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2024

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Best Mortgage Brokers in Renton, WA

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Renton Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

37Reviewed

27Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Renton, WA
WebsiteLicense: 2538897

Expertise.com Rating

Review Sources

Zillow
5.0 (142)
Google
5.0 (1)

Why choose this provider?

Stone Ridge Home Loans, PLLC, is a mortgage brokerage firm serving clients in and around Renton. Its brokers meet with borrowers to provide advice and recommend a program specific to their financial situations. They help clients find mortgage offers and compare rates and terms from multiple lenders. Some of the lending programs they handle are VA, FHA, first-time homebuyers, and fixed-rate mortgages for property purchases or refinancing. Jody Westfall, the firm's senior mortgage broker, has 30 years of expertise in the banking sector.

  • Mortgage Brokers
  • VA Refinance
  • Loans
  • VA Purchase
  • Refinance

Renton, WA

Expertise.com Rating

Why choose this provider?

Need help contacting a Mortgage Broker in Renton? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

4055 Lake Washington Blvd NE #100, Kirkland, WA 98033
WebsiteLicense: 1534892

Expertise.com Rating

Review Sources

Google
5.0 (101)
Zillow
5.0 (21)

Why choose this provider?

Kevin Pennington is a mortgage professional who has been working in the real estate and financial industries for over 15 years. He advises and assists clients in Renton looking to buy a house or an investment property through a mortgage plan. He walks borrowers through the process and explains the mortgage process and market conditions to aid in their decision-making. As an independent mortgage broker, Pennington deals with various lenders to achieve the best interest rates and financing options for his clients.

  • Refinance

707 S Grady Way, Suite 600, Office 6083, Renton, WA 98057
WebsiteLicense: 261035

Expertise.com Rating

Review Sources

Zillow
4.9 (79)
Google
4.9 (62)
Facebook
5.0 (22)

Why choose this provider?

Luke Welling is a branch manager and mortgage broker for Supreme Lending. He helps Renton residents obtain loans to refinance their existing mortgage or purchase a first home, second residence, or investment property. His team offers conventional and jumbo loans at fixed or adjustable rates, as well as government-backed VA, FHA, and USDA rural programs. Down payment assistance and doctor loan products are also available. Welling has been writing loans for 15 years. He focuses on clearing mortgages to close within 30 days.

  • Refinance

425 Pontius Ave N Ste. 430, Seattle, WA 98102
WebsiteLicense: 116391

Expertise.com Rating

Review Sources

Facebook
4.4 (33)
Yelp
5.0 (23)
Google
5.0 (22)

Why choose this provider?

Seattle Mortgage Planners serves the communities of Renton and the surrounding areas. It provides mortgage refinancing to help clients make adjustments to their financial plans or meet their goals. These solutions include changing their rates and reducing their monthly payments and tapping into their home's equity to cash out. Seattle Mortgage Planners is operated by Jim Hoge, a loan originator. It offers its clients a single point of contact to whom they can reach out whenever needed.

  • Refinance

19125 North Creek Parkway, Suite 210, Bothell, WA 98011
WebsiteLicense: 1812056

Expertise.com Rating

Review Sources

Google
4.9 (182)
Facebook
4.8 (50)
Yelp
3.0 (10)

Why choose this provider?

TILA Mortgage is a division of HomeTown Lenders, Inc. that caters to clients throughout the Renton area. Its process includes evaluations of each applicant's credit history and assessments of available programs and plans that are derived from a diverse selection of local lenders. Its options include VA, FHA, USDA, and jumbo mortgages, as well as real estate loans for prospective investors. Its team is led by the firm's branch manager, Bill Duffy, who has been serving in the mortgage industry since 1998.

  • Refinance

23302 139th Ave SE, Kent, WA 98042
WebsiteLicense: 1505422

Expertise.com Rating

Review Sources

Google
5.0 (18)

Why choose this provider?

Cascadia Mortgage is a mortgage brokerage offering a wide range of financial solutions for residents of Renton. The company focuses on providing home purchase and refinancing options, such as FHA, VA, and jumbo loans. Its mortgage professionals work with their clients one-on-one to tailor their financing needs and offer a simple, straightforward, and fast loan process. The company's owner has been originating, processing, and closing loans for more than 25 years.

  • Refinance

20425 72nd Ave S., Suite 210, Kent, WA 98032
WebsiteLicense: 40445

Expertise.com Rating

Review Sources

Zillow
5.0 (284)
Facebook
5.0 (54)
Google
4.6 (24)

Why choose this provider?

