Best Health Insurance Agencies in West Virginia

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Health Insurance Services of West Virginia

435 Greenbrier Valley Mall Dr., West Virginia, WV 24901
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  • Individual Plans

Business Description

Health Insurance Services of West Virginia is a local agency assisting its community with its insurance needs. Its health insurance covers individual and family health, short-term medical insurance coverage, and group health insurance plans. Its team of insurance professionals with over 30 years of combined experience also caters to medicare supplements and prescriptions and dental insurance plans. The company works with multiple carriers such as Highmark West Virginia, CareSource, Aetna, and Mutual of Omaha.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Frequently Asked Questions

Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

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