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Best Life Insurance Companies in Tacoma

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2023
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Ace Insurance Agency logo
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License Verified:

License: 838356

Washington State office of the Insurance Commissioner

Ace Insurance Agency

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8720 S Tacoma Way, Lakewood, WA 98499
  • Life Insurance
  • Individual Plans
  • Long Term Care

Business Description

Ace Insurance Agency offers products and services to individuals and families in the Tacoma metro. It provides a range of personal lines of insurance, including life policies. The independent company aims to protect policyholders from financial losses caused by estate taxes, funeral expenses, mortgages, and other debts. Its specialists also help clients acquire auto, Medicare, disability, IRA, and old-age insurance. They work with multiple carriers like Humana and Mercury Insurance. Ace Insurance Agency has been in business since 2013.

License Verified:

License: 838356

Washington State office of the Insurance Commissioner

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Alpine Ridge Insurance Agency logo

Alpine Ridge Insurance Agency

336 4th St NE, Auburn, WA 98002

Business Description

Alpine Ridge Insurance Agency is an independent insurance company that's provided personalized service since 2015. Its life insurance options include term and permanent plans, and the company is able to offer a variety of choices within each policy type through its partnerships with a network of reputable carriers. Its agents are knowledgeable and available to answer questions regarding the differences and benefits of each type of life insurance as well as offer a comparative analysis of the different companies' policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Amber Trott logo
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License Verified:

License: 813956

Washington State office of the Insurance Commissioner

Amber Trott

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3025 South Union Ave, Tacoma, WA 98409
  • Life Insurance
  • Health Insurance

Business Description

Amber Trott is a State Farm insurance agent that caters to individuals, families, and businesses in the Tacoma metro and the surrounding communities. She offers term, whole, and universal life insurance policies. These products can cover college costs, debt settlements, and mortgage payments. She also provides commercial auto, liability umbrella, rental property, short- and long-term disability, and workers' compensation insurance plans. Trott and her team bring more than 25 years of combined experience in the insurance industry.

License Verified:

License: 813956

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (323)
Facebook
5.0 / 5 (41)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Carlson & Associates logo
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Carlson & Associates

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2601 Jahn Ave NW Ste A1, Gig Harbor, WA 98335

Business Description

Founded in 2004, Carlson & Associates is a health insurance company near Tacoma serving commercial clients. The firm assists employers with procuring group health insurance plans for their employees by comparing coverage and premiums from different carriers. Its associates facilitate employee meetings about their health insurance options and conduct annual reviews of benefits. Carlson & Associates also sets up health savings and health reimbursement accounts for employees on behalf of employers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Carlson & Associates logo
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License Verified:

License: 140142

Washington State office of the Insurance Commissioner

Carlson & Associates

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2601 Jahn Avenue Northwest, Gig Harbor, WA 98335
  • Individual Plans
  • Life Insurance

Business Description

Carlson & Associates is an independent insurance agency that serves clients in Tacoma. It offers various types of life insurance policies that include term life, whole life, universal life, and indexed universal life insurance. The agency also offers other types of insurance products, including commercial auto, general liability, and group health insurance. Carlson & Associates has partnered with several insurance carriers that include Aetna, Markel, and Premera. Founder Larry Carlson has more than 40 years of insurance industry experience.

License Verified:

License: 140142

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (60)
Facebook
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chambers Bay Insurance logo

Chambers Bay Insurance

7017 27th St W Ste 1, University Place, WA 98466

Business Description

Chambers Bay Insurance provides custom life insurance solutions for clients in the Tacoma area. The firm operates as an independent agency, which allows clients to receive quotes from a variety of carriers, including Foremost, Liberty Mutual, and Stillwater. Its licensed agents assist clients with obtaining term or whole life insurance policies, based on their financial goals and coverage needs. Chambers Bay Insurance also helps clients liquidate their life insurance policies to access their cash value.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Elena Houle - Medicare Solutions logo
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Elena Houle - Medicare Solutions

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220 M St NE, Auburn, WA 98002

