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Best Bankruptcy Attorneys in Kirkland

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DC Legal logo
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DC Legal

150 Lake Street South, Kirkland, WA 98033
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

DC Legal is a law firm that offers individuals, families, and businesses the legal services of a skilled team of bankruptcy attorneys in Kirkland. Since 2010, its attorneys have handled Chapter 7 or 13 bankruptcy cases for individuals facing large medical bills, personal loans, and credit card debt. The firm helps clients reorganize their finances and deal with student loans, tax debt, and even parking tickets. DC Legal's other legal services include personal injury, estate planning, and family law.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
KEN SCHNEIDER, ATTORNEY AT LAW logo
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KEN SCHNEIDER, ATTORNEY AT LAW

19125 North Creek Parkway South, Bothell, WA 98011
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Ken Schneider, Attorney at Law is a bankruptcy law firm working with the residents of Kirkland. The attorney has been practicing law since 1993, and he offers debt relief and consolidation services in order to halt foreclosures, repossessions, and creditor harassment for his clients. He has experience guiding individuals and businesses through the legal processes of Chapters 7 and 13 bankruptcy. Schneider has additional practice with probate law and estate planning.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Kesselman Law Firm logo
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Kesselman Law Firm

733 7th Avenue, Kirkland, WA 98033
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  • Debt Settlement

Business Description

Kesselman Law Firm provides individuals and businesses with the effective legal services of bankruptcy attorneys in Kirkland who have many years of experience. Its attorneys help clients file a petition for bankruptcy to stop any pending home foreclosures, wage garnishments, and bank repossessions. The firm obtains a new financial start for people by having their residual debts discharged. Other legal services that Kesselman Law offers, include personal injury, immigration, family law, and business contract negotiations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.2 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Detail
––
Kuhlman Law Office, PLLC logo
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Kuhlman Law Office, PLLC

5400 Carillon Point, Kirkland, WA 98033
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The bankruptcy attorney at Kuhlman Law Office PLLC has years of experience handling debt problems for residents in Kirkland and surrounding areas. On the client's behalf, attorney Denise Kuhlman can file for Chapter 7 or 13 bankruptcy to stop wage garnishments, repossessions, and home foreclosures. Ms. Kuhlman provides debtors with an effective repayment plan to help pay back debts owed to creditors. Kuhlman Law also focuses its practice on wills and estate planning matters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Office of James E Dickmeyer PC logo
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Law Office of James E Dickmeyer PC

520 Kirkland Way 400, Kirkland, WA 98033
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Office of James E. Dickmeyer PC offers the legal services of a bankruptcy attorney in Kirkland with over three decades of experience resolving debt problems. Attorney James Dickmeyer helps financially stressed individuals and businesses obtain debt relief from creditors, lawsuits, foreclosures, bank repossessions, and wage garnishments. Mr. Dickmeyer reduces or eliminates a client's debt by filing for one of the bankruptcy chapters under federal law. The firm's other legal services include real estate and business law.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Law Office of Laura Dunaway, PLLC logo
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Law Office of Laura Dunaway, PLLC

8201 164th Avenue Northeast, Redmond, WA 98052
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

The Law Office of Laura Dunaway PLLC is a civil practice law firm and debt relief agency serving the people of Kirkland. The firm exclusively focuses its practice on bankruptcy cases. Its team helps those who are filing for Chapter 7 bankruptcy pass the means test and eliminate qualifying debts, such as student loans, traffic tickets, and medical bills. The team has additional experience reorganizing the debts of those filing for Chapter 13 bankruptcy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Law Office of Lisa S. Tse logo
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Law Office of Lisa S. Tse

40 Lake Bellevue Drive, Bellevue, WA 98005
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Office of Lisa S. Tse provides bankruptcy representation in the Kirkland metro area. Its attorney guides individuals and married couples through Chapters 7 and 13 bankruptcy to make the process easier and ensure no filing errors. The legal team also works with business owners to file for Chapter 11 bankruptcy and prevent creditors from taking action against their company while restructuring debt and working out payment plans to keep operating.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Symmes Law Group PLLC logo
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Symmes Law Group PLLC

