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Best Local Car Insurance Agencies in Spokane

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Accurate Insurance logo
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Accurate Insurance

909 W Garland Ave, Spokane, WA 99205
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Business Description

Accurate Insurance is an independent, family-owned insurance firm in Spokane, Washington, with more than 50 years of experience assisting clients with auto insurance. The agency offers many policies for clients to choose from, including bodily injury liability, collision and comprehensive coverage, and property damage liability. Personal injury protection is included in policies for the treatment of injuries to the policyholder and any passengers. Accurate Insurance also writes insurance plans for clients with boats and motorcycles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (67)
Facebook
4.8 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
All Lines Insurance logo
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All Lines Insurance

616 E 3rd Ave, Spokane, WA 99202
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Business Description

All Lines Insurance is a local independent insurance agency based in Spokane, Washington. Founded in 2000, the company has helped many businesses and individuals in the region obtain coverage for vehicular accidents. The firm works with select insurance companies with a proven track record of sound performance, helping clients find the appropriate coverage for commercial, marine, and recreational vehicles. The agency's agents are licensed in Washington, Oregon, Montana, Arizona, Nevada, and Idaho. All Lines Insurance also offers home insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (452)
Yelp
3.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
All Lines Insurance logo
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License Verified:

License: 1021320

Washington State Office Of The Insurance Commissioner

All Lines Insurance

6404 North Monroe Street, Spokane, WA 99208
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  • Multiple Carriers

Business Description

Since it started in 2000, All Lines Insurance has provided protection for individuals, families, and businesses in Spokane, including car insurance. Being an independent insurance agency, it is able to find the right policy coverage and insurance carrier tailored to meet the unique needs of every client. The company specializes in multiple insurance products and guidelines from a variety of its partner insurance companies. It also offers insurance products for homeowners, renters, and business and commercial clients.

License Verified:

License: 1021320

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
All Spokane, LLC dba Anthony Baker & Burns logo
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All Spokane, LLC dba Anthony Baker & Burns

10103 N Division St Ste 102, Spokane, WA 99218
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Business Description

Anthony Baker & Burns is an independent insurance agency in Spokane, Washington, that has provided insurance services to clients from all over the state since 1892. The brokerage helps auto insurance buyers to find the best value on their policies by connecting them with a list of reputable, affordable insurance providers. That means the company does the shopping and comparing on behalf of its clients to save them time and money. It also offers home and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Buck & Affiliates logo
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Buck & Affiliates

207 E Queen Ave, Spokane, WA 99207
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Business Description

Buck & Affiliates is an independent insurance agency offering drivers personalized service when shopping for auto insurance in Spokane, Washington, and the surrounding metro area. Serving the Inland Northwest since 1982, the agency has standing relationships with nationally known insurance carriers, which allows it to find its customers competitive rates on the coverage they need, including liability, collision, comprehensive, and PIP policies. It also sells home, motor home, RV, boat, and life insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Century Insurance Agency logo
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Century Insurance Agency

1406 North Pines Road, Spokane Valley, WA 99206
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  • Multiple Carriers

Business Description

Century Insurance Agency has been providing various insurance products since 1962. The Spokane-based independent insurance agency customizes auto insurance plans that financially protect clients in case their vehicles get damaged or destroyed by a covered event, like an accident, theft, or fire. Additional coverages, such as medical and legal expenses, collision coverage, and comprehensive policies, can be included. The agency represents insurance companies that deliver high-quality coverages and efficient claim services. Century Insurance Agency is licensed in four different states.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.6 / 5 (19)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dan Hoffman Insurance Agency logo
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Dan Hoffman Insurance Agency

6105 N Astor St, Spokane, WA 99208
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Business Description

Established in 1980, Dan Hoffman Insurance Agency is an independent insurance office in Spokane, Washington. The company offers policies for all kinds of drivers, including young drivers, high-risk drivers, those who need an SR-22, and customers who use their vehicles for business. Discounts for good students, defensive driving, and drivers' training are available. Dan Hoffman Insurance Agency also offers recreational vehicle, boat, homeowners, umbrella, and life insurance with discounts for multi-policy customers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (5)
Facebook
5.0 / 5 (4)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Haddock & Associates Insurance Services logo
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Haddock & Associates Insurance Services

