Expertise.com

2024

Last updated:

Best Bankruptcy Attorneys in Bellingham

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Bellingham Bankruptcy Attorneys on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

31Reviewed

19Curated

3Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
119 North Commercial Street, Bellingham, WA 98225
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Why choose this provider?

The Law Offices of Paul Richmond handles bankruptcy cases in Bellingham. Richmond helps clients get a fresh start by guiding them through the process of chapter 7 and chapter 13 bankruptcies. He also helps them deal with creditor harassment and save as much property and assets as they can. Aside from bankruptcy law, Richmond also handles cases involving consumer law, criminal law, family law, foreclosure defense, freedom of speech and civil rights, and public records and FOIA requests.

Attorney Information

Attorney NamesExperience
Paul Richmond - Principal22 yrs

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Avvo
5.0 / 5 (24)
Google
3.5 / 5 (18)
Yelp
4.5 / 5 (8)

(+2 additional sources)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1313 E. Maple Street, Suite 400, Bellingham, WA 98225
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Why choose this provider?

Limitless Law PLLC is a bankruptcy law firm that offers legal solutions in Bellingham and other communities. The professionals from this company provide debt-relief tools and handle chapter 7 and 13 filing options, debt settlements, and other bankruptcy alternatives. The team can also help clients in other areas such as estate planning, probate, real estate, and business law. Limitless Law uses aims to make services available to clients securely and quickly.

Attorney Information

Attorney NamesExperience
Emily Mowrey - Principal11 yrs

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Avvo
5.0 / 5 (197)
Google
5.0 / 5 (108)
Facebook
5.0 / 5 (57)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
119 N. Commerical St., #1000, Bellingham, WA 98225
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Why choose this provider?

Tario & Associates PS is a firm based in Bellingham that provides legal representation from bankruptcy attorneys. The firm helps clients through legal procedures associated with bankruptcy to help them relieve debt and ensure a fresh start in financial management. Tario & Associates caters to individuals and businesses covered by Chapter 7 and Chapter 13 of the U.S. Bankruptcy Code. Since 1979, the firm has been protecting clients' rights in bankruptcies as well as personal injury cases.

Attorney Information

Attorney NamesExperience
Michael Tario - Founding Attorney44 yrs

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Disclaimer:  Consumers utilizing Expertise.com are free to communicate and contract with any lawyer they choose. Expertise.com is not involved in the confidential attorney-client relationship. Featured lawyers pay a reasonable advertising cost to market their legal services with Expertise.com and must meet similar selection criteria as other lawyers. All cases are different. Prior results do not guarantee a similar outcome.

FAQs

  • Where do I file for bankruptcy in Bellingham, Washington?

    To file for bankruptcy in Bellingham, visit the U.S. Bankruptcy Court for Western District of Washington at 700 Stewart St., #6301 Seattle, WA 98101.

  • Where can I get bankruptcy forms in Bellingham, Washington?

    Bankruptcy forms in Bellingham can be obtained from United States Court for Western District of Washington. These forms are accessible here: https://www.legalconsumer.com/bankruptcy/bankruptcy-form.php?CITY=Bellingham&ST=WA

  • Do married couples have to attend a credit counseling class before filing for bankruptcy in Bellingham?

    Yes, according to the Washington Bankruptcy Code, married couples in Bellingham must attend a credit counseling class before filing for bankruptcy. However, each spouse should take each class and receive separate credit counseling certificates. They must complete the course within 180 days and attend a 90-minute briefing by Bellingham government-approved credit counseling agencies via phone, in-person, or online, which may cost up to $100. To learn more about these approved credit counseling agencies, go to: https://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_washington/cc_washington.htm#Section_Washington_WA_WAW%3CBR%3EWestern%20District%20of%20Washington

  • Do credit card debts disappear in a Chapter 13 bankruptcy in Bellingham?

    In Bellingham, most credit card debts in Chapter 13 bankruptcy are paid a small percentage through the filer's monthly payments to their trustee. Chapter 13 bankruptcy can eliminate some credit card debt and can be paid from 0% to 100% depending on the debtor's budget. Additionally, debtors in Bellingham who file for Chapter 13 bankruptcy can rebuild their credit score and stop harassing phone calls from creditors.

  • How to qualify for Chapter 7 bankruptcy in Bellingham?

    Debtors in Bellingham must meet the Washington bankruptcy means test in order to file for Chapter 7 bankruptcy. This test requires them to consider their family size, understand their marital status, and meet the income requirements based on Washington median income levels. Families in Bellingham with one to five members must have a combined income of $83,000 to $148,000, while families with six to nine members must have a combined income of $158,000 to $187,000.

  • Do high-net-worth individuals have the right to file for a Chapter 11 bankruptcy case in Bellingham?

    Yes, high-net-worth individuals in Bellingham can file for Chapter 11 bankruptcy, as it is the most expensive. High-net-worth individuals can use Chapter 11 bankruptcy to keep control of their estates while repaying their debts. The creditors and the Washington court work together to approve the repayment plan, and there is no trustee unless necessary. However, high-net-worth individuals in Bellingham cannot file for Chapter 11 bankruptcy if they did not receive credit counseling and a previous petition was dismissed within 180 days.

  • In Bellingham, how long is the waiting period to apply for mortgages after a Chapter 13 bankruptcy discharge?

    After a Chapter 13 bankruptcy discharge, it takes one to two years to obtain an FHA mortgage in Bellingham, 12 months for a USDA loan, and one year for a VA loan. A conventional loan has a two-year waiting period, while a dismissed Chapter 13 bankruptcy case has a four-year waiting period. Before applying for mortgage programs in Bellingham, those who have recently been discharged from a Chapter 13 bankruptcy must obtain permission from the bankruptcy trustee and provide proof of on-time payments.

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