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Best Life Insurance Companies in Spokane

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ABC Insurance logo
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License Verified:

License: 241068

Washington State office of the Insurance Commissioner

ABC Insurance

12510 East Sprague Avenue, Spokane, WA 99216
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  • Life Insurance

Business Description

ABC Insurance is an insurance brokerage in Spokane that services the needs of local residents and families. It provides different types of life insurance products, including term, whole, and universal life insurance. The agency also offers customers homeowners, car, motorcycle, recreational vehicle, and boat insurance. It represents numerous insurance companies, such as Safeco, Foremost, Progressive, Allied Insurance Company, National General, Liberty Mutual, and American Modern. Owned by JoDee Piersol, ABC Insurance is in operation in 13 states.

License Verified:

License: 241068

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (22)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Able Health and Life Insurance Group logo
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Able Health and Life Insurance Group

13722 N Red Fir Ln, Nine Mile Falls, WA 99026
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Business Description

Able Health and Life Insurance Group provides individual and family health insurance policies that can be customized to cover specific concerns that clients have. This agency also caters to self-employed individuals who need to purchase health insurance plans as well as small group employers. Many of its other clients participate in Medicare programs and purchase Medicare Advantage and supplement plans. Life insurance policies are available too, but solely in the term life format.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Blasingame Insurance logo
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License Verified:

License: 181875

Washington State office of the Insurance Commissioner

Blasingame Insurance

200 North Argonne Road, Spokane, WA 99212
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  • Life Insurance

Business Description

Blasingame Insurance has been serving the needs of individuals, families, and businesses throughout Spokane and surrounding communities since 1969. As a team of independent insurance brokers and agents, the company offers all lines of insurance policies, organized into personal, commercial, and benefits departments. Its benefits department offers individuals life and health insurance and a selection of employee benefit plans. Personal insurance solutions include auto, homeowners', and umbrella coverages. The commercial department offers business insurance and bonding. Farm and equine insurance are also available.

License Verified:

License: 181875

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (22)
Facebook
5.0 / 5 (8)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Butler Thompson Lee logo
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Butler Thompson Lee

8817 East Mission Avenue, Spokane Valley, WA 99212
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  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Butler Thompson Lee aims to help families and businesses realize and achieve their goals through financial planning. Located in Spokane, it is an independent insurance agency that assists clients in finding coverage that fits their specific situation. Its team of agents is trained in all aspects of the insurance market, with access to more than 60 insurance companies. Their network of insurance carriers allows them to provide clients with various options for term life, whole life, and universal life policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (17)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Butterfield Agency logo
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License Verified:

License: 973397

Washington State office of the Insurance Commissioner

Butterfield Agency

12128 N. Division St. PMB# 405, Spokane, WA 99218
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  • Life Insurance

Business Description

Butterfield Agency is a family-run agency offering life insurance policies in Spokane. With empathy for clients, its agents assess customer needs so they can choose the right product, such as term life, permanent life or whole life, universal life, and final expense insurance. It offers Medicare Advantage, Medigap, and prescription drug plans. In addition, the company provides individual and group health insurance. Butterfield Agency performs in-home, in-office, virtual, and telephone consultations regarding its tailored insurance plans.

License Verified:

License: 973397

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Butterfield Agency logo
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Butterfield Agency

12128 N Division St PMB 405, Spokane, WA 99218
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Business Description

Butterfield Agency is an insurance company specializing in Medicare insurance coverage. It's extensively experienced with all types of Medicare as well as Medicare supplement plans and acts as a source of information and guide to clients inquiring about Medicare coverage and related stipulations. It helps clients to purchase plans that are right for them and provides management services to help them with claims, policy changes, or issues as they arise.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Capital Insurance logo
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License Verified:

License: 178113

Washington State office of the Insurance Commissioner

Capital Insurance

1112 S. Pines Rd., Spokane Valley, WA 99206
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  • Life Insurance

Business Description

Established in 2002, Capital Insurance is a local independent agency catering to the needs of individuals, families, and business owners in Spokane. The company provides life insurance protection plans to assist clients in preparing for future financial risks that may include funeral costs and family obligations in the event of death. Its professionals help clients in determining insurance value, guide them in updating policies, and customize options to include coverage for mortgage payment and college education funding.

