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Best Renter's Insurance Companies in Racine

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Racine Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



5Top Picks

Learn about our selection process.


featured provider = Featured Provider

3716 Durand Ave, Racine, WI 53405
WebsiteLicense: 3000429687 Rating

Review Sources

4.7 (7)

Why choose this provider?

Since 1987, Marz Insurance Services has been offering policies to clients in the Racine area. Its renter's insurance covers incidents that are not included in the landlord's property insurance. With renters' policy, tenants can get compensation for personal items that are stolen or damaged, along with injuries inside the rental property. The firm also insures autos, homes, motorcycles, and condominiums, covering more than 40,000 people over the last 30 years. It also provides tax and bookkeeping services to individuals and businesses.

  • Home and Auto Insurance

6233 Durand Ave, Suite 102-6, Racine, WI 53406
WebsiteLicense: 15754034 Rating

Why choose this provider?

Tree Frog Insurance is an agency serving businesses and individuals residing in Racine and its surrounding areas. It commits to taking the time to listen to clients and helps them choose the insurance plan that matches their needs. It provides renters' insurance plans that cover damages sustained from water damage and fires. Tree Frog Insurance places importance on community involvement and supports different non-profit organizations, such as MIT Liebe German Shepherd Rescue and Wisconsin LGBT Chamber of Commerce.

  • Multiple Carriers
  • Home and Auto Insurance

500 Wisconsin Ave, Racine, WI 53403
WebsiteLicense: 100197438 Rating

Review Sources

4.3 (14)
5.0 (6)

Why choose this provider?

CRB Insurance is an independent business that serves families and individuals in Racine and the surrounding areas. It opened its doors to the community in 1903, providing a wide selection of personal and business insurance. Its personal products include renters', home, auto, and specialty items coverage. The company also serves the needs of schools, restaurants, contractors, and manufacturers. Life and health insurance are also available. CRB Insurance has a partnership with the American Advantage Insurance Group.

  • Multiple Policy Types

5809 Durand Avenue, Mount Pleasant, WI 53406
WebsiteLicense: 17073283 Rating

Why choose this provider?

Melissa Schafer provides renters' insurance services to Racine and the surrounding areas. She assists individuals in protecting their loved ones and personal belongings by helping them apply for renters' insurance policies. These policies cover expenses if the clients' personal belongings or loved ones are harmed or injured by weather impacts, accidents, or malicious mischiefs. Schafer has been serving as a State Farm agent since 2014. She has over 10 years of experience in the marketing and management industry.

  • Multiple Policy Types

2412 Lathrop Avenue, Racine, WI 53405
WebsiteLicense: 100193288 Rating

Review Sources

4.2 (29)
4.2 (8)

Why choose this provider?

Martinson Insurance is an independent insurance agency serving its clients in Racine and nearby areas. Since 1954, it has offered several different kinds of insurance policies covering several aspects: homeowners, auto, motorcycle, mobile homes, commercial auto and liability, recreational vehicles, and SR-22s. Moreover, it also offers Medicare plans. The company has partnerships with several major and minor insurance carriers in the United States, such as Donegal, United HealthCare, State Auto, Progressive, and many others.

  • Health Insurance
  • Individual Plans


  • Will an insurance company pay for tornado damage in Racine?

    Yes, renters' insurance will cover tornado-related events such as hail, windstorms, and rain up to the policy limit. The coverage is for Racine renters' personal properties and additional living expenses if they need to stay elsewhere because of home damage. Note that the additional living coverage pays for the increased costs of living away from home, such as paying for hotel food or rent.

  • How much coverage should one in Racine get for their renters' insurance?

    The cost of renters' insurance in Racine depends on the value of the renter's personal belongings and the amount they are willing to pay in monthly premiums. Insurers will cover the cost of damaged or stolen property, either at its actual value (taking into account depreciation) or at its replacement value (which is higher and results in higher monthly premiums).

  • In Racine, is HO4 the same as renters' insurance?

    Yes, HO4 is just insurance lingo for a renters' insurance policy. It can serve as a financial safety net for a renter in Racine, covering their personal stuff. For example, the insurance pays for damage from incidents such as kitchen fires, stolen bikes, break-ins, and dog bite lawsuits in Racine.

  • What kinds of liability situations does renters' insurance in Racine not cover?

    If you cause damage while using your car, the insurer will not pay for it because a car is not considered personal property under renters' insurance. When you operate a business on the side at home, the insurance does not cover professional liability. Also, it does not provide coverage for bodily injuries of the insured and their household members in Racine.

  • If you suspect someone is stealing from you but do not have proof, should you report it to the police in Racine?

    Yes, you should report criminal incidents to the police. You can call Crime Stoppers at 262-636-9330 for an anonymous report or call the police's non-emergency line at 262-886-2300. The police report must be used when filing a renters' insurance claim so that it will be substantiated. These reports can be obtained in person at the police station at 730 Center Street, Racine, WI 53403.

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