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Best Homeowners Insurance Agencies in Spokane

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909 W Garland Ave, Spokane, WA 99205
Spokane, WA 99205
  • Renter's Insurance
  • Condos

Accurate Insurance is a family-owned agency that has been serving clients in Spokane since 1977. It offers homeowners' insurance that covers the structure of homes, personal belongings, and additional living expenses. The agency also provides insurance products for automobiles, business owners, and renters. Its staff has more than 50 years of combined insurance experience. Owner and principal Kea Woodfill leads the agency, along with co-owners Kylee Fisher and Christina McDaniel, who are committed to providing honest and accurate coverage through personalized customer service.

909 W Garland Ave, Spokane, WA 99205
Spokane, WA 99205

Website(509) 456-8993

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

73 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

616 E 3rd Ave, Spokane, WA 99202
Spokane, WA 99202
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

All Lines Insurance, an independent insurance agency based in Spokane, Washington, serves the needs of residents throughout Washington and North Idaho. Representing over two dozen insurance carriers, its agents work with customers to find the right mix of fair pricing, coverage, and quality service from homeowners insurance companies for each client. The agency offers homeowners and renters insurance for private houses, apartments, and condos with policies that provide financial protection against damages, fire, theft, and vandalism.

616 E 3rd Ave, Spokane, WA 99202
Spokane, WA 99202

Website(509) 624-5110

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

59 E Queen Ave Suite 112, Spokane, WA 99207
Spokane, WA 99207
  • Renter's Insurance
  • Multiple Policy Types
  • Homeowners

Alpine Insurance Inc. is a Spokane-based company that has been protecting individuals and businesses from unexpected losses since 2011. With access to more than 25 insurance carriers, its team writes a broad range of policies, including home insurance. The risk management professionals furnish protection plans for owners of manufactured homes, secondary homes, vacant dwelling places, and rental properties. Coverages for clients who reside in condominiums and townhomes are also available. Liberty Mutual, Nationwide, Mutual of Enumclaw, and Progressive are some of the insurance providers the agency works with.

59 E Queen Ave Suite 112, Spokane, WA 99207
Spokane, WA 99207

Website(509) 325-7350

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

34 (Best)

Score Consistency:

Consistent (Best)

7816 E Broadway Ave, Spokane Valley, WA 99212
Spokane Valley, WA 99212
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Associated Agents Group is an insurance agency in Spokane, Washington. For more than 19 years, it has provided insurance coverage, including home, auto, boat, umbrella, life, business owners, and commercial liability, to clients in Spokane and surrounding areas. As an independent insurance company, it represents other reputable carriers and helps clients in selecting plans that fit their budgets. It also assists in filing claims, getting car repair quotes, and working with the insurance company of the other party.

7816 E Broadway Ave, Spokane Valley, WA 99212
Spokane Valley, WA 99212

Website(509) 928-7528

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

33 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6519 N Maple St Ste B, Spokane, WA 99208
Spokane, WA 99208
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Founded in 1929, Bell-Anderson Agency is a locally owned and operated insurance brokerage in Spokane, Washington, with over six offices across the state. It provides residents with home insurance, working with companies such as Liberty Mutual and Western National to protect homeowners, renters, and landlords. The company offers discounted rates and policy benefits to clients who combine home and auto insurance. Bell-Anderson also helps clients with life, farm, and wedding insurance.

6519 N Maple St Ste B, Spokane, WA 99208
Spokane, WA 99208

Website(509) 465-1133

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

23 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2525 E 29th Avenue Suite 1A, Spokane, WA 99223
Spokane, WA 99223
  • Renter's Insurance
  • Homeowners

Chris Cutler is an insurance agent who has been working at State Farm since 2012. He caters to individuals, families, and businesses in Spokane and the surrounding communities. He offers homeowners' insurance policies, which cover things like home repair and replacement costs and personal properties. These include collectibles, jewelry, and pictures. Also included in his line of products are auto, health, liability umbrella, life, and pet insurance products. Cutler holds a bachelor's degree in Marketing.