License Verified:

License: 178113

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
3.9 / 5 (9)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Drew Clausen logo
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License Verified:

License: 18882596

Washington State office of the Insurance Commissioner

Drew Clausen

15701 East Sprague Avenue, Spokane Valley, WA 99037
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  • Life Insurance
  • Health Insurance

Business Description

Drew Clausen has been providing life insurance services to families, individuals, and businesses in Spokane. He helps and guides his clients in setting up and claiming insurance policies. He also crafts insurance options for homes, automobiles, pets, and health. In addition, he works closely with business owners and entrepreneurs to give them options that will adequately protect their investments, income, and future. Clausen was first exposed to the industry through his mother, who is also an insurance agent

License Verified:

License: 18882596

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Fairbanks Insurance Services logo
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Fairbanks Insurance Services

PO Box 397 17 S Main St, Deer Park, WA 99006
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Business Description

Fairbanks Insurance Services is a family owned, independent insurance agency providing life insurance services with term, whole, universal, and variable format options. Its agents inform clients on policy types and help them to make decisions about policy purchases based on what their specific needs are. It also procures quotes from associated carriers, allowing clients to compare prices and make more informed decisions about the amounts of coverage they would like to purchase.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.6 / 5 (29)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Farwest Insurance logo
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Farwest Insurance

1423 W Garland Ave, Spokane, WA 99205
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Business Description

Farwest Insurance is a life insurance agency in Spokane that offers a complete assortment of policy options. Its agents help clients to customize life insurance plans that fit their lives. This agency is experienced with term, whole, and universal life insurance plans. Disability insurance plans are also available, and they typically provide financial assistance to clients who have permanently lost their ability to obtain income via work. Farwest Insurance assists with various types of personal and business insurance policies as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Griego Family Insurance logo
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Griego Family Insurance

2510 N Pines Rd Ste 205, Spokane Valley, WA 99206
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Business Description

Griego Family Insurance sells individual and family health care plans provided by a range of private carriers. It also assists with Medicare policies for applicable clients, and it provides dental and vision coverage options. Short-term medical needs and travel coverage options are available too. Life insurance is another heavy focus area of Griego Family Insurance. In any case, clients receive hands-on assistance as they shop policies and find appropriate plans within their budgets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Kraft Insurance logo
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License Verified:

License: 245076

Washington State office of the Insurance Commissioner

Kraft Insurance

3021 South Regal Street, Spokane, WA 99223
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  • Life Insurance
  • Health Insurance

Business Description

Based in Spokane, Kraft Insurance is a service provider comprised of a group of agents offering a wide range of insurance products. Among these products include life and Medicare supplement insurance policies. The company offers term life insurance products with various level term policies. In addition, it provides health insurance plans, including Obamacare health and catastrophic plans. The agency represents multiple insurance companies to provide clients various policy options. This independent and family-owned business has been providing services since its founding in 1981.

License Verified:

License: 245076

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (67)
Facebook
4.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
North Town Insurance logo
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License Verified:

License: 1043670

Washington State office of the Insurance Commissioner

North Town Insurance

5727 North Division Street, Spokane, WA 99208
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  • Life Insurance

Business Description

Based in Spokane, North Town Insurance is an independent insurance agency that provides insurance services to residents and businesses in the area and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life insurance plans like term life insurance and whole life insurance. Additionally, it provides additional personal insurance packages like auto, specialty dwelling, homeowners, boat, condo, and flood. Its professionals are led by the husband-and-wife team of Aaron and Lisa LeBlanc.

License Verified:

License: 1043670

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (325)
Facebook
4.0 / 5 (127)
Yelp
4.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Redman & Company Insurance logo
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License Verified:

License: 161068

Washington State office of the Insurance Commissioner

Redman & Company Insurance

1410 S Lincoln Way, Coeur d'Alene, ID 83814
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  • Life Insurance
  • Health Insurance

Business Description

Redman & Company Insurance provides insurance plans in Spokane. It offers service options such as life insurance, health insurance, pet insurance, and home or renter’s insurance. The company also provides auto or classic car insurance, toy or recreational vehicle insurance, and umbrella insurance. Other services include commercial general liability insurance, commercial auto insurance, business property insurance, inland marine insurance, and workers’ compensation. Established in 1992, Redman & Company Insurance is a second-generation family-owned insurance agency.

