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Best Mortgage Refinance Companies in Renton

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2023
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Mortgage Refinance Companies FAQs

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Matt Thomas logo
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License Verified:

License: 96883

Nationwide Multistate Licensing System and Registry

Matt Thomas

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707 S. Grady Way, Suite 600 Office 6066, 6081 & 6084, Renton, WA 98057
  • Reverse Mortgages

Business Description

Matt Thomas offers an assortment of loan programs for individuals and families in Renton who are looking to purchase primary residences, second homes, and investment properties. He provides options such as rate-term refinancing to reduce the payment, interest rate, and overall terms of a client’s mortgage. In addition, he offers conventional, jumbo, FHA, and VA loans. Matt Thomas is the producing branch manager of Supreme Lending, a company with over 20 years of mortgage lending experience.

License Verified:

License: 96883

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Procura Mortgage Company logo
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License Verified:

License: 1881481

Nationwide Multistate Licensing System and Registry

Procura Mortgage Company

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935 Powell Ave SW, Renton, WA 98057
  • New Construction

Business Description

Procura Mortgage Company delivers diverse products for the refinancing goals of homeowners in Renton. Its team strives to close loans on time by leveraging over 200 years of combined experience in underwriting, lending operations, and local processing. Using live pricing loan decision engines, the team assists mortgage borrowers in searching for refinancing programs with lower rates. One of the team members, Nikki Herrington, is a lifelong Washington resident who uses her local knowledge to serve clients' mortgage needs.

License Verified:

License: 1881481

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Yelp
3.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Supreme Lending logo
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License Verified:

License: 261035

Nationwide Multistate Licensing System and Registry

Supreme Lending

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707 S Grady Way, Suite 600, Office 6083, Renton, WA 98057
  • New Construction

Business Description

Supreme Lending is a Renton-based, full-service mortgage company that caters to new and experienced borrowers. It provides a variety of loan programs, such as conventional, FHA, rate term refinance, adjustable-rate, and down payment assistance. Borrowers follow a five- to six-step process that entails application, setup, submission, underwriting, closing, and post-closing. Calculators are available to determine potential monthly payment, down payment, affordability, and refinance. Luke Welling, Supreme Lending's producing branch manager, has over 15 years of experience writing mortgage loans and worked for a few lending establishments.

License Verified:

License: 261035

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (62)
Facebook
5.0 / 5 (23)
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Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.