Best Mortgage Refinance Companies in Bellingham

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
Brandi Braley logo
Visit WebsiteWebsite

License Verified:

License: 1562598

Nationwide Multistate Licensing System and Registry

Brandi Braley

4164 Meridian St #108, Bellingham, WA 98226
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Brandi Braley is a mortgage loan advisor with Neighborhood Mortgage who caters to borrowers in Bellingham. She assists clients wishing to refinance a mortgage for single-family and multifamily homes, condominiums, and townhomes. Braley offers different refinancing loan programs to provide clients with lower interest rates and better loan terms. She offers standard, FHA, VA, jumbo, and FHA 203K loans. Braley has been in the accounting and real estate industries for over 15 years. She started focusing on the mortgage industry in 2017.

License Verified:

License: 1562598

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Heather Wischmann logo
Visit WebsiteWebsite

License Verified:

License: 1544331

Nationwide Multistate Licensing System and Registry

Heather Wischmann

12 Bellwether Way, Bellingham, WA 98225
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Heather Wischmann is a loan officer serving borrowers in the Bellingham area. She helps with the loan refinancing process, from pre-approval and rate comparisons to choosing the right program for the client's needs. She provides streamline and cash-out refinance options. Heather also offers FHA, conventional, high balance, jumbo, USDA, and VA purchase loan programs. In addition, loans for renovation and new construction are available. Heather is affiliated with Movement Mortgage, which was established in 2008.

License Verified:

License: 1544331

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
3.0 / 5 (837)
Google
4.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Marie Bjornson Mortgage Team logo
Visit WebsiteWebsite

License Verified:

License: 111765

Nationwide Multistate Licensing System and Registry

Marie Bjornson Mortgage Team

112 Prospect Street, Bellingham, WA 98225
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

Marie Bjornson Mortgage Team is a Fairway Independent Mortgage Corporation branch that serves clients throughout Bellingham. It offers various home lending options, including mortgage refinancing, which allows borrowers to fund their current loans. There are also loan plans designed for those looking to purchase their first dwellings. Among the programs offered are conventional, VA, USDA, and reverse mortgages. The branch manager, Marie Bjornson, is a certified mortgage planner and CPA who has been in the financial industry for two decades.

License Verified:

License: 111765

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (119)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Legacy Team logo
Visit WebsiteWebsite

License Verified:

License: 124411

Nationwide Multistate Licensing System and Registry

The Legacy Team

4260 Cordata Ste #101, Bellingham, WA 98226
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

The Legacy Team helps clients across Bellingham and the surrounding areas seeking to purchase a new residence or refinance an existing mortgage. It offers mortgage products for current homeowners and prospective property buyers, including common loan products such as conforming, FHA, VA, and USDA loans and more uncommon programs like non-QM, one-time construction, piggyback second, and interest-only options. The Legacy Team's owner and broker, Joshua White, holds over a decade of experience in originating loans.

License Verified:

License: 124411

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS