Best Mortgage Refinance Companies in Racine

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Accunet Mortgage logo
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License Verified:

License: 255368

Nationwide Multistate Licensing System and Registry

Accunet Mortgage

N16W23217 Stone Ridge Dr #110, Waukesha, WI 53188
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  • Reverse Mortgages

Business Description

Accunet Mortgage has been serving the greater Racine metro since 1999. It aims to help customers in locating a mortgage deal that is more favorable than what they could get from a bank or one of the major national lenders. It offers mortgage refinance services to clients who are looking to switch to a shorter-term loan, pull out cash to consolidate debts, or lower their interest rates. The mortgage firm supports various organizations, including Milwaukee Habitat for Humanity and Children’s Hospital of Wisconsin.

License Verified:

License: 255368

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Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (72)
Facebook
4.1 / 5 (32)
Yelp
2.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Accunet Mortgage

Epic Mortgage Group logo
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License: 754308

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Epic Mortgage Group

14530 W. Capitol Drive, Brookfield, WI 53005
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  • NMLS #1660690
  • Reverse Mortgages

Business Description

Epic Mortgage Group works with homeowners and residential property investors in Racine. It offers cash-out and mortgage refinancing loans. It also assists homebuyers in securing purchase loans, such as VA, fixed-rate, and Jumbo. Its team strives to make the mortgage process smooth for clients through attentive support and close communication. Founders Brad Tindal and Shawn Schnabl have been in the mortgage industry since 2003. Some of the company's loan officers are also licensed to serve clients in Florida.

License Verified:

License: 754308

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (116)
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Epic Mortgage Group

Go Mortgage logo
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License Verified:

License: 1018

Nationwide Multistate Licensing System and Registry

Go Mortgage

15430 West Capitol Drive, Brookfield, WI 53005
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  • Commercial Loans

Business Description

Go Mortgage caters to Racine clients. The company assists homeowners aiming to refinance their loans. It provides the cash-out refinance program, a way for borrowers to obtain funds for home repair projects or property investments. It also offers single-close construction loans backed by government agencies like the USDA for clients seeking to finance building construction and its long-term mortgage. Its CEO, Michael Isaacs, is the founder of Residential Finance Corporation, an enterprise that managed more than $3 billion in transactions over a 17-year period.

License Verified:

License: 1018

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Go Mortgage

Kim Greenspan logo
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License: 279615

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Kim Greenspan

2426 North Grandview Boulevard Suite A, Waukesha, WI 53188
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  • New Construction

Business Description

Kim Greenspan is a First Fidelity Home Mortgage loan originator who caters to the refinancing concerns of individuals and families in Racine and the neighboring communities. She helps her clients get lower interest rates and monthly payments by providing various refinancing options. Greenspan offers loans that aid in consolidating people's debts and getting cash for other needs. The consultant also has mortgage solutions that include low down payments, non-QM state income, and no tax returns.

License Verified:

License: 279615

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Kim Greenspan

Madison Mortgage Guys logo
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License: 1942246

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Madison Mortgage Guys

888 Thackeray Trail Suite 100, Oconomowoc, WI 53066
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  • New Construction

Business Description

Madison Mortgage Guys connects prospective homeowners to loan officers in Racine. It caters to existing borrowers wanting to lower monthly payments, consolidate debts, and take cash from home equities. It provides information on different refinancing types, including rate or term, cash-out equity, and principal reduction. It recommends conventional, FHA, USDA, and VA streamline mortgages. Its loan originators determine suitable options based on clients' payment histories, debt-to-income ratios, home appraisals, and other lender overlays. They also provide consultation and pre-qualification screening.

License Verified:

License: 1942246

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Madison Mortgage Guys

Michael Creed Team logo
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License: 50441

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Michael Creed Team

20300 Water Tower Blvd. Suite 215, Brookfield, WI 53045
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  • New Construction

Business Description

The Michael Creed Team serves the home financing needs of the residents of Racine and the surrounding areas. It assists clients in changing the terms of their existing loans and lowering their interest rates through refinancing. Michael Creed, branch manager for Luminate Home Loans, Inc., leads a team that imparts financial knowledge to clients to help them make informed decisions. One of its members, Theresa Coop, leverages over two decades of experience in the mortgage and banking industries when handling the pre-approval process.

License Verified:

License: 50441

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Michael Creed Team

Mike Vrba logo
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License: 217561

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Mike Vrba

495 N Riverside Dr, Ste 206, Gurnee, IL 60031
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Business Description

Mike Vrba is a Cherry Creek Mortgage loan officer who caters to people across Racine. He guides homeowners throughout the process of shifting from an FHA loan to a conventional mortgage program. Vrba also helps clients through a cash-out refinance program, which enables them to consolidate debt or fund home improvement work. He provides other solutions for first-time homebuyers, like programs guaranteed or insured by USDA and VA. Vrba has spent more than a decade in the industry.

License Verified:

License: 217561

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Mike Vrba

Mortgage Approval Experts of Wisconsin, LLC logo
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License: 2342380

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Mortgage Approval Experts of Wisconsin, LLC

220 Regency Court Ste 200, Brookfield, WI 53045
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  • New Construction

Business Description

Whether with purchasing homes or refinancing, Mortgage Approval Experts of Wisconsin, LLC, assists Racine residents in obtaining loans that match their goals. It provides different options for borrowers seeking to cash out or save money through lower rates and terms, such as conventional, jumbo, and FHA, USDA, and VA Streamline loans. Mortgage broker Mark Rossetto also offers niche programs to first-time homebuyers, non-QM applicants, self-employed individuals, and clients without stated income. He has been helping people realize their dream of homeownership for over 26 years.

License Verified:

License: 2342380

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (2)
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Mortgage Approval Experts of Wisconsin, LLC

Patriot Mortgage Lending logo
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License Verified:

License: 223162

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Patriot Mortgage Lending

1211 15th Avenue, Grafton, WI 53024
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  • New Construction

Business Description

Patriot Mortgage Lending works with Racine property owners who want to refinance their loans to lower their monthly payments by obtaining a lower interest rate. Its team of mortgage consultants educates clients about the available loan options and guides them in navigating the process, from application and processing to underwriting and closing. They also assist homeowners in converting their adjustable rates to fixed rates. Additionally, Patriot Mortgage Lending provides new construction, government, and no-money-down mortgage loans.

License Verified:

License: 223162

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Yelp
5.0 / 5 (1)
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Patriot Mortgage Lending

Wisconsin Mortgage Group LLC logo
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License Verified:

License: 1185035

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Wisconsin Mortgage Group LLC

306 North 76th Street, Milwaukee, WI 53213
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  • Multi-Family Loans
  • New Construction

Business Description

Wisconsin Mortgage Group LLC helps residents of Racine prequalify for refinancing loans. It provides various mortgage refinance solutions for owners of single- and multi-family residences, townhouses, condominiums, and manufactured homes. Its mortgage options include graduated payment, interest-only, and fixed- and adjustable-rate mortgages. It also offers different types of home loans, including jumbo, USDA, VA, and FHA loans. Wisconsin Mortgage Group seeks to match clients with loan programs that address their particular needs by partnering with over 100 investors.

License Verified:

License: 1185035

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Wisconsin Mortgage Group LLC

Wisconsin Wholesale Mortgage logo
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License Verified:

License: 252121

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Wisconsin Wholesale Mortgage

2833 West Layton Avenue, Milwaukee, WI 53221
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  • New Construction

Business Description

Wisconsin Wholesale Mortgage serves the locals of Racine and the surrounding communities. It offers mortgage refinancing solutions that are tailored to meet its clients' financial needs, whether it is buying their first home, refinancing an existing loan, or buying their first rental property. Some of the services provided include fixed and adjustable rates, Home Affordable Refinance Program, and FHA and VA. Darrell Frenzel is the owner of the Milwaukee-based company. He has been a mortgage loan originator since 2002.

License Verified:

License: 252121

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Helpfulness
Detail
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Wisconsin Wholesale Mortgage

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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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