2132 W Northwest Blvd, Spokane, WA 99205
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Business Description

Haddock & Associates Insurance Services is an independent insurance agency with multiple offices serving clients in the Spokane, Washington, metro area and throughout Idaho. The agency has over five decades of experience in the auto insurance industry and partners with more than two dozen carriers, including Safeco and Progressive. Cars, trucks, and motorcycles are eligible, and policyholders can choose from a robust selection of coverages such as liability, medical, and uninsured motorists.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Inland Northwest Insurance logo
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License Verified:

License: 155923

Washington State Office Of The Insurance Commissioner

Inland Northwest Insurance

12319 East Broadway Avenue, Spokane Valley, WA 99216
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  • Multiple Carriers

Business Description

Inland Northwest Insurance is an insurance agency servicing the whole community in Spokane. Its team of insurance professionals specializes in crafting policies for auto insurance, home insurance, life insurance, commercial insurance, and farm insurance. They write auto insurance that protects individuals against financial loss in the case of an accident. The auto insurance the firm offer usually covers vehicles, liabilities, and medical expenses. Inland Northwest Insurance is dedicated to providing fast and reliable services to its clients.

License Verified:

License: 155923

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Northwest logo
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License Verified:

License: 158695

Washington State Office Of The Insurance Commissioner

Insurance Northwest

1919 North 3rd Street, Coeur d'Alene, ID 83814
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  • Multiple Carriers

Business Description

Insurance Northwest is a family-owned independent insurance agency that provides auto insurance to clients in Spokane. The company offers policies that help drivers protect their vehicles from being damaged or stolen. Its agents also craft options that cover property damage and physical injury. They customize insurance plans based on each client's needs. Licensed in 10 states, Insurance Northwest works with several trusted insurance carriers like Safeco, Travelers, Allied, Progressive, and The Hardford.

License Verified:

License: 158695

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
John Beasley logo
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License Verified:

License: 833782

Washington State Office Of The Insurance Commissioner

John Beasley

820 West Francis Avenue, Spokane, WA 99205
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  • Bundling Option

Business Description

John Beasley is a State Farm agent who offers auto insurance products and services to Spokane and the nearby areas. He has been a resident of the community for over 17 years and has been providing insurance plans tailored to his clients' needs and budget. These plans protect the drivers against financial losses resulting from an accident. Beasly and his team accommodate clients who need assistance with any insurance-related inquiries.

License Verified:

License: 833782

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (31)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
KBG Insurance & Financial logo
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License Verified:

License: 1014823

Washington State Office Of The Insurance Commissioner

KBG Insurance & Financial

601 West 1st Avenue, Spokane, WA 99201
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  • Multiple Carriers

Business Description

KBG Insurance & Financial is an insurance company serving clients in Spokane and nearby areas. The company specializes in providing auto insurance services that are considered the most essential coverage for vehicles. Auto insurance policy includes collision wherein coverage will pay for any damages incurred if the vehicle hits other cars or objects, and comprehensive that covers the damages to vehicles caused by vandalism, theft, storm, or even animals. The company also offers life and homeowners' insurance.

License Verified:

License: 1014823

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (87)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kraft Insurance logo
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License Verified:

License: 245076

Washington State Office Of The Insurance Commissioner

Kraft Insurance

3021 South Regal Street, Spokane, WA 99223
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  • Multiple Carriers

Business Description

Kraft Insurance is an auto insurance agency serving Spokane and other areas. Its policies offer personal injury protection to cover medical bills and lost wages due to an injury caused by a car accident and property damage liability and bodily injury, which cover financial losses for injuries or damages caused to others. Other coverage options include collision and comprehensive insurance, which cover damages caused by theft, vandalism, fire, hitting an animal, and other collisions.

License Verified:

License: 245076

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (66)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Legacy Insurance LLC logo
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License Verified:

License: 1044635

Washington State Office Of The Insurance Commissioner

Legacy Insurance LLC

9425 North Nevada Street, Spokane, WA 99218
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  • Multiple Carriers

Business Description

Legacy Insurance LLC provides risk management solutions from its Spokane office. The team of independent agents offers multiple products such as vehicle insurance, covering automobiles, classic cars, recreational vehicles, motorcycles, and boats. They have access to policies from different carriers, including Liberty Mutual, Progressive, and Safeco Insurance. Heather Carrell, Legacy Insurance LLC's co-founder and president has been working in the insurance industry since 2003. In 2010, 2014, and 2016, Safeco Insurance gave her the Personal Lines Achievement Award.

