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Best Mortgage Brokers in Renton

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2023
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Cascadia Mortgage logo
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License Verified:

License: 1505422

Nationwide Multistate Licensing System and Registry

Cascadia Mortgage

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23302 139th Ave SE, Kent, WA 98042
  • Refinance

Business Description

Cascadia Mortgage is a mortgage brokerage offering a wide range of financial solutions for residents of Renton. The company focuses on providing home purchase and refinancing options, such as FHA, VA, and jumbo loans. Its mortgage professionals work with their clients one-on-one to tailor their financing needs and offer a simple, straightforward, and fast loan process. The company's owner has been originating, processing, and closing loans for more than 25 years.

License Verified:

License: 1505422

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kevin Pennington logo
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License Verified:

License: 1534892

Nationwide Multistate Licensing System and Registry

Kevin Pennington

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4055 Lake Washington Blvd NE #100, Kirkland, WA 98033
  • Refinance

Business Description

Kevin Pennington is a mortgage professional who has been working in the real estate and financial industries for over 15 years. He advises and assists clients in Renton looking to buy a house or an investment property through a mortgage plan. He walks borrowers through the process and explains the mortgage process and market conditions to aid in their decision-making. As an independent mortgage broker, Pennington deals with various lenders to achieve the best interest rates and financing options for his clients.

License Verified:

License: 1534892

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (101)
Zillow
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Luke Welling logo
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License Verified:

License: 261035

Nationwide Multistate Licensing System and Registry

Luke Welling

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707 S Grady Way, Suite 600, Office 6083, Renton, WA 98057
  • Refinance

Business Description

Luke Welling is a branch manager and mortgage broker for Supreme Lending. He helps Renton residents obtain loans to refinance their existing mortgage or purchase a first home, second residence, or investment property. His team offers conventional and jumbo loans at fixed or adjustable rates, as well as government-backed VA, FHA, and USDA rural programs. Down payment assistance and doctor loan products are also available. Welling has been writing loans for 15 years. He focuses on clearing mortgages to close within 30 days.

License Verified:

License: 261035

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Zillow
4.9 / 5 (79)
Google
4.9 / 5 (62)
Facebook
5.0 / 5 (22)
Mortgage Master Service Corporation logo
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License Verified:

License: 40445

Nationwide Multistate Licensing System and Registry

Mortgage Master Service Corporation

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20425 72nd Ave S., Suite 210, Kent, WA 98032
  • New Construction

Business Description

Mortgage Master Service Corporation serves homebuyers in Renton. The company works with clients to find the best mortgage program for their specific financial needs. Its independent mortgage brokers have access to dozens of mortgage lenders who offer home loans such as conforming, Jumbo, FHA, VA, and USDA. The group also provides mortgage refinance for rate reduction or debt consolidation. The company began as a small family business in 1976. It was established by the Porter family, who has been in the real estate business since 1950.

License Verified:

License: 40445

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (284)
Facebook
5.0 / 5 (54)
Google
4.6 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Poiema Lending logo
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License Verified:

License: 2004132

Nationwide Multistate Licensing System and Registry

Poiema Lending

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1664 Assembly Walk NW Unit H102, Issaquah, WA 98027
  • Refinance

Business Description

Poiema Lending is a full-service mortgage company offering its services to individuals and families in and around the Renton metro. Its agents assist clients in obtaining conventional, VA, FHA, USDA, and jumbo loans. The other mortgage programs that the company offers include refinancing, adjustable rate mortgages, reverse mortgages, and 30- and 15-year fixed mortgages. Poiema Lending also helps clients with fast funding, cashing out home equity, and property evaluation to identify their current loan or financial standing.

License Verified:

License: 2004132

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (53)
Seattle Mortgage Planners logo

License Verified:

License: 116391

Nationwide Multistate Licensing System and Registry

Seattle Mortgage Planners

425 Pontius Ave N Ste. 430, Seattle, WA 98102
  • Refinance

Business Description

Seattle Mortgage Planners serves the communities of Renton and the surrounding areas. It provides mortgage refinancing to help clients make adjustments to their financial plans or meet their goals. These solutions include changing their rates and reducing their monthly payments and tapping into their home's equity to cash out. Seattle Mortgage Planners is operated by Jim Hoge, a loan originator. It offers its clients a single point of contact to whom they can reach out whenever needed.

