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Best Mortgage Brokers in Kent

2023

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Website
7919 Greenwood Ave N, Seattle, WA 98103
  • Home Loans

Why choose this provider?

Salmon Bay Community Lending provides mortgage banker services to clients with homeownership goals in Kent. Operating as a division of Evergreen Home Loans, it offers professional brokerage assistance to home refinancing and purchases. It covers the processes of loan program selection, asset and income documentation, coordination with lenders, and home appraisal scheduling with Realtors. Ruby Grynberg, the branch manager, founded the company in 2005. She is a former Co-Chair of the Government Affairs Committee for WAMP.

License Verified:

License: 204091

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (80)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1201 Pacific Ave Ste. 600, Tacoma, WA 98402
  • Refinance

Why choose this provider?

Julie Swenson assists clients in Kent with house purchases and mortgage approvals. It guides first-time buyers and second home buyers to avoid any mistakes that will cost them. It also assists homeowners in applying for restructuring their financing to lower the interest rate and provides assistance to investment buyers in order to obtain low-rate financing and maximize their return on investments. In addition, Julie serves seniors seeking reverse mortgages to allow them to stay in their homes without any mortgage payment.

License Verified:

License: 185767

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1664 Assembly Walk NW Unit H102, Issaquah, WA 98027
  • Refinance

Why choose this provider?

Poiema Lending is a mortgage firm that provides assistance to clients in and around Kent. Whether clients are purchasing their first homes or an investment property, the firm provides a number of financing options, including jumbo, conforming, conventional, and USDA mortgage loans. Additionally, clients who are looking into refinancing their current mortgage or consolidating their debts are guided through the process of refinancing. Clients over the age of 62 may also opt for a reverse mortgage which allows them to convert their home equity into cash.

License Verified:

License: 2004132

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (50)

Website
3207 NE 125th St, Seattle, WA 98125
  • Refinance

Why choose this provider?

Seattle-based eLink Mortgage extends its services to borrowers in Kent. The team of loan officers offers various mortgage options, including fixed-rate, adjustable-rate, balloon, FHA, VA, and USDA. In addition, it accommodates clients looking for cash-out refinancing. This mortgage brokerage firm works with first-time homebuyers and individuals with non-standard income documentation. eLink Mortgage is affiliated with eLink Realty, a division that provides real estate services and property management solutions. Loan application and pre-approval are accessible through its website.

License Verified:

License: 385463

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (50)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14205 SE 36th Street, Bellevue, WA 98006
  • Refinance
  • Refinancing

Why choose this provider?

Jeff Johnson is a licensed mortgage planner serving Kent residents. He assists prospective homeowners in getting a home purchase loan with options that include FHA, combined, fixed rate, jumbo, VA, and RHS. To help borrowers manage their existing loans, he works with tax experts and financial planners and updates clients on refinancing opportunities. Johnson is the branch manager of Megastar Financial Corporation Bellevue and was the recipient of Seattle Magazine's Five Star Award Mortgage Professional for six consecutive years.

License Verified:

License: 102315

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (114)
Yelp
5.0 / 5 (52)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
19125 North Creek Parkway, Suite 210, Bothell, WA 98011
  • Refinancing

Why choose this provider?

TILA Mortgage has been providing home financing solutions for over 20 years. Serving the Kent area, the company helps individuals looking to buy a home on mortgage. It offers various loan options, including fixed-rate and adjustable-rate mortgage, FHA insured loan, jumbo loan, real estate investor loan, and VA loan. Reverse mortgages and refinancing are also available. Branch manager Bill Duffy leads a team of loan officers who have passed stringent criteria, including financial responsibility and industry knowledge, to provide expert advice to clients.

License Verified:

License: 25699

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Zillow
5.0 / 5 (302)
Google
4.9 / 5 (182)
Facebook
4.8 / 5 (50)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4212 33rd Ave West, Seattle, Wa 98199
  • Refinance
  • Purchase

Why choose this provider?

Blue Square Mortgage is an independent mortgage brokerage that assists borrowers in Kent and the surrounding areas. It offers an extensive range of loan programs that include conventional loans, adjustable-rate loans, poor credit loans, state income loans, and investment loans. It also provides its services to first-time homebuyers and tailors FHA, VA, and local loans to their needs. Blue Square Mortgage was founded by Mike Peacore in 2002. He has over 25 years of experience in the home loan industry.

License Verified:

License: 111438

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (51)
Yelp
5.0 / 5 (12)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
20829 72nd Avenue South, Kent, WA 98032
  • Refinance

Why choose this provider?

Caliber Home Loans is a mortgage brokerage firm serving clients in Kent and the surrounding areas. The company was established in 2008, operating in all 50 US states. It offers several loan options, including new construction, conventional, USDA, FHA, and VA loans. Moreover, it is an approved servicer of Freddie Mac, Fannie Mae, and Ginnie Mae. For two years, the company ranked number three in the Top Mortgage Company in America in the Mortgage Executive Magazine.

License Verified:

License: 15622

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (155)
Yelp
5.0 / 5 (16)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3055 112th Ave NE Suite 203, Bellevue, WA 98004
  • Home Loans

Why choose this provider?

Sammamish Mortgage has been serving clients in Kent since 1992. The company works with various lenders to provide mortgages for real estate buyers, including helping compute the financed amount and the interest rate. Its team also assists clients with refinancing their mortgages so that they can get lower interest rates, reduce their monthly payments, and eliminate private mortgage insurance. In addition, property owners can get advice on getting cash by borrowing against the equity of their homes.

License Verified:

License: 118653

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (276)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
900 SW 16th Street Suite 130, Renton, WA 98057
  • New Construction
  • Refinance

Why choose this provider?

Elias Halvorson is a Honolulu-based mortgage consultant partnered with C2 Financial Corporation. Elias assists clients in acquiring financing options suited to their needs. Having been a member of the military himself, he applies his personal experience when guiding veterans and current military staff. He has over 13 years of experience in mortgage and finance. In addition to helping hundreds of families utilize their Hawaii VA Home Loan benefit – he’s managed over $1.5 billion in aid and reconstruction funds in Afghanistan as well as provided cost and budget analysis for an array of defense programs.

License Verified:

License: 1850

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
19125 North Creek Parkway, Suite 104, Bothell, WA 98011
  • Refinance

Why choose this provider?

Accelin Loans LLC provides mortgage services to clients in Kent and the surrounding areas. The company assists individuals in applying for mortgage loans to help them purchase their desired homes or residential properties that meet their financial goals. These mortgage loans include FHA, VA, jumbo, and cash-out home loans. It also guides clients in choosing loans that suit their needs by offering mortgage refinancing services. Accelin Loans LLC is also available to serve clients in Oregon and Colorado.

License Verified:

License: 1574660

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.

  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.