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Best Health Insurance Agencies in Vancouver

Laurels
2023
Laurels

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Aaron Starwalt logo
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License Verified:

License: 218953

Washington State office of the Insurance Commissioner

Aaron Starwalt

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916 Northeast 112th Avenue, Vancouver, WA 98684
  • Individual Plans
  • Life Insurance

Business Description

Aaron Starwalt has been a State Farm insurance agent since 2008. He serves individuals, families, and businesses throughout the Greater Vancouver metro area. Aaron offers financial services and a wide range of insurance products to clients, including health, life, auto, business, renters, and homeowners' insurance. He also assists customers with relocations in Clark County. Aaron is a State Farm Top 100 New Agent Program qualifier and fluent in both English and Spanish.

License Verified:

License: 218953

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (183)
Facebook
4.0 / 5 (14)
Yelp
4.0 / 5 (7)
ASKE Insurance Advisors logo
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License Verified:

License: 206025

Washington State office of the Insurance Commissioner

ASKE Insurance Advisors

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1201 Main Street, Vancouver, WA 98660
  • Individual Plans
  • Life Insurance

Business Description

ASKE Insurance Advisors has been providing its services to clients in Vancouver and the surrounding areas. Its offered products include health, auto, commercial, home, transportation, and watercraft insurance. Its health insurance plans may be comprehensive or supplemental and agents can assist policy buyers in finding the right coverage for them by considering various factors such as prescription drug expenses and copay. They also compile different policies from multiple carriers and help clients go through the insurance process.

License Verified:

License: 206025

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Bartnik Insurance & Financial Solutions logo
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License Verified:

License: 880800

Washington State office of the Insurance Commissioner

Bartnik Insurance & Financial Solutions

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805 Broadway Street, Vancouver, WA 98660
  • Individual Plans
  • Life Insurance

Business Description

Bartnik Insurance and Financial Solutions is an agency operating in Vancouver that delivers insurance programs and financial advice. Its health programs help its clients cover expenses for various critical health conditions. It also proposes Medicare programs with a broad variety of options for clients 65 years old and above. In addition, it expands its insurance expertise by providing life insurance and employee benefits, including on and off exchange insurance, as well as dental and vision care coverage.

License Verified:

License: 880800

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brown & Brown Insurance logo
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License Verified:

License: 781340

Washington State office of the Insurance Commissioner

Brown & Brown Insurance

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201 Northeast Park Plaza Drive, Vancouver, WA 98684
  • Life Insurance
  • Group Plans

Business Description

Brown & Brown Northwest Insurance is an independent insurance agency that has been active since 1897. It provides health insurance policies in all 50 states, including Vancouver and all the surrounding communities. The agency offers liability and compensation coverage that goes up to $100 million for dental, vision, disability, and long-term care. It can also tailor plans for both individual homeowners and business owners to include death benefits and cash growth. The agency's other services include insurance claims advocacy and risk management.

License Verified:

License: 781340

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Laughlin Insurance logo
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License Verified:

License: 171110

Washington State office of the Insurance Commissioner

Laughlin Insurance

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10746 Northeast Halsey Street, Portland, OR 97220
  • Life Insurance
  • Health Insurance

Business Description

Laughlin Insurance offers health insurance products to residents of Vancouver and the surrounding areas. It offers employer health, dental, and disability coverage for business clients and health and dental policies for individual clients. Senior citizens can also get Medicare plans such as Medicare Advantage, Medicare Supplemental, and Medicare Prescription Drug Plans (PDP). Since the company's establishment in 1997 by owner Paris Laughlin, the company has helped employers, human resources representatives, and benefits managers get health plans for their employees.

License Verified:

License: 171110

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Medicare Help Now logo

License Verified:

License: 227109

Washington State office of the Insurance Commissioner

Medicare Help Now

601 East 22nd Street, Vancouver, WA 98663
  • Individual Plans

Business Description

Medicare Help Now is a full-service health insurance agency that has been serving the Vancouver area for 30 years. As an independent agency, it works with a vast network of health insurance companies that provide coverage for medical, surgical, and hospital expenses. The agency mainly manages plans for Medicare from Part A all the way to Part D and arranges Medicare Supplement plans to cover deficiencies in their existing policies. Clients are able to book appointments with agents through the company website.

License Verified:

License: 227109

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (196)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nicholson & Associates Insurance LLC logo
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License Verified:

License: 169439

Washington State office of the Insurance Commissioner

Nicholson & Associates Insurance LLC

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9413 Northeast Highway 99, Vancouver, WA 98665
  • Life Insurance
  • Individual Plans

Business Description

Nicholson & Associates Insurance LLC is a local agency that offers insurance solutions for Vancouver-based clients. Founded in 1965, its mission is to connect clients to insurance carriers that deliver health insurance plans for groups and individuals. Its health products are health savings account, health insurance, disability insurance, and short-term medical insurance. Its health plans protect clients financially from unexpected and out-of-pocket medical expenses. In addition, Nicholson & Associates Insurance provides personal and business insurance, as well as specialty programs.

License Verified:

License: 169439

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Vibrant USA logo

License Verified:

License: 212972

Washington State office of the Insurance Commissioner

Vibrant USA

1101 Southeast Tech Center Drive, Vancouver, WA 98683
  • Individual Plans

Business Description

Vibrant USA is an independent health insurance agency in Vancouver that specializes in providing Medicare assistance to seniors through a wide range of insurance carriers. Its team of agents offers assistance with Medicare initial enrollment periods, loss of coverage from an employer, and the purchase of Part D prescription drugs. In addition, they carry Medicare Advantage, Medicare Supplement, and Medicare Prescription Drug plans. Vibrant USA also observes the progress on legislative bodies for any changes or alterations to Medicare.

License Verified:

License: 212972

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (41)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Warshauer Agency logo

License Verified:

License: 258041

Washington State office of the Insurance Commissioner

Warshauer Agency

1220 Main Street, Vancouver, WA 98660
  • Individual Plans
  • Life Insurance

Business Description

Warshauer Agency has been serving Vancouver since 1988. It provides individuals, families, and businesses with health insurance programs that are tailored to their needs and budget. Its services include individual and employer group plans, Medicare plans, long-term care, short-term medical, and dental insurance. The independent agency represents major insurance carriers and is certified with the Washington Health Plan Finder. Its team members have ACA expertise and extensive experience in assisting seniors and people with disabilities.

License Verified:

License: 258041

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.