License Verified:

License: 161068

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (84)
Facebook
4.0 / 5 (67)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Star Financial logo
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License Verified:

License: 756858

Washington State office of the Insurance Commissioner

Star Financial

421 W. Riverside Ave., Spokane, WA 99201
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  • Life Insurance

Business Description

Star Financial strives to provide a proactive approach to help clients achieve their financial goals. Serving the Spokane metro, the company caters to individuals, families, executives, retirees, physicians, and business owners. It offers a range of insurance products, including life policies. The business also handles fixed annuities, disability, and long-term care insurance. Its specialists also help policyholders plan their retirement, college funding, charitable giving, and business continuation. Principal agent Melissa Williams is also a LUTCF and CLTC.

License Verified:

License: 756858

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Insurance Guys logo
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License Verified:

License: 701794

Washington State office of the Insurance Commissioner

The Insurance Guys

1204 E Sprague Ave, Spokane, WA 99202
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  • Life Insurance

Business Description

The Insurance Guys has been offering a variety of policies for clients in the Spokane area since 2000. Its life insurance plans, which include term, whole, and universal policies, protect beneficiaries through tax-free death benefits that can be used to cover funeral expenses and living costs, along with paying debt, tuition, and estate taxes. It also provides coverage for health, vehicles, properties, and businesses. The independent agency's team has more than 50 years of combined experience in insuring various clients.

License Verified:

License: 701794

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Paulson Becker Agency logo
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License Verified:

License: 203608

Washington State office of the Insurance Commissioner

The Paulson Becker Agency

707 W Main Ave Suite B1, Spokane, WA 99201
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  • Health Insurance
  • Individual Plans

Business Description

The Paulson Becker Agency is an independent insurance firm serving individuals and businesses in the Spokane area. It offers a life insurance product that comes in two types—term and whole. It also handles auto, boat, home, health, and business insurance policies. The Paulson Becker Agency aims to help its clients save time and find the right coverage by working on their behalf and partnering with multiple insurance carriers. It also provides them with insurance claims assistance.

License Verified:

License: 203608

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Velocity Insurance Group logo
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Velocity Insurance Group

221 N Argonne Rd, Spokane Valley, WA 99212
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Business Description

The Velocity Insurance Group is active in the Spokane metro area and sells life insurance policies to individuals and groups. This agency works with many different carriers and offers diverse policy and rate options, empowering clients to customize their plans and make flexible decisions about the coverage they want. Policies are also available for mortgage protections and second-to-die scenarios. Additionally, The Velocity Insurance Group sells long-term care insurance to clients who may need extensive, hands-on, daily attention, typically in older age.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wealth Map Financial Advisors logo
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License Verified:

License: 97283

Washington State office of the Insurance Commissioner

Wealth Map Financial Advisors

819 West 7th Avenue, Spokane, WA 99204
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  • Life Insurance
  • Health Insurance
  • Long Term Care

Business Description

Wealth Map Financial Advisors is an independently owned company that offers insurance products from various carriers to clients in Spokane. It assists clients to find life, individual health, Medicare, group health, and long-term care insurance products. Its representatives also guide customers in group insurance benefits, such as health, dental, vision, group life, and group disability plans. In addition, they present HSA, HRA, and FSA plans as well as owners' buy-sell policies. The company's other services are financial planning and investment management.

License Verified:

License: 97283

Washington State office of the Insurance Commissioner

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wheat & Associates Insurance logo
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License Verified:

License: 152205

Washington State office of the Insurance Commissioner

Wheat & Associates Insurance

N. 1306 Post, Spokane, WA 99201
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  • Life Insurance
  • Health Insurance

Business Description

Wheat & Associates Insurance handles the financial security needs of people throughout Spokane. In its capacity as an independent insurance company, it offers a variety of life policy packages, such as term life and universal life plans, through its affiliations with several insurance carriers. These include Safeco, Progressive, and Foremost. The locally owned company aims to provide its customers with coverage that suits their needs. It is headed by Zac Wheat, a professional with a Business degree and a focus on commercial accounts.

License Verified:

License: 152205

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.1 / 5 (10)
Facebook
5.0 / 5 (7)
Yelp
3.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

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