Best Mortgage Brokers in Bellingham

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Brandi Braley logo
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License Verified:

License: 1562598

Nationwide Multistate Licensing System and Registry

Brandi Braley

4164 Meridian St #108, Bellingham, WA 98226
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  • Reverse Mortgages
  • Refinance

Business Description

Brandi Braley serves the real estate needs of investors and homebuyers in the Bellingham area and nearby locations. She offers mortgage assistance to families and individuals to help them obtain their dream investment properties. She processes different types of mortgage programs, such as VA, FHA, section 184, conventional, reverse, and jumbo loans. The professional also guides borrowers in creating refinancing strategies to consolidate debts and reduce interest rates. Braley has been a loan advisor at Neighborhood Mortgage since 2017.

License Verified:

License: 1562598

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Marie Bjornson Mortgage Team logo
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License Verified:

License: 111765

Nationwide Multistate Licensing System and Registry

Marie Bjornson Mortgage Team

112 Prospect Street, Bellingham, WA 98225
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  • Refinance
  • New Construction

Business Description

The Marie Bjornson Mortgage Team offers its programs to clients of the Fairway Independent Mortgage Corporation in Bellingham. Bjornson leads her staff in providing applicants with various mortgage options like conventional, VA, and USDA loans that are tailored to suit their financial goals. She utilizes her expertise as a Certified Public Accountant to educate each client on marketing trends, analyze interest rates, and evaluate credit histories. Her firm also provides custom loaning choices for medical professionals who seek to purchase properties or fund educational endeavors.

License Verified:

License: 111765

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (119)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Neighborhood Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 62776

Nationwide Multistate Licensing System and Registry

Neighborhood Mortgage

4164 Meridian Street #108, Bellingham, WA 98226
Visit WebsiteWebsite
  • Refinance

Business Description

Neighborhood Mortgage is a locally owned company based in Bellingham. Its team guides individuals and families in choosing loan programs that fit their financial goals and home needs. One of the loan programs it offers includes USDA, which allows clients to purchase residential properties in rural areas without down payments and monthly insurance fees. Its other loan options are VA for military veterans and reverse mortgage for individuals aged 62 and older. Neighborhood Mortgage also provides online mortgage tools for clients wishing to apply for loans virtually.

License Verified:

License: 62776

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (33)
Facebook
4.9 / 5 (30)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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