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Best Life Insurance Companies in Bellevue

2024

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Website
13500 Lake City Way Northeast, Seattle, WA 98125
  • Life Insurance

Why choose this provider?

The Seattle-based Cairns Insurance Agency, with services reaching Bellevue, is an independent insurance firm founded by Doug Cairns. The company assists its clients in reviewing available rates and coverages from different insurance companies across Washington. Some of the services it offers include life, car, home, renter, boat, and earthquake insurance. Cairns Insurance Agency is also licensed in Oregon and represents companies such as Progressive, Symetra Financial, GeoVera Insurance, Pemco Insurance, and Safeco Insurance.

License Verified:

License: 144755

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (6)
Yelp
4.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
2122 164th Street Southwest, Lynnwood, WA 98087
  • Life Insurance

Why choose this provider?

Paul Pukis is one of the owners of Mosaic Insurance Alliance LLC, an independent insurance company that caters to clients in Bellevue. He has been in the insurance business since 2007, offering various insurance programs such as auto, business, home, individual life, cannabis, and watercraft. Life insurance programs may be whole life, universal life, or term life. Composed of licensed insurance advisors, Mosaic Insurance Alliance represents different companies such as American Modern and Builders Insurance Group.

License Verified:

License: 702752

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
611 4th Street, Kirkland, WA 98033
  • Life Insurance

Why choose this provider?

CEG Life Insurance Services is a life insurance agency that serves clients in Bellevue. It offers several life insurance plans, including whole life, universal life, variable life, and level term, and convertible term insurance. To provide clients with customized life insurance coverage, the agency has partnered with several insurance companies that include AIG, Allianz, and American National. Founder Daniel Adams has been a licensed life and health insurance agent since 2007. He also has five years of experience as a financial planning assistant.

License Verified:

License: 1024987

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4610 200th Street Southwest, Lynnwood, WA 98036
  • Life Insurance
  • Health Insurance

Why choose this provider?

City Insurance Center is a local independent insurance agency serving clients in the Bellevue area since 1964. This agency finds policies that are unique to the needs of the clients and guides them in choosing between term life insurance, whole insurance, or universal life insurance. It also provides auto insurance coverage specific to the client's needs and pet health insurance coverage. Agents can also assist with home, renters, condo, or landlord insurance. Commercial and business insurance products are also available.

License Verified:

License: 809457

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (15)
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
One Lake Bellevue Drive, Bellevue, WA 98005
  • Life Insurance

Why choose this provider?

Tim Crabtree is a life insurance agent who services clients in Bellevue. He provides a wide range of coverages for life insurance for his clients. Crabtree has been an agent for State Farm Insurance since 1998. Aside from life insurance, he also offers insurance for homes, businesses, and vehicles. He handles a team of professional insurance agents that has a combined experience of more than 45 years. Crabtree has been a consistent Chairman's Circle qualifier since 2006.

License Verified:

License: 138107

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (112)
Yelp
5.0 / 5 (16)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
375 118th Avenue Southeast, Bellevue, WA 98005
  • Individual Plans
  • Life Insurance

Why choose this provider?

Founded in 1980, Niehl Insurance Agency, Inc. is a Bellevue-based independent insurance agency that has worked with individuals and businesses of various sizes. The agency offers a wide selection of insurance products such as individual life, small business, and personal vehicle insurance. Its life insurance comes in four variations, which are whole life, term life, variable life, and universal life. It can also assist clients in filing insurance claims and paying their insurance premiums.

License Verified:

License: 118451

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7900 East Green Lake Drive North, Seattle, WA 98103
  • Life Insurance
  • Health Insurance

Why choose this provider?

Essential Benefits is a locally owned and operated insurance agency serving clients in the Bellevue area. It works with multiple carriers to provide insurance policies that fit the needs of clients. It offers term life insurance, permanent life insurance, and return of premium term life coverage as well as individual health insurance. Coverage for accidents, cancer expenses, critical illnesses, and disabilities are also available. Essential Benefits also provides business health insurance for employees and employers.

