Best Mortgage Brokers in Kirkland

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15/30 Mortgage logo
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License Verified:

License: 1761573

Nationwide Multistate Licensing System and Registry

15/30 Mortgage

215 3rd Ave, Kirkland, WA 98033
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  • Refinance

Business Description

15/30 Mortgage provides home financing solutions in Kirkland and nearby areas. Its loan consultants advise and guide home purchase and refinance mortgage borrowers during the underwriting and closing processes. They also help search for the best lenders and packages for clients' individual scenarios. Among the loan products they handle are FHA, VA, USDA, and reverse mortgages. The team reviews clients' present financial situations and purchasing capacity to determine if they are eligible for a loan.

License Verified:

License: 1761573

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Adrian Webb logo
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License Verified:

License: 811655

Nationwide Multistate Licensing System and Registry

Adrian Webb

3933 Lake Washington Blvd NE Suite 300, Kirkland, WA 98033
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  • New Construction

Business Description

Adrian Webb delivers mortgage broker services to clients in Kirkland and the surrounding areas. He finances and refinances the purchase of residential assets and works under the Finance of America Mortgage banner. His products are aimed at former renters wishing to upgrade into full-blown owners and military veterans seeking government-backed products. Adrian Webb's web page has educational modules that teach real property investors a variety of topics ranging from the accounting aspects of buying houses to estate planning.

License Verified:

License: 811655

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)
Yelp
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bellwether Lending, Inc. logo
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License Verified:

License: 116803

Nationwide Multistate Licensing System and Registry

Bellwether Lending, Inc.

10415 113th Place NE, Kirkland, WA 98033
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  • New Construction

Business Description

Bellwether Lending, Inc., offers client-focused mortgage solutions to real estate professionals, builders, and individual homebuyers throughout Kirkland and the surrounding locations. They provide a variety of financing choices to clients who are acquiring new houses, whether they are first-time homebuyers or seasoned investors. Options include 2/1 buy-down, fixed and adjustable rates, and hybrid mortgages. Annual and monthly ARMs are also available. The company's team likewise appoints a dedicated Mortgage Manager to clients contemplating mortgage refinancing.

License Verified:

License: 116803

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (22)
Yelp
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cristian Toaca logo
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License Verified:

License: 2009951

Nationwide Multistate Licensing System and Registry

Cristian Toaca

135 Lake St S Suite 230, Kirkland, WA 98052
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  • Refinance

Business Description

Cristian Toaca is a loan officer who addresses the real estate concerns of residents in Kirkland. He helps families and individuals purchase their dream residential spaces through his mortgage assistance. He provides customized quotes and rates and processes a variety of mortgage products, such as fixed- and adjustable-rate, jumbo, VA, and FHA loans. The professional also guides borrowers in developing refinancing solutions to reduce interest rates and monthly payments. Toaca extends his services to clients who speak Romanian and Russian.

License Verified:

License: 2009951

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (61)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Doug Rubin logo
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License Verified:

License: 36760

Nationwide Multistate Licensing System and Registry

Doug Rubin

11241 Slater Ave. NE Suite 100, Kirkland, WA 98033
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  • Refinance

Business Description

Doug Rubin is a loan originator at DHI Mortage, serving clients in Kirkland and the surrounding areas. He has been helping people purchase homes or refinance their existing mortgages since 2005. Doug connects first-time homebuyers, small business owners, and real estate investors with lenders that match their individual needs and financial resources. He leverages DHI Mortgage's affiliation with D.R. Horton Homes and DHI Title to provide a streamlined loan origination process that protects clients' interests and assets from unforeseen challenges.

License Verified:

License: 36760

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (12)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Fairway Sound logo
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License Verified:

License: 1117007

Nationwide Multistate Licensing System and Registry

Fairway Sound

4020 Lake Washington Blvd NE, Suite 202, Kirkland, WA 98033
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  • Refinance

Business Description

Fairway Sound handles the mortgage needs of clients in Kirkland and the surrounding areas. It offers a wide range of mortgage loan options, focusing on helping individuals purchase homes suitable for their budget and family needs. These loan options include jumbo, VA, FHA, and conventional. It is also available for reverse mortgage loans for borrowers wanting to cash out their equity and repay their loans using lump sump. Fairway Sound extends its services to Lynnwood, Seattle, Yakima, and Tacoma.

License Verified:

License: 1117007

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (401)
Golden Heritage Financial logo
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License Verified:

License: 744642

Nationwide Multistate Licensing System and Registry

Golden Heritage Financial

11035 118th Place NE, Kirkland, WA 98033
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  • Reverse Mortgage

Business Description

Golden Heritage Financial specializes in serving seniors in Kirkland who wish to resolve their mortgage matters. The company offers reverse mortgage solutions for homeowners aged 62 and older wishing to use their mortgages to provide funds for various reasons, including medical and home improvement expenses. These reverse programs also allow clients to obtain funds for their vacations, in-home care, and retirement. Golden Heritage Financial also extends its services throughout Oregon. Samy Khoury, one of the company's branch managers, has more than 25 years of mortgage experience.

