Best Health Insurance Agencies in Appleton

Frequently Asked Questions

• Introduction

  If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.
  

• In Appleton, who can purchase Medicare?

  Administered by the Centers for Medicare and Medicaid Services, individuals in Appleton who are 65 and older can purchase Medicare health insurance coverage. Moreover, individuals receiving Social Security disability benefits for at least 24 months and those diagnosed with end-stage renal disease or amyotrophic lateral sclerosis can acquire Medicare coverage.

• Can a policyholder in Appleton change their Medicare coverage after they enroll?

  A policyholder in Appleton can change their Medicare coverage after they enroll. They can do this during Medicare's open enrollment period, from October 15 to December 7 every year. A policyholder can switch from one Medicare Advantage plan to another or from traditional Medicare to a Medicare Advantage plan.

• Can families and individuals in Appleton reduce their health insurance premiums?

  Families and individuals in Appleton can reduce their health insurance premiums through advanced premiums tax credits and cost-sharing reductions. Advanced premiums tax credits are provided by the government to enable policyholders to lower monthly premiums. Meanwhile, cost-sharing reductions help health insurance policyholders lower out-of-pocket expenses for health care services.

• What are the other ways to lower health insurance premiums in Appleton?

  Aside from advanced premiums tax credits and cost-sharing reductions, policyholders in Appleton can lower their health insurance premiums by maintaining a healthy lifestyle. To do this, they need to practice good habits, such as regular exercise and eating healthy food. They should avoid drinking alcohol or smoking to prevent health issues that can make their insurance premiums higher.

• Can you get a Health Savings Account from your employer in Appleton?

  You can have a Health Savings Account from your employer in Appleton. HSAs are designed to help families and individuals prevent expensive out-of-pocket expenses due to medical-related costs. Funds from a HSA grow tax-free through investment earnings. If you do not use the funds, it can accumulate as retirement savings.

• How can you find affordable health insurance? 

  Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.