Best Mortgage Refinance Companies in Kirkland

15/30 Mortgage serves the locals of Kirkland and the surrounding neighborhoods. Its team offers mortgage refinancing, working with multiple lenders for comparison shopping to find competitive rates that fit clients' needs. Some of the loan programs that it helps clients with include FHA and USDA, fixed and adjustable, VA for the military and veterans, and reverse for homeowners who are 62 years old and above. Richard Hunt, the company president and a senior loan originator, has been in the industry for more than 15 years.

Accelin Loans LLC is a mortgage company providing home loans and refinancing usually released in less than 30 days. It offers to refinance homes to lower interest rates and monthly payments, as well as to cash out on equity. Its online tools include a home loan pre-approval letter form, mortgage rate comparison, and refinancing analysis. Accelin Loans aims for individualized service with the belief that each client is different. It caters to Kirkland clients and also operates in the areas of Colorado and Oregon.

Archstone Home Mortgage attends to the needs of borrowers in Kirkland and nearby areas. Its financing options include refinance mortgage loans, which help clients switch from an adjustable-rate to a fixed-rate mortgage. These also cater to individuals who want to reduce loan terms or interest rates. Tom Lasswell, Archstone Home Mortgage's senior lending advisor, has over three decades of industry experience. He used to work for the Washington State Housing Finance Commission as a lead instructor.

Bellwether Lending, Inc., serves the Kirkland area by offering mortgage refinancing options. It helps clients consolidate their debt by integrating it with their mortgage. The company’s offerings include 30- and 15-year fixed loans. Bellwether Lending also provides 2/1 buy-down loans, monthly and annual ARM, and 7/1, 5/1, and 3/1 hybrid ARM. It is a small, client-driven family company that aims to secure mortgage for its clients and make them feel good about the program they selected.

Cleveland Street Mortgage is a local brokerage that has been serving clients in Kirkland since 1999. It offers refinancing options for different kinds of loans with the aim of helping clients lower their monthly payments, consolidate debts, or cash out home equity. It also assists in securing loans like FHA, VA, jumbo, and reverse mortgages. Its owner and designated broker, Chris Butaud, has been in private practice as a certified public accountant for over a decade and has worked as a director of finance for a regional bank.

David Haley is a loan officer with Fairway Independent Mortgage Corporation. He helps homeowners in and around Kirkland compare product options for refinancing their loans. He gives advice to borrowers regarding prepayment penalties and the age of their current homes before locking in a different program to combine mortgages or change loan terms and interest rates. Since 2002, Haley has been in the industry building his mortgage expertise as a real estate agent and loan manager and originator.

Home Trust handles the mortgage needs of clients in Kirkland and the nearby communities. The company's team guides homeowners in refinancing their mortgage loans to change their terms or rates according to their budgets and financial needs. It also specializes in helping individuals purchase residential properties using mortgage loans that suit their needs and goals. The company also assists clients in applying for mortgages with fixed or adjustable rates. Its senior loan originator, Rich Hunt, has been handling mortgage matters for over 15 years.

Kevin Marshall Pennington provides financial advice and aids homebuyers in the Kirkland metro. He helps property owners with existing loans refinance their mortgages and get a new loan with a more favorable interest rate, monthly repayment, and loan term, or use their equity to obtain cash for urgent needs. As an independent agent, Kevin represents multiple lenders and strives to find the best product that suits the client's goals. He has over a decade of experience and is a member of AIME.

Loanzilla is a mortgage company in Kirkland that has been serving local home buyers and owners since 2006. It offers customers various mortgage options, such as FHA, VA, jumbo, and USDA loans. Its loan officers and originators also deal with 15 and 30-year fixed mortgages, adjustable-rate mortgages, reverse mortgages, and home refinance loans. Clint Aguon, the CEO of Loanzilla, has served as a lender, investor, developer, and entrepreneur in the real estate industry for almost 20 years.

Poiema Lending strives to make getting a mortgage easy for homebuyers in the Kirkland metro. The firm also helps property owners with existing mortgages get a new one that offers lower interest rates and monthly repayments or cash out from their home's equity. Its agents assist customers to compare various loan programs and find the right one for them. The agency offers fixed-rate, adjustable-rate, Jumbo, FHA, USDA, and VA loans. Poiema Lending is an equal housing lender and is NMLS certified.

Specialty Home Loans offers various refinancing and mortgage options to house buyers in Kirkland. The team refinances existing debts and has HARP programs and reverse mortgages. Some of its loan choices include fixed options with terms ranging from 15 to 30 years. Adjustable-rate products are available, and government-backed options are also on hand for veterans of the military. Specialty Home Loans' mortgage broker, Adrian Chu, previously worked for a number of Fortune 100 companies as a tech lead.

Founded in 2006, TriStar Finance, Inc. is a direct retail loan originating lender in Kirkland that serves borrowers throughout the Western United States. It has access to a vast nationwide supply of capital to provide various home loan solutions including refinancing. Its loan products also include FHA, VA, one-time-close construction, and reverse mortgages. For inclusivity, TriStar Finance, Inc. utilizes UserWay's Accessibility Widget on its website which every page can be translated into simplified and traditional Chinese, Hindi, and Spanish.

Upwell Mortgage provides refinancing for homeowners and home buyers in Kirkland to change the length of their loans or lower their interest rates. It offers various financing options, including fixed-rate, adjustable-rate, and jumbo mortgages, as well as VA and FHA loans. Its loan consultants, who have more than 15 years of mortgage experience on average, compare rates from local lenders in Washington and Oregon to meet clients' individual needs and financial situations. They also remain on the lookout for low-interest rates on completed loans.