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2024

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Best Local Car Insurance Agencies in Madison

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Madison Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

142

Reviewed

89

Curated

11

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1130 Park Ave, Columbus, WI 53925

Why choose this provider?

Quamme Insurance Services Inc. is a family-owned and operated agency providing auto insurance services to clients within the Madison, Wisconsin, metro area. It has been in operation for over three decades and focuses on delivering customized insurance packages to customers. This agency provides the standard coverage categories mandated by law as well as specialized coverage for niche circumstances. Clients are granted assistance services including 24-hour assistance, towing, rental compensation, and access to discount and forgiveness programs. It also sells home insurance policies and frequently sells auto/home combination packages which usually offer clients discounted rates or special terms.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (11)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
583 Donofrio Dr Ste 1012, Madison, WI 53719

Why choose this provider?

Homewood Insurance is an insurance brokerage firm in Madison, Wisconsin, with another office in Sun Prairie. Founded in 1989, the firm has valuable experience from providing auto insurance solutions to thousands of residents and businesses in the southern part of the state. The company represents a group of the top state and national insurance providers with the most competitive rates. The agents carefully assess a client's insurance needs, research the best policies among their list of insurance carriers, and recommend the coverage that best suits the needs. Besides auto insurance, the agency also helps with home, motorcycle, and business coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (76)
Facebook
4.8 / 5 (47)
Yelp
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
740 Regent St, Suite 400, Madison, WI 53715
  • Motorcyle & ATV

Why choose this provider?

Hausmann Group is a full-service independent insurance agency that has been serving Madison and its surrounding communities for over 75 years. It presents property, liability, and medical coverage options in automobile insurance policies that protect drivers from financial losses. Its team assists with customizing the coverages, limits, and deductibles for their private passenger cars, collector vehicles, specialty sports cars, or new car replacement. The agency's president, Barry Richter, serves on the Board of Directors of the Benefit Advisors Network.

License Verified:

License: 100198507

Wisconsin office of the Commissioner of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.7 / 5 (35)
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
6810 University Ave, Middleton, WI 53562

Why choose this provider?

Greene-Neisen Insurance Agency is an independent insurance agent and broker in Middleton that provides auto insurance. Serving the Madison, Wisconsin, metropolitan area since 1950, Greene-Niesen offers automobile insurance policies with competitive rates and coverage that take into account driving history, age, gender, the value of the vehicle, where the client lives, and other factors. It also covers users of snowmobiles, boats, motorcycles, all-terrain vehicles, and mobile homes. The company provides both personal and commercial insurance products that protect renters, condos, and homes. Green-Niesen Insurance Agency is licensed to sell insurance in Wisconsin, Illinois, and Iowa.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
804 Liberty Blvd Ste 203, Sun Prairie, WI 53590

Why choose this provider?

Harms Insurance Group in Sun Prairie, Wisconsin, is an independent insurance agency that sells auto insurance throughout the Madison metropolitan area. Founded in 1984, Harms Insurance offers both personal and business auto insurance and provides insurance for boats, motorcycles, and snowmobiles. The company also offers insurance that covers real estate, including for homes, rental properties, and condos. It also offers dental plans, health insurance, life insurance, Medicare supplement plans, and other insurance products. Harms Insurance Group works with Cincinnati Insurance, Progressive, Hastings Mutual, United Fire Group, QBE, and other insurance providers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (25)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1327 North Wright Road, Janesville, WI 53546
  • Multiple Carriers

Why choose this provider?

Jaysen Jorgensen is a local insurance agent for State Farm in Janesville that operates in the nearby Madison metro. The company provides insurance products for personal and business needs including its auto insurance policies. The policies provide coverage for accidents such as collisions as well as other forms of physical damage to the vehicle. Jaysen Jorgensen is committed to providing personalized insurance solutions to clients and has been in the industry since 2008.

License Verified:

License: 9739934

Wisconsin Office Of The Commissioner Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Website
2715 Kennedy Road, Janesville, WI 53545
  • Multiple Carriers

Why choose this provider?

For over 65 years, the Alongi Santas Moss Insurance Agency has been insuring clients in Madison. With agents who have over 30 years of experience in the insurance industry, the agency offers insurance solutions, taking the time to understand the client's needs for the best coverage. Representing Beyond Insurance and Safeco Insurance, its policies provide coverage for physical damage, property damage, bodily injury liability, and medical payments. Alongi Santas Moss Insurance Agency also has individual life insurance and home insurance.