Business Description

Elena Houle has been an independent broker for Medicare Solutions for more than 5 years and brings a total of 14 years as a broker to the table. As a representative for a group of reputable carriers, Ms. Houle is able to extend that flexibility to her clients, offering coverage options that best meet their needs. She also helps them navigate the complexities of the Medicare system and offers insight into which aspects accommodate specific circumstances.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Klinefelter Insurance Group logo
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License Verified:

License: 188738

Washington State office of the Insurance Commissioner

Klinefelter Insurance Group

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711 Court A Ste 103, Tacoma, WA 98402
  • Life Insurance

Business Description

Klinefelter Insurance Group is a woman-owned independent insurance agency that has been serving individuals, families, and business owners from Tacoma and the surrounding areas since 2012. It provides life insurance that can be an important tool in situations, such as charitable contributions, final expenses, and income replacement. Other types of insurance plans that the company offers include homeowners', renters', and auto insurance. Founder and owner Jill Klinefelter has been working in the insurance industry for more than 17 years.

License Verified:

License: 188738

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
mikecliffordinsurance.com logo
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mikecliffordinsurance.com

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7610 Pioneer Way Ste 101, Gig Harbor, WA 98335

Business Description

Michael Clifford Insurance Agency provides life, auto, home, boat, motorcycle, and personal lines P&C insurance policies to individuals in the Tacoma area. The company offers two levels of term life insurance as well as whole or permanent life insurance policies for clients seeking more flexible options. Its agents prioritize protecting clients' assets and minimizing financial disruption to their dependents in the event of their passing. Michael Clifford Insurance Agency also assists clients with accessing the cash value of certain life insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pacific Insurance Group logo

License Verified:

License: 171906

Washington State office of the Insurance Commissioner

Pacific Insurance Group

14595 Bel-Red Road, Bellevue, WA 98007
  • Individual Plans
  • Life Insurance

Business Description

Pacific Insurance Group is a family-owned insurance company serving Tacoma and its surrounding areas since 2001. With a combined industry experience of 50 years, it provides a wide variety of life insurance services that include term and permanent life insurance, key person insurance, pension maximization, disability insurance, and estate planning. Aside from life insurance, the agency also specializes in retirement planning, annuity claims, and tax diversification. Pacific Insurance Group founder and principal J. Carter Gray is a Chartered Life Underwriter.

License Verified:

License: 171906

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pfarr Insurance Agency logo
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License Verified:

License: 1001446

Washington State office of the Insurance Commissioner

Pfarr Insurance Agency

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4961 Main St., Tacoma, WA 98407
  • Life Insurance
  • Health Insurance
  • Personal Insurance

Business Description

Pfarr Insurance Agency provides risk management solutions to individuals and families in the Tacoma metro. Its range of insurance products includes life policies, which can cover clients' debts and other financial responsibilities in case of unexpected death. The full-service company also offers other personal plans, including auto, homeowners', renters', and umbrella insurance. Its agents create personalized coverages suited to customers' budget and needs. Pfarr Insurance Agency received the National Honor Ring Award in 2020.

License Verified:

License: 1001446

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (225)
Facebook
5.0 / 5 (15)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Phillip Richter logo
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License Verified:

License: 914220

Washington State office of the Insurance Commissioner

Phillip Richter

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35827 8th Ave SW, Federal Way, WA
  • Life Insurance

Business Description

Phillip Richter is an insurance agent that serves clients based in Tacoma. He offers traditional, mortgage protection, and final expense life insurance, as well as retirement protection through fixed index annuities, and retirement planning through universal life policies. Through Family First Life, he also works with insurance carriers like Royal Neighbors of America, John Hancock, Athene Annuity, Foresters Financial, Global Atlantic Financial Group, and Mutual of Omaha. He has been an insurance producer since 2016.

