Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Wisconsin

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Wisconsin Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

109845Reviewed

65913Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Wisconsin

Expertise.com Rating

Review Sources

Google
4.9 (42)
Facebook
5.0 (19)

Why choose this provider?

Next Step Insurance caters to clients across Wisconsin. The independent agency deals with individuals looking to cover their medical costs. It also sets up supplemental insurance policies for clients seeking to protect themselves financially from expenses related to critical illnesses or accidents. For businesses aiming to provide benefits for their employees and obtain tax benefits, the agency offers group health insurance plans. David Mair, one of its brokers, has spent more than 15 years in the financial services industry.

  • Individual Health Insurance

Wisconsin

Expertise.com Rating

Review Sources

Google
5.0 (407)
Facebook
5.0 (66)
Yelp
5.0 (2)

Why choose this provider?

Transition Health Benefits caters to the needs of individuals, families, and small businesses in Wisconsin and its neighboring metropolitan areas. The independent insurance agency offers a wide array of products, such as individual, small group, and short-term health insurance, as well as Medicare Advantage and Supplement plans. In addition, its team of professionals provides coverage for dental, vision, critical illness, heart attack, cancer, and life. Transition Health Benefits has more than two decades of industry experience.

  • Medicare Supplement Insurance
  • Group Plans
  • Individual Plans

Wisconsin

Expertise.com Rating

Review Sources

Google
4.9 (27)
Facebook
5.0 (17)
Yelp
5.0 (2)

Why choose this provider?

Wisconsin Health Insurance Advocate, LLC, partners with a variety of carriers to provide its individual and business clients with an insurance package tailored to meet their needs. The company manages plans for clients planning to travel inside or outside the US, keeping them covered in case of health-related emergencies. Similarly, the agency teaches customers about their Medicare alternatives to assist in understanding the coverage provided by their plans. In addition, the agents may design supplement plans to address gaps in customers' insurance coverage.

  • Individual Plans

Wisconsin

Expertise.com Rating

Review Sources

Google
4.9 (42)
Facebook
5.0 (24)

Why choose this provider?

UIA Health Insurance caters to Wisconsin. Its advisors have made insurance their professional purpose since 1983, with a mission of helping clients understand the benefits that policies give them. The company also aims to guide people in understanding Medicare policies and educates them in enrolling and using their plans. It offers individual health insurance such as marketplace or ACA, short term medical, accident, vision, and dental plans. The company also provides Christian health ministry sharing plans and traditional life policies.

  • Individual Health Insurance

Wisconsin

Expertise.com Rating

Review Sources

Google
4.0 (113)

Why choose this provider?

Network Health is a locally owned insurance agency that serves clients across the state of Wisconsin. It offers Medicare and Medicaid plans to individuals, families, and employers in 23 counties throughout the state. It helps clients access medical services regardless of age, ethnicity, gender, living conditions, or disabilities by adjusting resources, programs, and processes to meet their needs. Network Health focuses on maintaining and managing its clients' well-being by giving them access to wellness programs that include interactive learning modules and online education.

  • Group Plans
  • Individual Plans

Wisconsin

Expertise.com Rating

Review Sources

Facebook
4.8 (24)
Google
4.8 (19)

Why choose this provider?

The Spectrum Insurance Group provides a selection of tailored healthcare products that cover medical emergencies for clients around Wisconsin. Its policy options are tailored according to variables that are influenced by a client's specified budget and the medical products and services involved. In addition to health insurance, its team offers long-term coverage for disabilities caused by accidents or illnesses. The agency is partnered with at least 30 known carriers in the industry, including Badger Mutual, MetLife, and the Germantown Mutual Insurance Company.

  • Individual Health Insurance

Wisconsin

Expertise.com Rating

Review Sources

Google
5.0 (15)
Facebook
5.0 (6)

Why choose this provider?

American Senior Benefits is a locally owned and operated agency in Wisconsin that offers insurance packages to senior citizens. Its health insurance options include Medigap and Medicare Advantage, as well as plans that cover hospital indemnity, prescription drugs, cancer, and dental, vision, and hearing issues. The agency also has offerings for long-term care, annuities, and retirement planning. It partners with many carriers, such as North American Life, United Healthcare, and Mutual of Omaha, to provide products that can fit various consumer needs.

  • Medicare Supplement Insurance
  • Life Insurance

Wisconsin

Expertise.com Rating

Review Sources

Facebook
4.7 (17)
Google
4.9 (12)

Why choose this provider?

Rausch Insurance Agency, LLC, offers group and individual health policies, serving Wisconsin. It is linked with several companies, including United Health Care, Network Health and Aetna to provide plans that fit the lifestyles and situations of clients. In addition to health, auto, business, home, life, and pet coverage are also provided. The company's owner, Tom, has been in the industry since 1981. He is a Professional Insurance Agents member and former Wisconsin Association of Insurance and Financial Advisors president.

  • Life Insurance

Wisconsin

Expertise.com Rating

Review Sources

Google
4.9 (15)

Why choose this provider?

Jeff Clark & Associates, LLC, provides comprehensive insurance products for clients located in communities throughout the Wisconsin area. Clark and his staff use information derived from various industry resources to help clients assess their available options in line with their needs and budget. Their policies, which adhere to requirements that fall within the Affordable Care Act, involve financial coverage for inpatient and outpatient medical emergencies such as surgeries and treatments for chronic illnesses. Clark also participates in seminars and continuing education classes on insurance-related topics.

  • Medicare Supplement Insurance
  • Life Insurance

Wisconsin

Expertise.com Rating

Review Sources

Google
5.0 (417)
Facebook
5.0 (13)

Why choose this provider?

The Health Insurance Store provides solutions for the health insurance needs of clients based in Wisconsin. It comprises health insurance consultants who offer recommendations depending on clients' financial situation and health needs. They have health insurance plans for individuals and families. Its team walks clients through the options, helps with enrollment, and provides continuous assistance for the duration of the insurance. Medicare supplements and employer group plans are also available. The company has conducted over 20,000 insurance consultations.

  • Group Plans
  • Individual Plans

Wisconsin

Expertise.com Rating

Review Sources

Facebook
4.9 (42)
Google
4.6 (29)

Why choose this provider?

GOEBEL has been catering to clients in Wisconsin since 1994. It is an independent insurance agency, enabling the company to work with various firms, such as Progressive and Acuity Insurance, to provide clients with different options for their specific situations. It offers different types of health policies, such as HMOs, PPOs, and high deductible health plans. Other insurances it carries are life and medicare policies. Additionally, auto, home, and business insurances are available. GOEBEL's agents have over 36 years of experience in the industry.

  • Medicare Supplement Insurance
  • Life Insurance

Wisconsin

Expertise.com Rating

Review Sources

Google
5.0 (165)
Facebook
5.0 (7)

Why choose this provider?

MIB Health Insurance has been serving individuals, families, and businesses throughout Wisconsin for more than 35 years. It partners with numerous carriers like Aetna, Humana, Medica, The Hartford, and SilverScript to help clients obtain health insurance plans that would protect them from financial losses caused by medical expenses. The company offers individual health, dental, and vision policies. Medicare and employee benefits insurance products are also available. One customer praised the agency's team members for finding the exact coverage that suited his lifestyle and needs.

  • Group Plans
  • Individual Plans

Wisconsin

Expertise.com Rating

Review Sources

Google
4.6 (17)

Why choose this provider?

Guardian has been serving the health insurance needs of individuals, families, and small business owners in Wisconsin since 1860. It helps employers attract applicants and retain existing workers by providing them with health coverage options that cover critical illnesses, accidents, and other unexpected illnesses and injuries. It also offers different types of life insurance plans, including universal, whole, and term life insurance. Guardian's CEO and president, Andrew J. McMahon, has been in the insurance industry for more than three decades.

  • Dental and Vision Insurance

Wisconsin

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
5.0 (2)

Why choose this provider?

5G Benefits, LLC, is an insurance and business consulting agency serving clients in Wisconsin. It provides 5Ghealth insurance, which includes health, dental, vision, and life coverages. The company also offers retirement and savings advice, as well as products and services for commercial entities. These involve business insurance, risk management and safety consultation, HR solutions, and employee benefit plans. It uses risk management checklists to customize the personal and commercial lines of insurance it offers. 5G Benefits extends its services to 26 states.

  • Individual Health Insurance
  • Life Insurance

Wisconsin

Expertise.com Rating

Review Sources

Facebook
5.0 (25)

Why choose this provider?

Compass Insurance Services caters to clients in Wisconsin and nearby areas. Its team of agents provides a wide variety of health plans, including individual dental and vision, Medicare Supplement and Advantage, critical illness, long-term care, and accident. They also offer term, whole, and universal life policies. In addition, they handle personal coverages for auto and recreational vehicles, identity thefts and cyber risks, and properties. The agency has more than three decades of insurance industry experience.

  • Individual Plans

Wisconsin

Expertise.com Rating

Review Sources

Google
5.0 (19)
Facebook
5.0 (5)

Why choose this provider?

For over two decades, Ulness Health Insurance / Wellness has been dealing with clients throughout Wisconsin. The agency offers policies for individuals looking to continue their medical relationship with their preferred provider. It also sets up Medicare plans that cover costs from a variety of sources, ranging from inpatient hospital stays to lab tests. For clients seeking to manage medical expenses from critical illnesses like cancer, the agency provides supplemental insurance policies. It is a family-owned enterprise that represents various carriers, including Medica and HealthPartners.

  • Dental and Vision Insurance
  • Individual Health Insurance
  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

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