License Verified:

License: 1044635

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
North Town Insurance logo
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North Town Insurance

5727 N Division St, Spokane, WA 99208
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Business Description

Founded in 1989, North Town Insurance is an independently owned and operated agency based in Spokane, Washington. It serves motorists in Spokane and throughout Eastern Washington. The company offers auto insurance policies, claim assistance and advocacy, hassle-free switching, access to multiple companies, and a wide range of insurance products. Auto insurance options include comprehensive policies, underinsured and uninsured driver liability, collision coverage, bodily injury cover, and property damage. North Town also provides motorcycle and boat insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (454)
Facebook
4.8 / 5 (145)
Yelp
4.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Northwest Insurance Brokers logo
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Northwest Insurance Brokers

100 N Mullan Rd Ste 101, Spokane Valley, WA 99206
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Business Description

Northwest Insurance Brokers, based in Spokane Valley, Washington, serves the auto insurance needs of motorists living in the greater Spokane area. Its licensed agents help divers determine the type of coverage they need, from basic bodily injury and property damage protection to collision and comprehensive policies. Expert advice on deductibles, liability limits, and optional coverage, such as roadside assistance and towing, is also provided. This independent insurance agency works with companies such as Progressive, Nationwide, and Travelers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
PAC Insurance Group logo
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License Verified:

License: 742766

Washington State Office Of The Insurance Commissioner

PAC Insurance Group

12924 West Sunset Highway, Airway Heights, WA 99001
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Business Description

Founded in 2007, PAC Insurance Group is a professional insurance company that serves commercial and residential clients in Spokane, Airway Heights, Oakesdale, and nearby areas. It offers a variety of insurance products and services such as auto insurance; vehicle liability insurance; coverage for classic and collector vehicles; and comprehensive insurance for acts of nature and physical damage. It also supervises SR-22 filing. PAC Insurance Group also provides farm and equine insurance coverage, as well as insurance package inclusions suited for various types of businesses.

License Verified:

License: 742766

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wheat & Associates Insurance, Inc. logo
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Wheat & Associates Insurance, Inc.

1306 N Post St, Spokane, WA 99201
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Business Description

Wheat & Associates Insurance is an independent brokerage serving the Spokane, Washington area. The company offers a full scope of insurance solutions, including auto insurance. It shops policies from a wide range of companies on behalf of its customers to find the best coverage at the most reasonable rates. Policies typically include a range of coverage options, such as liability, comprehensive, and collision insurance. Some also include flexible payment options, free windshield repair, and rental reimbursement coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.1 / 5 (10)
Facebook
5.0 / 5 (9)
Yelp
3.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wilson Insurance Agency Inc logo
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Wilson Insurance Agency Inc

507 W Francis Ave, Spokane, WA 99205
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Business Description

Wilson Insurance Agency is an independent brokerage that serves clients throughout Idaho and Washington, including those located in Spokane. If offers a wide range of auto insurance options, including liability, comprehensive, and collision coverage. Customers can also choose to add towing and rental reimbursement coverage to their policies, among other services. The company offers Mexico Insurance for those planning to drive over the border. Wilson Insurance Agency is a Better Business Bureau accredited business.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (14)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wood Insurance Network Group logo
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License Verified:

License: 801747

Washington State Office Of The Insurance Commissioner

Wood Insurance Network Group

421 West Riverside Avenue, Spokane, WA 99201
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  • Multiple Carriers

Business Description

Wood Insurance Network Group is a car insurance agency that has been providing its services to clients in Spokane and the surrounding areas. Chris Wood, Certified Insurance Counselor, is one of the agents and he is a third-generation insurance broker. He has been in the property and casualty insurance industry for more than 15 years. The agency's offered insurance products include plans covering automobiles, watercraft, and homeowners. Chris will handle all the insurance needs of a client.

License Verified:

License: 801747

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (1)
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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