Best Mortgage Refinance Companies in Federal Way

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
Darcy Hansen logo
Visit WebsiteWebsite

License Verified:

License: 115482

Nationwide Multistate Licensing System and Registry

Darcy Hansen

1010 S 336th St., Federal Way, WA 98003
Visit WebsiteWebsite
  • New Construction

Business Description

Darcy Hansen of LeaderOne Financial Corporation serves Federal Way homeowners looking to refinance their mortgages. Darcy assists with different refinancing goals, from reducing monthly payments and lowering interest rates, to funding a home improvement project and switching to a fixed-rate mortgage. She has been in the mortgage lending industry for more than 25 years. She leverages her experience and communication skills to help clients secure the ideal mortgage option. Darcy also helps homebuyers with purchase loans, such as conventional, USDA, and Jumbo loans.

License Verified:

License: 115482

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Emerald Pacific Capital logo
Visit WebsiteWebsite

License Verified:

License: 1548198

Nationwide Multistate Licensing System and Registry

Emerald Pacific Capital

3600 Port of Tacoma Rd, 310, Tacoma, WA 98404
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Emerald Pacific Capital caters to the Federal Way area. It serves homebuyers and mortgagors, providing them with various options alongside refinancing services. The company's mortgage professionals assist clients in choosing and applying for lending programs such as home equity loans and reverse mortgages. They also guide mortgagors through the refinancing process by consulting with them on available options and the benefits involved, ranging from reduced interest rates or switching between fixed and adjustable rate mortgages to shortening loan terms.

License Verified:

License: 1548198

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Matt Thomas logo
Visit WebsiteWebsite

License Verified:

License: 96883

Nationwide Multistate Licensing System and Registry

Matt Thomas

707 S. Grady Way, Suite 600 Office 6066, 6081 & 6084, Renton, WA 98057
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Matt Thomas is a producing branch manager with Supreme Lending who provides mortgage solutions to clients in Federal Way. He offers conventional, jumbo, VA, and FHA loan programs. He also guides first-time homebuyers throughout the process, including handling pre-qualification requirements, making an offer, and conducting general home inspections. Thomas provides rate and term refinancing services, helping clients reduce payment, interest rate, and overall term of their mortgage. Supreme Lending has been serving customers since its establishment in 1999 and currently has over a thousand employees across the country.

License Verified:

License: 96883

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Michael G Hopkins logo
Visit WebsiteWebsite

License Verified:

License: 184198

Nationwide Multistate Licensing System and Registry

Michael G Hopkins

5403 Olympic Dr NW Suite 100, Gig Harbor, WA 98335
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Michael G Hopkins is a mortgage advisor who is affiliated with Fairway Independent Mortgage Corporation. He guides homeowners in the Federal Way metro looking to refinance existing loans. While the professional specializes in jumbo and VA loans, he also offers conforming and fixed- and adjustable-rate mortgages. He works with clients throughout the home refinance process, helping them understand the differences among the available loan options. Hopkins, who holds a Math Degree, has been originating mortgages for more than 25 years.

License Verified:

License: 184198

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mortgage One Northwest logo
Visit WebsiteWebsite

License Verified:

License: 82426

Nationwide Multistate Licensing System and Registry

Mortgage One Northwest

2401 Bristol Court SW, B103, Olympia, WA 98502
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Mortgage One Northwest is a brokerage firm that caters to clients in Federal Way and nearby areas. It aids property owners in finding a refinancing package that fits their financial goals. Upon completion of the refinancing study, borrowers will be presented with program alternatives based on their individual financial standings. A representative from the firm assists clients in comparing the prices and terms provided and directs them toward the deal suitable to them. Mortgage One Northwest has been in operation since 2007.

License Verified:

License: 82426

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (37)
Facebook
4.8 / 5 (30)
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rally Point Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 135622

Nationwide Multistate Licensing System and Registry

Rally Point Mortgage

231 Contra Costa Ave, Tacoma, WA 98466
Visit WebsiteWebsite
  • New Construction

Business Description

Rally Point Mortgage caters to the residents of Federal Way. The company provides the Home Affordable Refinance Program, a solution that helps homeowners modify the terms of their mortgages. It is experienced in working with clients who have refinanced their mortgages multiple times. It also offers USDA loans for people aiming to purchase and repair properties in rural areas. Vance Walden, the branch manager, is a U.S. Army veteran and a member of the Washington Association of Mortgage Professionals.

