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Best Credit Repair Companies in Madison

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6709 Raymond Road Suite 109, Madison, WI 53719
Madison, WI 53719
  • Credit Monitoring

Fresh Start Credit Smart is a small business catering to the Madison metro and the surrounding areas. To assist clients in improving their credit scores, it performs a variety of solutions, including financial coaching and credit education and repair services. Its advisers provide initial consultation, evaluate credit reports, create action plans, challenge and remove negative credit information, and track the credit repair process. The company was founded in 2010 and has already served over 2,300 clients.

6709 Raymond Road Suite 109, Madison, WI 53719
Madison, WI 53719

Website(855) 550-7325

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, Madison, WI 60457
Madison, WI 60457
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Prime Credit Advisors is a credit repair company that caters to individuals in the Madison area. The firm helps clients through the process of identification, analysis, and dispute preparation and submission. It also assists in the removal of negative items on credit reports to aid clients with controlling their finances. It handles files such as public records, charge-offs, judgments, bankruptcies, foreclosures, and late payments. Its team is backed by extensive knowledge of credit repair laws and the industry.

, Madison, WI 60457
Madison, WI 60457

Website(708) 761-4844

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

233 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4001 Nakoosa Trail, Madison, WI 53714
Madison, WI 53714
  • Credit Audit

Wisconsin Financial Services, Inc., is a family-operated credit repair company that has been serving taxpayers and business owners in Madison since 2008. It helps its clients correct, update, and remove any misleading errors in their credit scores, such as late payments, bankruptcies, and foreclosures. It also guides them in managing and improving their credits. In addition, the company deals with various insurance services, IRS tax resolutions, and income tax services. It also performs civil wedding ceremonies.

4001 Nakoosa Trail, Madison, WI 53714
Madison, WI 53714

Website(608) 630-9007

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

33 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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