License Verified:

License: 914220

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pilkey Hopping & Ekberg Insurance logo
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Pilkey Hopping & Ekberg Insurance

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2102 N Pearl St Ste 102, Tacoma, WA 98406

Business Description

Founded in 1896, Pilkey Hopping & Ekberg Insurance is an independent insurance broker in Tacoma providing policies and coverage to local clients. The firm offers home, auto and a full line of personal insurance products; business insurance solutions for small and medium companies; and health insurance policies on the individual marketplace to clients not covered by an employer-sponsored plan as well as small group plans for self-employed clients. For clients age 65 and older, the company assists with obtaining Medicare plans and supplemental products. Pilkey Hopping & Ekberg Insurance also offers life and disability insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (4)
Yelp
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sav-On Insurance logo

Sav-On Insurance

1901 S 72nd St Ste A-9, Tacoma, WA 98408

Business Description

Sav-On Insurance is a life insurance company in Tacoma serving individual clients. Working with a variety of carriers, this independent firm is able to source and provide clients with policies at competitive rates. Its insurance specialists consult with clients to understand their financial needs and expectations and match them with the term or whole life insurance policy that is best for them. Sav-On Insurance also offers home, automotive, and commercial insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
3.0 / 5 (2)
Facebook
4.8 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Soloman Insurance logo

License Verified:

License: 981740

Washington State office of the Insurance Commissioner

Soloman Insurance

415 Berkeley Avenue, Fircrest, WA 98466
  • Life Insurance

Business Description

Soloman Insurance is a local community agency providing insurance coverage to individuals, families, and businesses in Tacoma and the surrounding areas areas. The company's agents gather information from clients and assist them in sourcing appropriate life insurance plans that fit their goals and needs. Coverage for homes, businesses, fire, flood, and recreational vehicles is also available. Partner Aracelli Torres, who's in charge of operations, caters to her clients' needs with compassion.

License Verified:

License: 981740

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Sound Business Insurance logo
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Sound Business Insurance

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3309 56th St Ste 101, Gig Harbor, WA 98335

Business Description

Sound Business Insurance is a company providing health, life, home, and auto insurance to clients in the Tacoma and for the whole state of Washington. The company is a multi-line, independent agency offering plans from a variety of top carriers. For health insurance, it secures coverage for individuals with pre-existing conditions and individuals requiring frequent preventative or emergency care. The company also services term and whole life insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Medicare Exchange logo

The Medicare Exchange

6004 Westgate Blvd Ste 120, Tacoma, WA 98406

Business Description

The Medicare Exchange is a life insurance agency in Tacoma specializing in serving clients age 55 or older. The firm offers term, whole, and universal life insurance policies with flexible coverage and benefit options. It also provides variable universal life insurance for clients looking to increase the cash value of their life insurance policy via investing. The Medicare Exchange also services Medicare parts A through D and Medicare supplement plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.3 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tony Brooks logo

License Verified:

License: 159248

Washington State office of the Insurance Commissioner

Tony Brooks

12001 Pacific Avenue, Tacoma, WA 98444
  • Life Insurance
  • Health Insurance

Business Description

Tony Brooks is an insurance professional who has been working at State Farm since 2000. He caters to clients in Tacoma and the surrounding areas. He helps customers protect their loved ones' futures by offering term, whole, and universal life insurance plans. These products cover college expenses, debts, and mortgage payments. He also provides auto, business, home, pet, and renters' insurance policies. Brooks holds the Chartered Property Casualty Underwriter designation. He has received various State Farm awards, including Ambassador Travel Qualifier and Chairman's Circle Qualifier.

License Verified:

License: 159248

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (47)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Trigg Insurance Agency logo

Trigg Insurance Agency

17425 Vashon Hwy SW, Vashon, WA 98070

Business Description

Trigg Insurance Agency has delivered comprehensive insurance services for more than 30 years. As an independent agency, the company partners with multiple carriers to provide its clients with competitive coverage options and rates. Its life insurance coverage includes term, whole, and universal plans as well as mortgage protection and critical illness supplements. Trigg Insurance Agency also offers extensive individual and family health insurance plans that include fee-for-service and managed care policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.