1818 Westlake Avenue North, Seattle, WA 98109
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Student Loan Debt

Business Description

Symmes Law Group PLLC was founded in 2010 by a highly skilled bankruptcy attorney near Kirkland who helps people and businesses recover from financial difficulties. Attorney Richard Symmes successfully obtains a discharge or reorganization of a client's debts through the filing of Chapter 7 or 13 bankruptcy. In lieu of bankruptcy, Mr. Symmes can negotiate with creditors to have an individual's debt reduced to a more manageable payment. Symmes Law also offers credit counseling, real estate, and probate services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (19)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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The Ledger Law Firm logo
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The Ledger Law Firm

147 7th Avenue West, Kirkland, WA 98033
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

The Ledger Law Firm is a legal practice in Kirkland with additional offices in California and Texas. Its attorneys guide clients through Chapters 7 and 13 bankruptcy process, including meeting filing deadlines, appearing at court dates, making sure all dischargeable debts are included, and securing affordable repayment plans. The debt relief agency ensures collection actions, such as home foreclosures, vehicle repossessions, and wage garnishments, stop during the court proceedings. Other practice areas include personal injury and workers' compensation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (10)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Washington Debt Law, PLLC logo
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Washington Debt Law, PLLC

12535 15th Avenue Northeast, Seattle, WA 98125
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Washington Debt Law PLLC is a debt relief agency providing bankruptcy assistance for people in Kirkland and the surrounding communities. Its attorneys focus on creditor-debtor litigation, consumer protection claims, bankruptcy, settlement, and out-of-court resolution. The full-service bankruptcy firm helps clients file for Chapters 7 and 13 protections to stop vehicle repossessions, wage garnishments, home foreclosures, and other collection actions during the court proceedings. Other practice areas include foreclosure defense, criminal restitution, and services for military members.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Avvo
5.0 / 5 (80)
Google
4.6 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What does a bankruptcy attorney do?

Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

What happens when you file bankruptcy?

Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

Can you file bankruptcy on student loans?

Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

What is bankruptcy fraud?

Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

  • Hiding assets by transferring them to another person or entity
  • Intentionally omitting assets when reporting to the court
  • Destroying or withholding required documents
  • Knowingly making false statements to bankruptcy trustees or creditors

How long is bankruptcy on public record?

How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

Does bankruptcy clear tax debt?

Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

  • Federal income tax debt related to current properly filed tax returns
  • Honestly incurred with no fraud or evasion
  • At least three years old
  • Assessed at least 240 days before bankruptcy filings

Existing liens are not eliminated with bankruptcy.


Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How will bankruptcy affect my credit score?

Bankruptcies are noted on credit reports. How much a bankruptcy might drop a person's credit score depends on how high the score was to begin with, but generally speaking, the hit can be as much as 100 to 200 points. Often scores are already dropping because people filing for bankruptcy may have already missed payments on debts. Chapter 13 bankruptcies are listed on credit reports for seven years from the filing date, while Chapter 7 bankruptcies are listed for 10 years from the filing date. This is because Chapter 13 bankruptcies require at least partial payment of debts owed.

What are the benefits of filing for bankruptcy?

Filing a bankruptcy petition causes an automatic stay. This legally stops creditors from taking further action to collect debt, including garnishing wages or foreclosing on property. Going through a bankruptcy successfully means that debts included in the bankruptcy are discharged and don't have to be paid back, except as provided in a Chapter 13 repayment plan. Bankruptcy can help someone recover from financial duress so they can make better decisions and improve financial situations in the future. Disadvantages can include temporary lower credit scores and limitations on spending and financing.

What's the difference between debt settlement and bankruptcy?

Debt settlement occurs when people negotiate with individual creditors. The creditor agrees to take a payment that's lower than what someone owes and call the debt “paid in full.” Bankruptcy is a legal process that causes debts to be dismissed after someone proves they don't currently have the means to pay their debts as owed. Typically, someone can't enter into bankruptcy and also settle some debts, because the court would see that as favoring one creditor over another.

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