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Best Credit Repair Companies in Kirkland

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Kirkland, WAKirkland, WA
  • Credit Monitoring

Advance Credit Solutions, LLC, is a veteran-owned and bonded firm that repairs and restores clients' credits in Kirkland. It uses a pre-litigation process to dispute client data that are inaccurate, missing, incomplete, and conflicting. It furnishes a letter of dispute to the creditor and credit bureaus. If they do not correct the disputed data, it can proceed to litigation. The firm also offers credit monitoring, credit building, and inquiry removal services. Its team has over a decade of experience improving clients' credit scores.

Kirkland, WAKirkland, WA

Website(253) 352-2298

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

3.9 / 5 ( Good)

Total Reviews:

59 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4730 Univerisity Way NE Ste-104, Seattle, WA 98105
Seattle, WA 98105
Instagram
  • Credit Monitoring

Master Creditology has five years of experience in repairing credits. It helps individuals across the Kirkland area rebuild their financial standing by challenging discrepancies that negatively affect their scores, such as bankruptcies, charge-offs, collections, inquiries, late payments, and student loans. It also removes child support, foreclosures, judgments, repossessions, and tax liens from credit reports. Master Creditology has a reporting and monitoring system that allows clients to regularly check their profiles from the three credit bureaus—Equifax, Experian, and TransUnion.

4730 Univerisity Way NE Ste-104, Seattle, WA 98105
Seattle, WA 98105

InstagramWebsite(206) 347-0113

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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