License Verified:

License: 116391

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.4 / 5 (33)
Yelp
5.0 / 5 (23)
Google
5.0 / 5 (22)
Team Bruce logo

License Verified:

License: 1494618

Nationwide Multistate Licensing System and Registry

Team Bruce

4301 S. Pine St Suites 160 & 110, Tacoma, WA 98409
  • Refinance

Business Description

Team Bruce is a Tacoma-based company that caters to clients across Renton. It sets up fixed-rate programs and jumbo mortgages for individuals aiming to acquire properties. It also helps current or former members of the U.S. military attain the goal of homeownership through loans backed by the VA. For clients struggling with financial challenges, the company discusses their eligibility for down payment assistance programs. Its namesake, Mkristo Bruce, works with the Guild Mortgage Company. He has been in the lending field for over five years.

License Verified:

License: 1494618

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (52)
Zillow
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Mortgage Broker LLC logo
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License Verified:

License: 1743001

Nationwide Multistate Licensing System and Registry

The Mortgage Broker LLC

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242 Mile High Dr., Camano Island, WA 98282
  • Refinance

Business Description

The Mortgage Broker LLC focuses on residential mortgages to help the people of Renton and the rest of Washington State achieve home ownership. Its loan officers match borrowers with the financing program to meet their individual needs. The options they offer include FHA, VA, fixed-rate, and adjustable loans. They also help with refinancing so that current homeowners may pay for their homes at lower rates. Todd Fogelsonger, the president and CEO of The Mortgage Broker, has been in the lending business for over two decades.

License Verified:

License: 1743001

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tila Mortgage logo
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License Verified:

License: 1812056

Nationwide Multistate Licensing System and Registry

Tila Mortgage

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19125 North Creek Parkway, Suite 210, Bothell, WA 98011
  • Refinance

Business Description

TILA Mortgage is a division of HomeTown Lenders, Inc. that caters to clients throughout the Renton area. Its process includes evaluations of each applicant's credit history and assessments of available programs and plans that are derived from a diverse selection of local lenders. Its options include VA, FHA, USDA, and jumbo mortgages, as well as real estate loans for prospective investors. Its team is led by the firm's branch manager, Bill Duffy, who has been serving in the mortgage industry since 1998.

License Verified:

License: 1812056

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (182)
Facebook
4.8 / 5 (50)
Yelp
3.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
West Seattle Mortgage logo
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License Verified:

License: 85705

Nationwide Multistate Licensing System and Registry

West Seattle Mortgage

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5400 California Ave SW Suite B, Seattle, WA 98136
  • Refinance
  • New Construction

Business Description

For more than 19 years, West Seattle Mortgage has been connecting Renton clients with loan products that meet their individual needs. This independent brokerage firm carries several loan options for a variety of home buyers, such as FHA loans for clients looking to get low rates with a minimal down payment. VA loans are available for active service members, military veterans, and their families. USDA loans are offered for buyers of rural properties, and jumbo loans are for properties priced at $500,000 or more.

License Verified:

License: 85705

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (17)
Facebook
4.8 / 5 (12)
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Westwood Mortgage logo
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License Verified:

License: 38080

Nationwide Multistate Licensing System and Registry

Westwood Mortgage

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9706 4th Ave NE Suite #205, Seattle, WA 98115
  • Refinance

Business Description

Since 1989, Westwood Mortgage has been dealing with clients throughout Renton. The company guides aspiring homeowners through the program application process. It offers a variety of solutions, ranging from loans that combine fixed and adjustable rates to traditional 30-year fixed-rate mortgages. The company also provides jumbo programs that allow borrowers to acquire property in high-cost communities. Tom Schwab, its president, previously spent more than 10 years as an appraiser for the Seattle-based firm Lamb Hanson Lamb Appraisal.

License Verified:

License: 38080

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (124)
Yelp
4.5 / 5 (39)
Facebook
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.