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Best Homeowners Insurance Agencies in Vancouver

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Altech Insurance Agency logo
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Altech Insurance Agency

7813 Northeast 13th Avenue, Vancouver, WA 98665
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  • Multiple Carriers
  • Personal Property Insurance

Business Description

Altech Insurance Agency is an insurance firm serving clients in Vancouver. It offers homeowners insurance specifically constructed for clients and their requirements. Its services cover insurance usage, claims, and risk-avoidance. A broad selection of insurance products, including auto insurance, life insurance, watercraft and boat insurance, renters insurance, builders risk insurance, and workers' compensation insurance, are also available. Altech Insurance Agency is involved with local organizations like local sports teams and the Klineline Kids Fishing Derby.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.9 / 5 (34)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Applied Team Insurance logo
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Applied Team Insurance

7720 Northeast Vancouver Mall Drive, Vancouver, WA 98662
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  • Renter's Insurance
  • Personal Property Insurance
  • Flood
  • Fire
  • Earthquake
  • Condos

Business Description

Applied Team Insurance provides personalized service to homeowners in Vancouver needing insurance. The company has home insurance specialists who work with homeowners to create plans tailored to their needs. The plans they offer compensate policyholders for financial losses due to theft, fire, and storms. These can protect the policy holders' homes, detached buildings and structures, and the properties within their homes. There is also coverage for the expenses of guests who have been injured while inside the property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.4 / 5 (7)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Biggs Insurance Services logo
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Biggs Insurance Services

916 Main St, Vancouver, WA 98660
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  • Renter's Insurance
  • Flood
  • Earthquake

Business Description

Biggs Insurance Services is a personal insurance company that has been serving residents and businesses in Vancouver for more than 70 years. Established in 1935, the firm provides homeowners insurance policies that allow private residence owners to protect their homes and valuables against unforeseen circumstances. Licensed agents at the firm handle several types of homeowners coverage, including structural dwelling, personal property, and liability protection. Other products include family, health, and business insurance policies. The company is a member of the Greater Vancouver Chamber of Commerce.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Davidson & Associates Insurance logo
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Davidson & Associates Insurance

11112 Northeast 51st Circle, Vancouver, WA 98682
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  • Renter's Insurance
  • Flood
  • Earthquake
  • Condos

Business Description

Davidson & Associates Insurance is an independently-owned and -operated insurance agency located in Vancouver. The agency offers various types of insurance, with a focus on homeowners insurance. The agency provides policies that cover houses, detached dwellings and structures, personal belongings, medical expenses, additional living expenses, and coverage for natural disasters. Davidson & Associates Insurance has a 24-hour emergency reporting service for emergency claims. The agency has been awarded Vancouvers' Best in Business and the Industry Best Practices Award for the past four years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (309)
Facebook
4.9 / 5 (45)
Yelp
5.0 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Evergreen Insurance Inc. logo
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Evergreen Insurance Inc.

12503 SE Mill Plain Blvd STE 130, Vancouver, WA 98684
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Evergreen Insurance Inc. is an independent insurance company that has been serving Vancouver and nearby areas for more than 20 years. The firm helps individuals and families to obtain financial security for their homes and valuables through a homeowners' insurance policy. Its agents help owners of houses, apartments, and condominiums choose the right coverage based on their needs. These include dwelling coverage, personal property, personal liability, medical coverage, and additional living expenses. Other offerings include business and specialty insurance packages. The company also serves clients across Washington.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (62)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pickett Insurance Agency logo
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Pickett Insurance Agency

222 Northeast Park Plaza Drive, Vancouver, WA 98684
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood
  • Earthquake
  • Condos

Business Description

Pickett Insurance Agency is an independent agency in Vancouver that offers homeowners' insurance solutions to protect clients from loss caused by theft, vandalism, and other covered events. Its homeowner's policy's common coverage options include protection for homes, protection for the owners and other people, medical and living expenses, and protection for belongings. The company also offers an insurance policy for landlords, condo owners, and renters. Pickett Insurance Agency represents Arrowhead, Foremost, First American Specialty, and GeoVera.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rainwater Agency-Insurance Specialists logo
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Rainwater Agency-Insurance Specialists

Andresen Road, Vancouver, WA 98661
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  • Earthquake
  • Multiple Policy Types
  • Multiple Carriers
  • Flood

Business Description

Rainwater Agency Insurance Brokers is a Vancouver insurance brokerage with nearly 30 years of experience in the industry. This insurance agency provides homeowners with security by offering homeowners' insurance, which can protect a property financially in case of disasters. There are standard policies that insure the structure and contents of the home, and other package policies covering the home, its contents, and a homeowner's liabilities. Rainwater Agency Insurance Brokers has diverse insurance policies, from personal policies to commercial or business policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.6 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Ryan Paulson - State Farm Insurance Agent logo
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Ryan Paulson - State Farm Insurance Agent

16508 SE 24th St Ste 103, Vancouver, WA 98683-4321
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  • Multiple Policy Types

Business Description

Ryan Paulson is a State Farm insurance agent aiming to help individuals and families find and execute insurance plans tailored to their goals. Based in Vancouver, Paulson leads a team of professionals who provide assistance in selecting insurance policies, including homeowners' insurance. They offer different forms of policies, including broad form, special form, modified form, and comprehensive form. The team guides clients in choosing the suitable policies for them and their preference in terms of coverage,

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (48)
Facebook
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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