2525 E 29th Avenue Suite 1A, Spokane, WA 99223
Spokane, WA 99223

Website(855) 733-7333

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

46 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: A+

1320 N Atlantic St, Spokane, WA 99201
Spokane, WA 99201
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

GVI Insurance has over four decades of experience in the insurance industry. It provides homeowners and renters insurance from offices in Spokane, Washington, and Osburn, Idaho. Experienced agents help clients choose renters insurance to protect possessions and cover damage from fire, vandalism, or structural issues. Liability insurance from several carriers is available for both homeowners and renters to protect clients from lawsuits. A variety of home insurance policies provide protection for possessions, the home itself, and the occupants and guests.

1320 N Atlantic St, Spokane, WA 99201
Spokane, WA 99201

Website(509) 328-5800

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

12319 East Broadway Avenue, Spokane Valley, WA 99216
Spokane Valley, WA 99216
  • Renter's Insurance
  • Personal Property Insurance
  • Flood
  • Earthquake

Inland Northwest Insurance is a locally owned and operated independent insurance agency that has been in operation near Spokane for over 25 years. The company offers standard homeowners insurance packages that protect the home structure, the client's belongings, and any visitors in the home who were injured on the property. It also covers additional living expenses in case a disaster displaces the policyholder. Additionally, the agency sells policies for businesses, farms, and cars.

12319 East Broadway Avenue, Spokane Valley, WA 99216
Spokane Valley, WA 99216

Website(888) 220-1650

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

40 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

223 S Washington Ave, Newport, WA 99156
Newport, WA 99156
  • Renter's Insurance
  • Condos
  • Flood
  • Personal Property Insurance
  • Homeowners

Jason Earl Insurance Agency LLC is an independent agency based in Newport that serves the states of Washington, Idaho, and Oregon. The agency represents many carriers, combing the homeowner insurance policies of each to find the one that best fits their client's circumstances. Protection can include property coverage for repairs to the building's structure, personal property to cover its theft or damage, and liability in case of a claim by someone injured on the property.

223 S Washington Ave, Newport, WA 99156
Newport, WA 99156

Website(509) 447-3423

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

601 W 1st Avenue, Spokane, WA 99201
Spokane, WA 99201
Instagram
  • Condos
  • Landlords

Kingdom Builders Group Insurance & Financial is an independent agency serving the Spokane metro. It assists families and individuals who want to acquire homeowners' insurance. The company offers personal liability and property, dwelling, other structures, and medical expense coverages to protect policyholders and their investment properties from events like theft, vandalism, and natural disasters. Kingdom Builders Group Insurance & Financial is a faith-based Christian company that serves the community by spreading the gospel. It also supports various charities and organizations like Bite 2 Go and YoungLife.

601 W 1st Avenue, Spokane, WA 99201
Spokane, WA 99201

InstagramWebsite(509) 242-3244

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

87 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3021 South Regal Street, Spokane, WA 99223
Spokane, WA 99223
  • Multiple Policy Types
  • Personal Property Insurance

Kraft Insurance is a family-owned and operated insurance agency that has been serving the residents of Spokane since 1981. As an independent agency, the company represents a variety of insurance providers in order to give clients a range of options for their homeowners insurance packages. The company offers packages that cover primary residences, apartments and condos, and vacation homes. It also sells policies for clients' cars, boats, businesses, and health care.

3021 South Regal Street, Spokane, WA 99223
Spokane, WA 99223

Website(509) 343-5555

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

86 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

9425 N. Nevada St. Ste 210, Spokane, WA 99218
Spokane, WA 99218
Instagram
  • Renter's Insurance
  • Condos
  • Flood
  • Homeowners

Legacy Insurance is an independent agency serving individuals and businesses in the Spokane area. The founders of the company are Heather Carrell and Peter Jalbert. The pair have more than 35 years of experience in the insurance industry. Legacy provides clients with a variety of property insurance options, such as home, condo, mobile home, and manufactured home insurance. Because it works with a number of insurance companies, Legacy can also offer options for personal umbrella, flood, and vehicle insurance policies.

9425 N. Nevada St. Ste 210, Spokane, WA 99218
Spokane, WA 99218

InstagramWebsite(509) 960-2550

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

621 W Mallon Ave, Suite 601-A, Spokane, WA 99201
Spokane, WA 99201
  • Renter's Insurance
  • Multiple Carriers
  • Homeowners

Lilac Insurance is an independent agency that offers products and services in the Spokane metro. It provides a selection of personal insurance plans, including homeowners' policies. The company helps clients obtain content, dwelling, and additional living expense coverages to protect them from financial losses caused by property damages or theft. Its specialists also assist clients in acquiring life, umbrella, auto, motorcycle, and renters' insurance. Lilac Insurance represents various carriers, such as Nationwide, Progressive, Safeco, and Travelers.

