Expertise.com
2024

Last updated:

Best Homeowners Insurance Agencies in Yakima

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Yakima Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

58

Reviewed

36

Curated

5

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
112 South 4th Street, Yakima, WA 98901
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Why choose this provider?

Terril, Lewis, & Wilke Insurance, Inc., is a firm that helps address the home insurance needs of clients in the Yakima area. The agency works to assist homeowners through the process of securing coverage for repairs that result from a variety of factors including fire, water damages, and weather-related disasters. Terril, Lewis, & Wilke Insurance also helps clients determine suitable policies for dwellings, personal items, liabilities, and additional living expenses. The firm was founded in 1931 by Everett Terril.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2408 Fruitvale Boulevard, Yakima, WA 98902
  • Multiple Policy Types

Why choose this provider?

Jerry Sallee - State Farm Insurance Agent has been assisting clients with their home and auto insurance needs for 31 years. The Yakima-based, licensed insurance agent has been with State Farm since 1985. He helps clients who want to protect their investments from unexpected events and disasters select and purchase a homeowners' insurance policy. The policy ensures that the client can repair homes or replace lost items by filing a claim. Jerry Sallee also offers business, renters, life, and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.7 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
127 W Yakima Ave #201, Yakima, WA 98902
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Elliott Insurance is a firm that caters to the home insurance needs of clients in the Yakima area. The agency provides assistance through the claims settlement process and helps homeowners secure coverage for damages and losses. Elliott Insurance's services focus on ensuring that clients determine suitable policies based on coverage, endorsements, and conditions. The firm also offers cost analysis services to help homeowners determine the extent of replacement or rebuilding needs. Elliott Insurance has been in the industry since 1954.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3 North 7th Avenue, Yakima, WA 98902
  • Multiple Policy Types

Why choose this provider?

Gress Kinney Parrish Insurance Center, Inc., provides coverage for clients in and nearby Yakima, Washington. Founded in 1964, it has helped homeowners with policies that cover future repair or replacement fees for damage by theft or accident. It includes special coverage for those with precious items like firearms, artwork, and jewelry. The company caters to traditional homeowners, mobile homeowners, and tenants of condos. Its agents also reimburse those forced to live elsewhere during repair or replacement.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
117 North 50th Avenue, Yakima, WA 98908
  • Multiple Policy Types

Why choose this provider?

Yakima Valley Insurance sells homeowners insurance policies. Its agents work for clients to find insurance policies that can cover the replacement costs of their properties and additional structures. They determine how much coverage clients will need and how much insurance will cost from various carriers. Clients can insure themselves here whether they have a home, a condo, a mobile home, are renting, or are a landlord. Yakima Valley Insurance sells vacant home insurance as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (443)
Facebook
5.0 / 5 (14)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How much is homeowners' insurance in Yakima?

    The cost of homeowners' insurance in Yakima is determined by the level of coverage selected. The average monthly rate for dwelling coverage of $200,000 is $114 or $1,362 per year; the average monthly rate for $300,000 is $144 or $1,726 per year; the average monthly rate for $400,000 is $178 or $2,137 per year; the average monthly rate for $500,000 is $213 or $2,550 per year; and the average monthly rate for $600,000 is $245 or $2,936 per year.

  • How can Yakima residents make their homeowners' insurance rates cheaper?

    Yakima residents can make their homeowners' insurance rates cheaper if they insure their newly constructed property. They can get a discount of $831 a year on average. They can also make their insurance rates cheaper by bundling their homeowners' and auto insurance and installing safety and security systems in their homes.

  • When do you need extended replacement cost coverage in Yakima?

    If your policy's dwelling coverage is insufficient to cover the repair or replacement cost of your home in Yakima, you may require extended replacement cost coverage. For example, if your dwelling coverage is $300,000 and the rebuilding cost of your home is $350,000, extended replacement coverage may pay the remaining $50,000.

  • Will your Yakima homeowners' insurance cover the cleanup costs if trees and branches fall in your yard?

    No, your Yakima homeowners' insurance will not cover the costs of cleanup if trees and branches fall in your yard unless they cause damage to your garage or home. If a tree falls on your house and causes damage, your insurance policy may cover the repair and replacement costs. If your home becomes uninhabitable, you can ask your agent if you can use your additional living expense coverage.

  • Does homeowners' insurance in Yakima cover damages caused by volcanic eruptions?

    It depends on the circumstances. In Yakima, homeowners' insurance only covers the initial removal of ash from a home's exterior and interior. If your home or belongings are damaged by lava flow, the policy may cover the costs of replacement. However, wind-related damages such as shock waves, landslides, and later ash deposits are not covered.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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