License Verified:

License: 808453

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Yelp
4.0 / 5 (26)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13119 Seattle Hill Road, Snohomish, WA 98296
  • Life Insurance

Why choose this provider?

Forest Park Insurance Services is an independent insurance agency that serves clients in Bellevue. It offers term life and whole life insurance policies. The life insurance's amount of coverage is based on several factors, such as age, health, and the number of children that a client has. It also offers insurance products from several insurance companies, including Safeco, Progressive, and Hartford. Its team has 73 years of combined experience in protecting families and businesses. The company's owner, Kenny Zener, purchased the agency in 2011.

License Verified:

License: 787208

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (117)
Facebook
5.0 / 5 (24)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16300 Mill Creek Boulevard, Mill Creek, WA 98012
  • Life Insurance

Why choose this provider?

Western Pacific Insurance Group is a life insurance company that serves clients from Bellevue and nearby areas. The agency provides a variety of coverages for life insurance to ensure financial security in case of an unexpected life event. Aside from life insurance, the firm also provides insurance for vehicles, business owners, and renters. The business has partnered with major insurance companies to deliver its services such as First American Property and Casualty and American Modern.

License Verified:

License: 755525

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (165)
Facebook
5.0 / 5 (20)
Yelp
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14400 Northeast 145th Street, Woodinville, WA 98072
  • Life Insurance

Why choose this provider?

Serving Bellevue, Madison Avenue Insurance Group is an independent insurance provider with an array of insurance solutions to clients in the metro. It offers insurance products for businesses such as life insurance and health insurance. The group also has business insurance services, including loss of business income insurance, general liability insurance, liquor liability insurance, employee theft insurance, and auto liability insurance. Madison Avenue Insurance Group and its agents focus on delivering appropriate coverages based on customer needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12505 Bel-Red Road, Bellevue, WA 98005
  • Life Insurance
  • Health Insurance

Why choose this provider?

Achieve Alpha Insurance is an independent insurance agency that provides insurance services to residents and businesses of Bellevue and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life insurance plans like lifetime term insurance, term life insurance, and permanent life insurance. Additionally, it provides other insurance packages like long-term care insurance, auto insurance, home insurance, disability insurance, and group health coverage insurance. It has provided insurance services on the Eastside—including Bellevue—since 2001.

License Verified:

License: 840789

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (39)
Yelp
5.0 / 5 (38)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
300 Admiral Way, Edmonds, WA 98020
  • Life Insurance

Why choose this provider?

Johnson Insurance Agency LLC caters to clients in the Edmond and Bellevue areas through its wide selection of insurance products. Operating since 1947, the agency utilizes its partnerships with various insurance carriers to provide clients with insurance policies that cover life, vehicle, business, and property. Moreover, its insurance professionals assist clients when they have an insurance claim and they can also periodically review and revise a client's existing insurance coverage to accommodate their current needs.

License Verified:

License: 125225

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14595 Bel-Red Road, Bellevue, WA 98007
  • Term Life Insurance
  • Permanent Life Insurance Policy

Why choose this provider?

Established in 2001, Bellevue-based Pacific Insurance Group works with multiple insurance companies specializing in life insurance policies and fixed indexed products. It offers a range of policies, including term life insurance, permanent life insurance, and disability insurance, as well as retirement planning and estate planning. Companies can also avail of the company's executive bonus plans, which reward individuals who are vital to the success of their business. Additionally, Pacific Insurance Group recruits and trains life insurance producers.

License Verified:

License: 171906

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (102)
Facebook
5.0 / 5 (16)
Yelp
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3105 Wheaton Way, Bremerton, WA 98310
  • Life Insurance

Why choose this provider?

