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Best Credit Repair Companies in Bellingham

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357 Martin Street Suite C, Blaine, WA 98230
Blaine, WA 98230
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  • Debt Consolidation
  • Credit Audit

Lion Fortress Credit, formerly Whitsett & Whitsett LLC, employs staff members who have 32 years of combined expertise in the credit repair industry. They help Bellingham residents establish a solid personal or business credit profile to achieve their objectives. They start by examining credit reports and scheduling a consultation with clients to go over the specific steps they need to take to enhance their scores. They also coordinate with credit bureaus to eliminate negative items from clients' credit records and replace these with eligible positive items.

357 Martin Street Suite C, Blaine, WA 98230
Blaine, WA 98230

InstagramWebsite(360) 393-3281

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

410 W Bakerview Rd Suite 110 Office 116, Bellingham, WA 98226
Bellingham, WA 98226
  • Credit Audit
  • Credit Dispute

UCES Credit Repair Solutions Program is a service provider that caters to the needs of consumers in Bellingham. It assists them in acquiring financial opportunities through the improvement of credit scores, removal of negative reports, and repair process implementation. Its team of professionals guides clients in every step of the process, from initial consultation and report analysis to correspondence with credit bureaus, and progress tracking. The company also has credit counseling, budget guidance, and debt solution programs.

410 W Bakerview Rd Suite 110 Office 116, Bellingham, WA 98226
Bellingham, WA 98226

Website(360) 389-2123

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2219 Rimland Drive Ste 301, Bellingham, WA 98226
Bellingham, WA 98226
Instagram
  • Credit Audit
  • Credit Dispute

Velocifin is a financial services company serving individuals in Bellingham and nearby areas. It offers credit repair solutions that include evaluation of credit scores and removal of inaccurate and erroneous items from reports, including tax liens, foreclosures, charge-offs, repossessions, and bankruptcies. It helps clients meet the minimum requirements to purchase vehicles and qualify for zero-interest credit cards. Velocifin also assists with home and business loans. It has been in the industry for over 15 years.

2219 Rimland Drive Ste 301, Bellingham, WA 98226
Bellingham, WA 98226

InstagramWebsite(360) 330-4510

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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