurance agent providing homeowners' insurance options to clients in Cheyenne and the surrounding communities. Mossey assists individuals in obtaining additional living expenses when they want to relocate temporarily under homeowners' insurance. He can also protect families' identities with ID theft protection coverage. Home insurance protection does not only apply to dwellings or structures. The policy also covers medical payments and personal liabilities when clients injure others.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4515 East Lincolnway, Cheyenne, WY 82001
  • Renter's Insurance

Why choose this provider?

Steven Salazar is a Farmers Insurance agent who serves Cheyenne, of which he is a lifelong resident. He meets with homeowners to personally assess risks that may damage their property, from extreme weather to car accidents. He can also tailor plans to fully replace properties' roofing in the event of covered damage. Steven also provides loss reimbursement for special items within the house, such jewelry and guns. Steven Salazar, who started his agency in 2017, also provides policy plans for life, auto, and renters' insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
604 South Wolcott Street, Cheyenne, WY 82601
  • Renter's Insurance
  • Homeowners

Why choose this provider?

Aspen Agency Group - Casper is a team of independent agents that find the right homeowners' insurance program for residents in Cheyenne and in nearby areas. They represent a select group of insurance companies to offer policy buyers the best coverage that meets their changing needs. Its basic homeowners' insurance coverage includes the dwelling, separate structures, personal property, loss of use, and personal liability. They also insure condo owners and renters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
2005 Warren Avenue, Cheyenne, WY 82001
  • Multiple Policy Types

Why choose this provider?

Knifong Insurance Agency, Inc., is a Cheyenne-based risk management specialist that assists clients in several areas such as home insurance. The company has access to policy options from different carriers, including Safeco Insurance, Progressive, Foremost Insurance Group, and The Hartford. Its team of agents also furnishes insurance plans for farms and ranches which can cover livestock, irrigation equipment, and machinery. Additional protection for loss of earnings, livestock death, and milk contamination may also be included.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2017 Blue Grass Circle, Cheyenne, WY 82009
  • Renter's Insurance
  • Multiple Policy Types

Why choose this provider?

Suzanne Cork - State Farm Insurance Agent in Cheyenne has an experienced team of award-winning insurance agents who help clients obtain reliable insurance coverage. It offers a variety of home insurance policies that helps pay for repairs or replacement of the dwelling should a disaster strike. Its agents can design an insurance policy that protects personal property and buildings on farms or ranches. Other insurance policies provided by Suzanne Cork include life, health, pet, disability, and worker's compensation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (58)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Who should consider getting a homeowners' insurance policy in Cheyenne?

    If you own a house or a condominium in Cheyenne or are working toward full ownership, you should consider homeowners' insurance. This insurance coverage not only protects the structure of your home but also covers the contents inside. It offers vital protection against natural disasters, theft, and vandalism, ensuring that homeowners can replace or rebuild damaged property and protect their valuable possessions.

  • What is the average flood policy rate in Cheyenne?

    In Cheyenne, the average flood policy rate is approximately $1,077. However, the average cost varies slightly depending on different sources. You can get flood coverage through standalone flood insurance policies. However, consult with your homeowners' insurance agent to explore the possibility of adding an endorsement to your policy to cover flooding.

  • How long does a homeowners' insurance company have to settle a claim in Cheyenne?

    In Cheyenne, homeowners' insurance companies are legally mandated by the state to either accept or reject claims for benefits and make payments within 45 days of receiving the claim and supporting bills. Homeowners should be aware of these timelines when dealing with insurance claims. If you have specific issues or questions about a claim settlement, it is best to consult your insurance carrier or a legal professional to guarantee a fair and prompt payment.

  • Is earthquake coverage a significant consideration in Cheyenne's homeowners' insurance policies?

    Yes, earthquake coverage is a significant consideration in Cheyenne's homeowners' insurance policies. Cheyenne is located in a region prone to seismic activity, with thousands of tremors occurring annually. Given this risk, homeowners often choose to include earthquake coverage in their policies to protect their homes and belongings from potential earthquake-related damage, making it an important aspect of their insurance planning.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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