License Verified:

License: 100196326

Wisconsin Office Of The Commissioner Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
2001 W Beltline Hwy Ste 201, Madison, WI 53713

Why choose this provider?

Tricor Insurance in Madison, Wisconsin, is an independent insurance agency that sells personal and commercial auto insurance. Founded in 1945, Tricor provides auto insurance that covers liability for bodily injury, medical payments, and property damage. It also offers coverage for damage occurring from something other than a collision and from uninsured or under-insured motorists. The company additionally provides commercial insurance, including for craft brewers, the agricultural industry, government entities, schools, factories, the aviation industry, and other businesses. Tricor Insurance offers insurance and risk management services in Illinois, Wisconsin, and Minnesota through a network of over 200 agents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2045 Atwood Avenue #113A, Madison, WI 53704
  • Bundling Option

Why choose this provider?

Prairie Land Insurance Agency, based in Madison, is an independent and family-owned company catering to individuals and business owners in the metro. It offers automotive insurance for trucks, cars, flatbeds, and utility vehicles that provides collision, liability, and comprehensive coverages. In addition, the agency assists clients in filing their SR-22 forms. It offers a wide range of policies, from home, park models, rental properties to pontoons, jet skies, and touring bikes insurance. Prairie Land Insurance's staff has over 45 years of combined experience.

License Verified:

License: 3000763178

Wisconsin office of the Commissioner of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (99)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
828 John Nolen Dr, Madison, WI 53713

Why choose this provider?

M3 Insurance Solutions Inc. is an auto insurance specialist based in the Madison, Wisconsin, metro area with over 51 years of experience working with drivers and insurance carriers. The agency offers white-glove service at offices throughout the state and helps clients get the best possible auto coverage to protect their assets and lifestyle. M3 Insurance Solutions Inc also provides insurance for collector cars, motorcycles, snowmobiles, boats, yachts, utility trailers, and other personal recreational vehicles. Clients can report claims, check on policies, and generate certificates of insurance through the company website.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (27)
Facebook
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1831 West Court Street, Janesville, WI 53548
  • Bundling Option

Why choose this provider?

Dan Stevens is an insurance agent for Rural Mutual Insurance Company. He services his clients in Madison and the neighborhoods in Milton, Anderson, Afton, Leyden, and Janesville. Stevens provides car insurance plans with comprehensive and collision, property liability, and bodily injury coverages. He also offers home, business, agribusiness, and farm and agriculture insurance plans. Rural Mutual Insurance Company has been in the industry since 1934 and has been recognized by the WARD as one of the top 50 property and casualty companies in the country.

License Verified:

License: 19257611

Wisconsin Office Of The Commissioner Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Can you purchase vehicle insurance in Madison if your driver's license is suspended?

    Generally, a person with a suspended or revoked driver's license cannot obtain or keep their car insurance in Madison, but you may be able to obtain insurance if you need to travel from your house to work while your license is suspended. You can either file an SR-22 form with your insurance agent or deal with your local DMV to obtain a hardship license.

  • Does your driving record affect the price of your car insurance in Madison?

    Your driving record may affect the price of your car insurance. An auto insurance company in Madison will review your driving history when you are shopping for new coverage, renewing your current policy, or making changes to your policy. If you have a record that includes accidents, citations, or points on your license, the insurance provider might charge you a higher price.

  • If someone in Madison hits your parked car and you can't track down who did it, how can you get compensation?

    If someone in Madison struck your parked car and you can't track down who did it, your collision insurance should pay for the damage. If you choose not to obtain collision coverage while purchasing auto insurance, you will be responsible for covering the cost of repairs alone. Damage from hit-and-run drivers may also be covered by your uninsured motorist property damage coverage.

  • Will your automobile insurance in Madison pay for repairs if a squirrel damages your car?

    If a squirrel damages your automobile, the comprehensive portion of your Madison car insurance will pay for the repairs. All sizes and varieties of animals are covered by this insurance against damage. This insurance will even pay for damage brought on by your own pet. Your policy can include comprehensive coverage for an additional cost.

  • Does your auto insurance in Madison pay for the price of replacing or repairing your automobile after ice-related accidents?

    Your vehicle's damage from ice may be covered under the comprehensive coverage on your auto policy in Madison. For instance, comprehensive coverage can pay to fix or change your damaged windshield if a falling icicle cracks your windshield. Additionally, your policy's liability portion may pay what you are legally accountable for, up to your policy limits, if you are at fault for another driver's injuries in an accident brought on by ice.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.