HK Agency, Inc., is a local and independent insurance agency that lists Bellevue as one of its services areas. The firm offers life insurance categories such as investment policies and protection policies. Whole life insurance, term life insurance, and universal life insurance are among the types of life insurance options it delivers. Its additional insurance products include travel insurance and personal umbrella insurance. The insurance agency also offers policies that protect clients' vehicles and properties.

License Verified:

License: 18435

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (15)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
800 5th Avenue, Seattle, WA 98104
  • Life Insurance

Why choose this provider?

Founded in 1956, Brown & Brown Insurance helps professionals, individuals, families, and businesses in Bellevue get customized life insurance policies based on their specific needs and goals. Its team of over 100 insurance agents and office staff offers long-term care and disability insurance options, as well as employee benefits programs such as employee engagement, account management, and benefit strategy development. The company also helps clients who want their cars, motorcycles, watercrafts, and homes to get insured.

License Verified:

License: 785124

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
724 Ericksen Avenue Northeast, Bainbridge Island, WA 98110
  • Life Insurance

Why choose this provider?

Bainbridge Insurance Agency extends its services to policyholders in and around Bellevue. Among other personal lines of insurance, it offers personalized life insurance products that provide its clients with a number of living and death benefits, depending on whether it's term, whole, or universal life insurance. Located on Bainbridge Island, the company started out as a bank agency in 1948. It has since turned itself into an independent insurance agency that sources its products from carriers like Safeco, Progressive, Allstate, and Foremost.

License Verified:

License: 3176

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (2)
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
18023 62nd Avenue Northeast, Kenmore, WA 98028
  • Life Insurance

Why choose this provider?

Founded in 1986, Michelman Insurance Group, Inc., lists Bellevue as one of its service areas. It offers life insurance policies to individuals and families, with options for universal life insurance, whole life insurance, and variable life insurance. Clients can avail of term life insurance policies with annual renewable and decreasing terms. It provides homeowners' insurance, renters' insurance, condo insurance, flood insurance, and landlord protection. It also helps clients keep their watercraft and classic cars protected through vehicle insurance policies.

License Verified:

License: 139075

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Yelp
4.0 / 5 (7)
Google
3.7 / 5 (3)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What benefits does the life insurance death benefit offer in Bellevue?

    Your Bellevue life insurance policy guarantees that your selected beneficiary or beneficiaries will receive money tax-free upon your demise. This money can be used to address a variety of financial needs, including debt repayment, school payments, burial expenses, and estate taxes. Moreover, the policy can offer assurance for your business by allowing surviving partners to purchase the shares of a deceased partner, avoiding a forced sell-off.

  • What factors influence the pricing of life insurance in Bellevue?

    The price of your Bellevue life insurance coverage will depend on the type of policy you select. Your level of insurance coverage, as well as your gender, age, and risk category, will affect the cost of your premium. Additionally, your medical history, tobacco usage, and hazardous hobbies and occupations may impact the policy cost.

  • What is universal life insurance in Bellevue?

    Universal life insurance in Bellevue is a long-term life insurance option. The premiums for this type of insurance can be modified to fit your financial situation, giving you the flexibility to increase or decrease payments accordingly. The policy also builds tax-deferred cash value over time. You can tap into these funds for various needs down the line.

  • Upon your passing, will your family in Bellevue be obligated to pay taxes on the life insurance?

    Following your passing, your family won't face income taxes on the life insurance proceeds, as life insurance benefits are not taxed in Bellevue. Beneficiaries are also not obligated to declare the life insurance payout on their tax returns. However, there are exceptions for high-net-worth individuals. Taxes may apply to their benefits.

  • How can one choose the right life insurance policy in Bellevue?

    When selecting a life insurance policy in Bellevue, start by evaluating your needs. Consider factors like expenses, income, debts, and future financial objectives to determine the necessary coverage. Compare policies and ask for quotes from various insurers, choosing one that aligns with your budget and requirements. Carefully review policy details before making a final decision on your life insurance plan. Familiarize yourself with the term length, claims process, renewal options, and exclusions.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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