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Best Credit Repair Companies in Federal Way

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17615 SE 272nd Street, Suite #110, Covington, WA 98042
Covington, WA 98042
Instagram
  • Credit Monitoring

Guiding Hands Credit & Real Estate Services has been serving individuals and families in the Federal Way area since 2007. It helps clients who plan to buy their own homes improve their credit scores by removing late payments, credit card debts, collections, and charge-offs. Its team works closely with clients when planning a strategy to boost their points and provides updates on the report's progress. Committed to security, the company uses the SmartCredit system to run its clients' credit reports.

17615 SE 272nd Street, Suite #110, Covington, WA 98042
Covington, WA 98042

InstagramWebsite(253) 735-4300

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

70 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1830 E 43rd St, Tacoma, WA 98404
Tacoma, WA 98404
Instagram
  • Credit Audit
  • Credit Dispute

Proentity, LLC supports clients in Federal Way and the surrounding areas. It provides credit restoration services and assists consumers in improving their credit ratings. It examines each client's credit reports from Equifax, Experian, and Transunion in depth and contests erroneous and unverifiable information. Each client is provided access to an online site where they may track the progress of their credit restoration. The organization also offers financial counseling to assist clients in maintaining their better credit standing and avoiding relapse into unfavorable financial conditions.

1830 E 43rd St, Tacoma, WA 98404
Tacoma, WA 98404

InstagramWebsite(888) 642-6953

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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