Expertise.com

2024

Last updated:

Best Life Insurance Companies in Racine

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Racine Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3453Reviewed

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11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1115 North Main Street, Racine, WI 53402

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
5.0 (1)

Why choose this provider?

Wisconsin Senior Services is an insurance company that specializes in working with seniors in the Racine area. The company provides life insurance products to individuals and their families. This is the firm's way of ensuring that policyholders' families are protected in the event of death or accidents. In addition, it handles Medicare coverage plans to ensure that its customers have access to healthcare depending on their needs. Wisconsin and Illinois Senior Services has a combined experience of over 27 years.

  • Life Insurance

6233 Durand Ave, Racine, WI 53406
WebsiteLicense: 15754034

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (2)

Why choose this provider?

Tree Frog Insurance offers comprehensive coverage to residents of Racine and nearby areas. It offers life insurance products such as term life, whole life, universal life, and long-term care coverage. It also offers personal insurance, Medicare supplemental, and commercial insurance products such as home, auto, drug plans, and cyber liability coverage. Brenda, the company's founder, has over 15 years of experience in the industry. She primarily acts as the primary insurance and risk management advisor and works alongside her reliable support staff.

  • Term Life Insurance
  • Life Insurance
  • Whole Life Insurance

3214 52nd Street, Kenosha, WI 53144

Expertise.com Rating

Review Sources

Google
4.6 (10)
Facebook
5.0 (3)

Why choose this provider?

RK Agencies Inc. is an independent insurance company that renders services to Racine and its surrounding areas. For more than four decades, the agency has been offering life and health insurance products that can be tailored according to its clients' needs. These products comprise individual disability,​​ individual or family health, individual life insurance,​ final expense insurance, fixed annuities, and ​mortgage protection. The company also insures other lines, including homes, autos, motorcycles and ATVs, boats and watercraft, and businesses.

  • Health Insurance
  • Life Insurance

7472 South 6th Street, Oak Creek, WI 53154
WebsiteLicense: 100194901

Expertise.com Rating

Review Sources

Facebook
4.0 (25)
Google
4.0 (10)

Why choose this provider?

BWO Insurance is a third-generation, family-owned independent insurance agency that has been serving the residents of Racine for more than 35 years. It provides a wide variety of life insurance policies, such as term life insurance, whole life insurance, permanent life insurance, and variable life insurance. It also offers health insurance, long-term care insurance, and disability insurance. Insurance companies that BWO Insurance represents include American Modern Insurance, Liberty Mutual Insurance, Main Street America Insurance, and Nationwide.

  • Life Insurance
  • Health Insurance

10428 Northwestern Avenue, Caledonia, WI 53126
WebsiteLicense: 6451822

Expertise.com Rating

Review Sources

Google
4.0 (12)
Facebook
5.0 (8)

Why choose this provider?

Based in Racine, Associated Insurers, Inc, is a family-operated and local firm that has been providing life & health, home & renters, auto, and business insurance coverage since 1926. It offers insurance for business interruption claims, professional liability, and general liability coverage. It has policies for personal recreational, commercial, or charter marine vessels. The firm is affiliated with a number of insurance carriers, allowing it the flexibility to custom-fit policies specific to a client's requirements. Owner Dennis Johnson runs Associated Insurers with a team of two agents.

  • Life Insurance
  • Health Insurance

6021 Durand Avenue, Racine, WI 53406

Expertise.com Rating

Review Sources

Google
4.0 (31)
Facebook
5.0 (8)
Yelp
5.0 (2)

Why choose this provider?

Compass Insurance Group is an independent insurance agency based in Racine. It offers life insurance solutions ranging from individual life, term life, whole life, universal life, and indexed life insurance plans. It also has insurance coverages for group health, group dental, group vision, and disabilities. Additionally, the agency provides home insurance plans, auto coverages, business insurance, specialty policies, and general liability insurance products. Compass Insurance Group has been in business since 2008. It also has offerings for annuities and bonds.

  • Life Insurance
  • Group Plans
  • Individual Plans

2117 22nd Avenue, Kenosha, WI 53140
WebsiteLicense: 6493635

Expertise.com Rating

Review Sources

Google
5.0 (7)
Yelp
5.0 (1)

Why choose this provider?

Scott Cook Insurance Agency, Inc., offers insurance services to the Racine metro. Scott Cook has been in the industry since 1990 before establishing his own independent insurance agency in 2007. He represents different companies and offers a variety of insurance policies, which include life, auto, and property insurance. The business also provides plans that protect recreational vehicles, like power sports vehicles and RVs. Scott gives back to the community through the Tim Westrich Memorial Fund, which helps local high school seniors.

  • Life Insurance

2315 10th Avenue, South Milwaukee, WI 53172
WebsiteLicense: 3000311261

Expertise.com Rating

Review Sources

Google
4.0 (65)
Facebook
5.0 (20)

Why choose this provider?

Procter Insurance Agency, Inc., has been providing insurance solutions in Racine and South Milwaukee since 1942. The company carries a range of life and health insurance plans, including mortgage protection, individual long-term care, disability, and final expense insurance. Its agents work with different insurance providers, such as Dairyland and Progressive, to meet clients' diverse needs. Christopher Procter has been with the company since 1994 and has been its president since 2004. He handles both commercial and personal insurance lines.

  • Life Insurance

3801 60th Street, Kenosha, WI 53144
WebsiteLicense: 15883635

Expertise.com Rating

Review Sources

Facebook
5.0 (9)

Why choose this provider?

Zach Pittsley is a State Farm insurance agent that provides insurance services to local individuals and businesses of Racine and the surrounding communities. He offers life insurance services like universal life insurance, term life insurance, whole life insurance, change policy, and change beneficiary. Additionally, he provides business insurance services like business owner's policy, surety and fidelity bonds, workers' compensation, contractors' policy, commercial auto insurance, and liability umbrella. Zach has been licensed in Wisconsin since 2010.

  • Life Insurance
  • Health Insurance

500 Wisconsin Avenue, Racine, WI 53403
WebsiteLicense: 259440

Expertise.com Rating

Review Sources

Google
4.0 (9)
Facebook
5.0 (4)

Why choose this provider?

CRB Insurance is an independent insurance agency serving clients in Racine and the surrounding areas. The business was established in 1903 by the partnership of John Rowland and William Carpenter. It offers comprehensive life and health insurance coverage, in addition to home, auto, and Medicare options. CRB Insurance also serves several commercial clients, including schools, contractors, restaurants, and manufacturers. Moreover, it is a member of the American Advantage Insurance Group and the Western Insurance Agents Association.

  • Life Insurance
  • Health Insurance

4247 South Packard Avenue, Saint Francis, WI 53235
WebsiteLicense: 3000502954

Expertise.com Rating

Review Sources

Google
5.0 (38)
Facebook
5.0 (3)

Why choose this provider?

Riley Kubatzke Agency, Inc., delivers a broad range of insurance services to clients in Racine. It offers various types of life insurances, including term life, simplified term, flexible life, and whole life insurance for seniors and children. The company also provides insurance services for auto, boats, homes, businesses, farms and ranches, and commercial. In addition, Riley Kubatzke Agency handles flood, umbrella, snowmobile, ATV, and renters insurance. Kubatzke is an agent at American Family Insurance.

  • Life Insurance

FAQs

  • Why is it helpful for single parents to acquire life insurance in Racine?

    Single parents in Racine should consider getting life insurance as it provides crucial financial protection for their children if something happens unexpectedly. Many parents, including unmarried parents, face economic insecurity, and life insurance helps bridge this gap. It ensures their children can have financial stability even after their death. Life insurance can cover expenses like guardianship, debt payments, and funeral costs, alleviating the financial burden on their loved ones.

  • Who should you consider as a beneficiary for your insurance plan in Racine?

    When choosing who should benefit from your Racine insurance plan, consider your family, trusted friends, or organizations you care about. You can name your spouse, children, parents, or even siblings as beneficiaries, depending on who depends on you financially or who you want to help. If you want more control, create a trust and specify how the money should be used. You can also choose a charity or school close to your heart. Remember to have a backup beneficiary if the primary one can't receive the funds.

  • How to choose the perfect life insurance policy in Racine?

    Your decision should align with your circumstances and financial goals, ensuring you choose the perfect policy to meet your needs in Racine. Start by assessing your requirements. You need to decide the duration you need the life insurance for. If you need coverage for a particular period, term insurance may be the cost-effective choice. On the other hand, if lifelong coverage and an insurance product that grows in value over time appeal to you, choose permanent life insurance.

  • When is the best time to obtain life insurance in Racine?

    The ideal time to get life insurance in Racine depends on your circumstances. It is best to consider life insurance when you have dependents or serve as the primary caregiver for your family, ensuring their financial security if something happens to you. It's also a good idea if you have outstanding debts like a mortgage that could affect your co-signer or spouse.

  • What are your options when your term life insurance is near expiry in Racine?

    When your term life insurance is about to expire in Racine, you have a couple of options to consider. First, you can renew the policy, but remember that this often comes with higher premiums as you age. Another choice is to convert part or all of your term life coverage into permanent life insurance, like whole or universal life. This conversion option is valuable significantly if your health has worsened since you initially purchased the policy.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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