License Verified:

License: 744642

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Home Trust logo
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License Verified:

License: 1761573

Nationwide Multistate Licensing System and Registry

Home Trust

135 Lake Street South, Suite 230, Kirkland, WA 98033
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  • Refinance

Business Description

Home Trust is a Kirkland-based brokerage founded in 2019. It works with numerous lenders to offer different products such as adjustable-rate and fixed-rate mortgages with terms ranging from 10 to 30 years. The company also provides FHA and VA options to customers looking at low down payment options. It runs a closing cost analysis to help first-time homebuyers make decisions. Home Trust’s president, Rich Hunt, is a Kirkland local who has been ranked among the Scotsman Guide’s list of top mortgage originators.

License Verified:

License: 1761573

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (92)
Yelp
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kevin M. Pennington logo
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License Verified:

License: 1534892

Nationwide Multistate Licensing System and Registry

Kevin M. Pennington

4055 Lake Washington Blvd NE #100, Kirkland, WA 98033
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  • Refinance

Business Description

Kevin M. Pennington is a mortgage professional who serves customers in Kirkland. He acts as a liaison between borrowers and lenders and offers a variety of loan options, including FHA, jumbo, and conventional loans. With over 15 years of experience in the financial services and real estate industry, he is equipped with the resources and knowledge to help clients close their applications for loans. He strives to help borrowers make informed decisions by giving them factual and individualized financial advice.

License Verified:

License: 1534892

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (101)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
LoanZilla logo
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License Verified:

License: 67412

Nationwide Multistate Licensing System and Registry

LoanZilla

6620 Lake Washington Blvd NE Suite 302, Kirkland, WA 98033
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  • Refinance

Business Description

LoanZilla addresses the mortgage needs of individuals in Kirkland and its surrounding areas. It provides home purchase programs, such as VA, USDA, FHA, and jumbo loans. It also offers 15-year, 30-year, and adjustable-rate mortgages. The company provides refinancing solutions, assisting clients in comparing rates and terms. It also evaluates each client's property to help them understand their options. Clint Aguon, the CEO of Loanzilla, has more than 15 years of experience in the real estate industry.

License Verified:

License: 67412

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Lynn Reifert logo
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License Verified:

License: 179847

Nationwide Multistate Licensing System and Registry

Lynn Reifert

11255 Kirkland Way #100, Kirkland, WA 98033
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  • Refinance
  • New Construction

Business Description

Lynn Reifert is a loan consultant who has been helping families realize their homeownership dreams for over 20 years. She and her team at Caliber Home Loans assist Kirkland homebuyers in choosing from conventional, FHA, and Smart series programs. Reifert guides clients in navigating the mortgage situation during the loss of a spouse from divorce or death and after bankruptcy or foreclosure. With Caliber as a military-friendly lender, she is equipped to serve the needs of borrowers qualified under VA loans.

License Verified:

License: 179847

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.8 / 5 (23)
Google
5.0 / 5 (18)
Yelp
4.5 / 5 (6)
The Dan Chapman Team logo
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License Verified:

License: 70767

Nationwide Multistate Licensing System and Registry

The Dan Chapman Team

4020 Lake Washington Blvd NE #202, Kirkland, WA 98033
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  • Refinance
  • New Construction

Business Description

The Dan Chapman Team is a mortgage brokerage that delivers various mortgage programs to residents of Kirkland. It provides personalized assistance to first-time homebuyers, business owners, and retirees, helping clients understand multiple loan options and guiding them throughout the loan process. The team offers conventional, jumbo, FHA, and VA loans. Its namesake, branch manager and senior mortgage advisor Dan Chapman, has over 19 years of experience in the lending industry. He is also licensed in California and Colorado.

License Verified:

License: 70767

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TriStar Finance Home Loans logo
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License Verified:

License: 43583

Nationwide Multistate Licensing System and Registry

TriStar Finance Home Loans

5209 Lake Washington Blvd NE Suite 220, Kirkland, WA 98033
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  • Refinance

Business Description

TriStar Finance Home Loans is a Kirkland-based company that deals with clients throughout the area. It provides mortgage programs backed by government agencies like the USDA and VA. It also offers the FHA 203(k) loan, a way for borrowers to finance the acquisition and renovation of a property with one loan program. The company sets up other programs for first-time homebuyers and real estate investors. Its president and CEO, Seth Raddue, has more than 16 years of experience in the real estate sector.

License Verified:

License: 43583

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.7 / 5 (30)
Yelp
3.5 / 5 (19)
Facebook
4.6 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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