Mortgage Master Service Corporation serves homebuyers in Renton. The company works with clients to find the best mortgage program for their specific financial needs. Its independent mortgage brokers have access to dozens of mortgage lenders who offer home loans such as conforming, Jumbo, FHA, VA, and USDA. The group also provides mortgage refinance for rate reduction or debt consolidation. The company began as a small family business in 1976. It was established by the Porter family, who has been in the real estate business since 1950.

  • New Construction

4301 S. Pine St Suites 160 & 110, Tacoma, WA 98409
WebsiteLicense: 1494618

Expertise.com Rating

Review Sources

Facebook
4.9 (52)
Zillow
5.0 (9)

Why choose this provider?

Team Bruce is a Tacoma-based company that caters to clients across Renton. It sets up fixed-rate programs and jumbo mortgages for individuals aiming to acquire properties. It also helps current or former members of the U.S. military attain the goal of homeownership through loans backed by the VA. For clients struggling with financial challenges, the company discusses their eligibility for down payment assistance programs. Its namesake, Mkristo Bruce, works with the Guild Mortgage Company. He has been in the lending field for over five years.

  • Refinance

5400 California Ave SW Suite B, Seattle, WA 98136
WebsiteLicense: 85705

Expertise.com Rating

Review Sources

Yelp
4.5 (17)
Facebook
4.8 (12)
Google
5.0 (11)

Why choose this provider?

For more than 19 years, West Seattle Mortgage has been connecting Renton clients with loan products that meet their individual needs. This independent brokerage firm carries several loan options for a variety of home buyers, such as FHA loans for clients looking to get low rates with a minimal down payment. VA loans are available for active service members, military veterans, and their families. USDA loans are offered for buyers of rural properties, and jumbo loans are for properties priced at $500,000 or more.

  • Refinance
  • New Construction

1664 Assembly Walk NW Unit H102, Issaquah, WA 98027
WebsiteLicense: 2004132

Expertise.com Rating

Review Sources

Google
5.0 (53)

Why choose this provider?

Poiema Lending is a full-service mortgage company offering its services to individuals and families in and around the Renton metro. Its agents assist clients in obtaining conventional, VA, FHA, USDA, and jumbo loans. The other mortgage programs that the company offers include refinancing, adjustable rate mortgages, reverse mortgages, and 30- and 15-year fixed mortgages. Poiema Lending also helps clients with fast funding, cashing out home equity, and property evaluation to identify their current loan or financial standing.

  • Refinance

242 Mile High Dr., Camano Island, WA 98282
WebsiteLicense: 1743001

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (11)

Why choose this provider?

The Mortgage Broker LLC focuses on residential mortgages to help the people of Renton and the rest of Washington State achieve home ownership. Its loan officers match borrowers with the financing program to meet their individual needs. The options they offer include FHA, VA, fixed-rate, and adjustable loans. They also help with refinancing so that current homeowners may pay for their homes at lower rates. Todd Fogelsonger, the president and CEO of The Mortgage Broker, has been in the lending business for over two decades.

  • Refinance

9706 4th Ave NE Suite #205, Seattle, WA 98115
WebsiteLicense: 38080

Expertise.com Rating

Review Sources

Google
4.9 (124)
Yelp
4.5 (39)
Facebook
5.0 (25)

Why choose this provider?

Since 1989, Westwood Mortgage has been dealing with clients throughout Renton. The company guides aspiring homeowners through the program application process. It offers a variety of solutions, ranging from loans that combine fixed and adjustable rates to traditional 30-year fixed-rate mortgages. The company also provides jumbo programs that allow borrowers to acquire property in high-cost communities. Tom Schwab, its president, previously spent more than 10 years as an appraiser for the Seattle-based firm Lamb Hanson Lamb Appraisal.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Stone Ridge Home Loans, PLLC
Kevin Pennington
4055 Lake Washington Blvd NE #100, Kirkland, WA 98033
Luke Welling
707 S Grady Way, Suite 600, Office 6083, Renton, WA 98057
Seattle Mortgage Planners
425 Pontius Ave N Ste. 430, Seattle, WA 98102
Tila Mortgage
19125 North Creek Parkway, Suite 210, Bothell, WA 98011
Cascadia Mortgage
23302 139th Ave SE, Kent, WA 98042
Mortgage Master Service Corporation
20425 72nd Ave S., Suite 210, Kent, WA 98032
Team Bruce
4301 S. Pine St Suites 160 & 110, Tacoma, WA 98409
West Seattle Mortgage
5400 California Ave SW Suite B, Seattle, WA 98136
Poiema Lending
1664 Assembly Walk NW Unit H102, Issaquah, WA 98027
The Mortgage Broker LLC
242 Mile High Dr., Camano Island, WA 98282
Westwood Mortgage
9706 4th Ave NE Suite #205, Seattle, WA 98115

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.