621 W Mallon Ave, Suite 601-A, Spokane, WA 99201
Spokane, WA 99201

Website(509) 747-2531

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

55 (Best)

Score Consistency:

Consistent (Best)

5727 North Division Street, Spokane, WA 99208
Spokane, WA 99208
Instagram
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood
  • Condos

North Town Insurance is an independent insurance agency serving the residents of Spokane and the surrounding areas. The company offers homeowners insurance packages that reimburse clients for jewelry and art that was damaged or stolen, cover repairs for the home's structure, and pay for the medical expenses of visitors who were injured while on the property. It also sells coverage for secondary structures, such as sheds and detached garages, on the client's land.

5727 North Division Street, Spokane, WA 99208
Spokane, WA 99208

InstagramWebsite(888) 653-5409

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

442 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

312 W Nora Ave, Spokane, WA 99205
Spokane, WA 99205
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Northwest Insurance Services in Spokane, Washington, is an independent insurance agency that offers home insurance. Established in 2010, it provides homeowners with liability insurance plus coverage for their structure and personal belongings, offering discounts for those with security systems, fire-resistant construction, and multiple policies. Northwest Insurance Services also offers life, medical, and auto insurance as well as industry-specific commercial insurance products for contractors, tow truck drivers, and the trucking industry.

312 W Nora Ave, Spokane, WA 99205
Spokane, WA 99205

Website(509) 590-1529

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3007 East 57th Avenue, Spokane, WA 99223
Spokane, WA 99223
Instagram
  • Personal Property Insurance

Sam Higgins - State Farm Insurance Agent has been working with the residents of Spokane and the nearby areas for over 25 years. The agent's team has been licensed to work in both Washington and Idaho, and it offers homeowners insurance packages that cover repair costs for damage done to the house and protects the policyholder from lawsuits stemming from injuries sustained on the property. The team also sells auto, business, and life insurance.

3007 East 57th Avenue, Spokane, WA 99223
Spokane, WA 99223

InstagramWebsite(509) 535-1357

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

66 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

38 E Wellesley Ave, Spokane, WA 99207
Spokane, WA 99207
  • Renter's Insurance
  • Condos
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Based in Spokane, Washington, Save More Insurance is an independent agency serving the metro area, with an additional office in Moses Lake. The agency offers comprehensive home insurance coverage for residents in Washinton State and Idaho. It works with insurance carriers like Arrowhead and Foremost to find the right policies for homeowners and talks them through the details so they understand their coverage. This can include protection for structural damage, burglary, fire, and flood, as well as personal liability.

38 E Wellesley Ave, Spokane, WA 99207
Spokane, WA 99207

Website(509) 489-2550

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

310 S Cedar St, Spokane, WA 99201
Spokane, WA 99201
  • Renter's Insurance
  • Personal Property Insurance
  • Homeowners

Since 1967, Shea Insurance agency has helped customers in Spokane and Rockford, Washington, understand which home insurance coverage options are right for them. Homeowners, renters, and condominium insurance policies protect against liability and loss or damages to the home, stand-alone structures, and personal belongings, including jewelry, fine art, and collectibles. Other policies provide auto, boat, motorcycle, and umbrella coverage. The firm also offers various insurance plans for businesses, such as general liability, commercial property, and workers' compensation.

310 S Cedar St, Spokane, WA 99201
Spokane, WA 99201

Website(509) 838-2759

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1204 E Sprague Ave, Spokane, WA 99202
Spokane, WA 99202
  • Personal Property Insurance
  • Homeowners

Based in Spokane, Washington, The Insurance Guys has offered homeowners insurance services to residents of Idaho, Montana, Oregon, and Washington since 1977. Its homeowners insurance policies cover all types of dwellings, including condos, houses, and apartments. Customers can select specific losses-only homeowners policies or more comprehensive policies that cover losses such as fire, smoke, falling objects, and personal property theft. The Insurance Guys also provides life, business, and renters insurance policies.

1204 E Sprague Ave, Spokane, WA 99202
Spokane, WA 99202

Website(509) 532-0388

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

31 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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