License Verified:

License: 135622

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (34)
Google
5.0 / 5 (33)
Yelp
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tacoma Mortgage Brokers logo
Visit WebsiteWebsite

License Verified:

License: 2158059

Nationwide Multistate Licensing System and Registry

Tacoma Mortgage Brokers

748 Market Street, Tacoma, WA 98402
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Tacoma Mortgage Brokers caters to clients in Federal Way who require refinancing and loan programs. The company has products for first-time buyers who require more generous terms, and jumbo mortgages tailored to purchasers of high-value assets. Options with adjustable and fixed rates are available and the team also has government-backed choices targeted at military service veterans. Tacoma Mortgage Brokers also has refinancing solutions and supports civic-minded institutions like Water.org and Run to Win Children's Outreach.

License Verified:

License: 2158059

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Google
5.0 / 5 (1)
Team Hagen logo
Visit WebsiteWebsite

License Verified:

License: 1278093

Nationwide Multistate Licensing System and Registry

Team Hagen

808 Traffic Ave, Sumner, WA 98390
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Team Hagen is a mortgage broker under CMG Home Loans, assisting prospective home buyers and homeowners in Federal Way and nearby areas. Its loan officers help clients who are exploring possible ways to reduce the amount they are paying through refinancing solutions. Customers also have the option to refinance to take cash out of their homes’ equity. Team Hagen’s senior loan officer, Jim Hagen, has been working in the mortgage industry for more than 25 years.

License Verified:

License: 1278093

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Howard Team logo
Visit WebsiteWebsite

License Verified:

License: 85438

Nationwide Multistate Licensing System and Registry

The Howard Team

707 S Grady Way, Suite 600, Renton, WA 98057
Visit WebsiteWebsite
  • New Construction

Business Description

The Howard Team assists homeowners in Federal Way who are looking to pay off debt through refinancing. It is led by Walter and Emily Howard, a husband-and-wife duo who share a combined experience of over 20 years. The team of loan officers is versed in educating first-time homebuyers who have questions about concerns to look out for when purchasing a residential property. The Howard Team offers VA, FHA, conventional, and jumbo loans, as well as long-term wealth strategies.

License Verified:

License: 85438

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (100)
Google
5.0 / 5 (47)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Mortgage Porter logo
Visit WebsiteWebsite

License Verified:

License: 40445

Nationwide Multistate Licensing System and Registry

The Mortgage Porter

20425 72nd Avenue S, Suite 210,, Kent, WA 98032
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Rhonda Porter is The Mortgage Porter, a mortgage loan originator affiliated with Mortgage Master Service Corporation. Rhonda serves homebuyers throughout Federal Way, helping them acquire or refinance various mortgage options. These options range from conventional conforming loans like the Fannie Mae Home Ready lending program to government lending programs such as FHA and VA loans. The Washington Association of Mortgage Professionals awarded Rhonda the Outstanding Loan Originator award in 2014. Seattle Magazine also included her in its 2010 edition of its Top 100 5-Star Mortgage Professionals list.

License Verified:

License: 40445

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wayde Staiger logo
Visit WebsiteWebsite

License Verified:

License: 1078174

Nationwide Multistate Licensing System and Registry

Wayde Staiger

1010 South 336th St, Federal Way, WA 98003
Visit WebsiteWebsite
  • Reverse Mortgages
  • New Construction

Business Description

Wayde Staiger serves clients throughout Federal Way. He is a mortgage banker at LeaderOne Financial Corporation, offering residential home loans for those looking to refinance their mortgages or purchase a new property. Wayde provides a variety of loan programs, including FHA, conventional, jumbo, USDA, and VA loans. LeaderOne is an employee-owned company with over 600 employees and 90 branches. It has been ranked among Mortgage Executive's list of Top 100 Mortgage Companies in America from 2015 to 2021. It has been serving clients since 1992.

License Verified:

License: 1078174

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS